Mark Congdon is a financial advisor with Horizon Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has worked with several firms, including Private Client Services, Securities America, Inc., and Securities Services Network, and has been involved with Horizon Advisory Services and The Horizon Group since 1993. Congdon also participates in the Putnam Investments Advisory Council, a forum for advisors to provide feedback on investment offerings and industry developments. Horizon Financial is an SEC-registered advisory firm serving individuals and families, including high-net-worth clients, through discretionary portfolio management, trust and retirement account services, and integrated financial planning. The firm employs a model-driven investment process overseen by an internal team and Investment Policy Committee, focusing on diversified, long-term asset allocation primarily implemented with mutual funds, ETFs, and individual securities.

Donald Kwarta is a financial advisor at Horizon Financial with nine years of industry experience. He holds a Series 65 designation and has worked at Horizon Advisory Services, Inc., SSN Advisory Inc, and Mark A Congdon, among others. Horizon Financial is an SEC-registered advisory firm serving individuals and families, including high-net-worth clients, through discretionary portfolio management, trust and retirement account services, and integrated financial planning. The firm employs a model-driven investment approach overseen by an internal team and an Investment Policy Committee, focusing on diversified, long-term asset allocation primarily via mutual funds, ETFs, and individual securities.

David Gwynn is a financial advisor with FLFS Advisory LLC, holding the ChFC® designation and Series 63 license, and has 57 years of industry experience. His work history includes roles at LPL Financial, Grove Point Investments, H. Beck, Inc., and Finger Lakes Financial Services Inc. He is also a business owner of LaSalle Associates. FLFS Advisory serves individuals, families, trusts, charitable organizations, businesses, and pension plans, offering discretionary investment management and non-discretionary consulting. The firm employs a discovery-based process to create customized investment plans and uses asset-allocation models focused on value and momentum, with options for third-party managers and performance-based fee arrangements for qualified clients.

Wendy Devinny is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 24 years of industry experience. She has previously worked at Cadaret, Grant & Co., Inc. and Neubert Financial Services. Devinny also provides investment advisory services through Post Resch Tallon Group, an independent registered investment advisor, and is involved in tax preparation and accounting through WLD Financial. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm supports its advisors with an in-house research team and a variety of investment delivery options ranging from financial planning to third-party asset management.

Ethan Wade is a financial advisor at Brighton Securities Corp. in Rochester, NY, holding Series 63 and Series 65 licenses with 13 years of industry experience. He has been with Brighton Securities since 2013. Brighton Securities serves individuals, including high-net-worth clients, as well as pension plans, charities, estates, trusts, and businesses, offering financial planning, portfolio management, and consulting through various program structures. The firm operates as both an SEC-registered investment adviser and a FINRA member broker-dealer, providing a combination of advisory and brokerage services along with affiliated tax and accounting offerings.

Mark Santelli is a financial advisor with Bright Futures Wealth Management, LLC in Webster, NY, holding Series 63 and Series 65 licenses and over 34 years of industry experience. His prior roles include positions at Cetera Advisors LLC and Silver Oak Securities, Inc. Outside of advisory work, he owns and operates Equimark Insurance Agency, LLC, which sells fixed insurance products. Bright Futures Wealth Management provides portfolio management, financial planning, and pension consulting services to individuals, trusts, entities, and retirement plans. The firm serves a broad client base, employing various investment analysis methods and offering discretionary and non-discretionary services, including a sponsored wrap fee program.

Kevin Fahy is a financial advisor with Bright Futures Wealth Management, LLC, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at several firms, including Silver Oak Securities, Cetera Investment Advisers, and Prudential. Fahy is also involved with Notable Networks, a business networking group. Bright Futures Wealth Management provides portfolio management, financial planning, and pension consulting services to individuals, trusts, and retirement plans. The firm serves both non-high-net-worth and high-net-worth clients, employing a variety of analysis methods and offering discretionary and non-discretionary investment services.

David Perrotto is a financial advisor with Bright Futures Wealth Management, LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at Cetera Advisors LLC and Silver Oak Securities, Inc. He is also involved with the National Association of Insurance and Financial Advisors (NAIFA) as a Grassroots Chair and board member, leading local advocacy efforts. Bright Futures Wealth Management provides portfolio management, financial planning, and pension consulting to a diverse client base, including individuals, trusts, and retirement plans. The firm uses a range of investment analysis methods and offers both discretionary and non-discretionary services, incorporating alternative investments and maintaining a transparent approach to affiliated businesses and licensed personnel.

Samantha Webster is a CFP® professional with 24 years of experience in financial advising. She currently works at OSAIC and has held advisory roles at FSC Securities Corporation and Ciccarelli Advisory Services. Webster is also a partner at Park Central LLC, where she provides financial planning and investment advice. OSAIC is a large SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, pension plans, corporations, and nonprofits. The firm offers a range of advisory services and utilizes a comprehensive investment process that incorporates risk tolerance assessments, portfolio optimization, and access to various investment products and custodial platforms.

Catherine Arnold is a CFP® with eight years of industry experience, currently serving as an advisor at Flower City Capital LLC. She has previously worked at Whitney & Company and LVW Advisors. Flower City Capital provides discretionary portfolio management and financial planning primarily to individual and high-net-worth clients, managing approximately $445 million in assets. The firm uses a diversified investment approach combining fundamental, technical, and quantitative analysis alongside modern portfolio theory, with portfolios managed on a discretionary basis and reviewed quarterly.

Ryan Turbyfill is a financial advisor at Capstone Investment Financial Group, LLC with eight years of industry experience. He holds a Series 65 designation and has been involved in real estate sales through Re/Max Alliance/Turbyfill since 2002. Outside of financial advising, Turbyfill coaches endurance athletes through his business, Elevation Multisport LLC. Capstone Investment Financial Group serves individual investors, institutions, and various plan types by providing personalized investment management, financial planning, and retirement-plan advisory services. The firm emphasizes risk management over market timing, uses proprietary model strategies, and manages a pooled private vehicle focused on privately sourced debt.

Melissa Talarico is a financial advisor at Brighton Securities Corp. with six years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill Lynch, Medical Marketing Associates LLC, FF Thompson Hospital, and Victor Surgical Care PLLC. Brighton Securities Corp. provides investment advisory and brokerage services to individuals, trusts, estates, pension plans, charities, and small businesses. The firm offers portfolio management, financial planning, insurance products, and tax preparation, managing approximately $986 million in client assets as of December 2024.

Ryan Tomko is a CFP® and holds a Series 63 license, with five years of experience in the financial industry. He has been with Howe and Rusling, Inc. in Rochester, NY since 2015. Howe and Rusling primarily serves individual and high-net-worth clients, as well as institutional clients such as insurance companies, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm combines top-down macroeconomic forecasting with bottom-up fundamental research to manage discretionary portfolios focused on large-cap equities and intermediate fixed income, supported by estate-planning coordination and tax-preparation services through a wholly owned subsidiary.

Adam Drinkwater is a financial professional with nine years of industry experience. He is currently with William Joseph Capital Management, Inc. and holds the Series 66 designation. His prior experience includes roles at Osaic Wealth, Inc. and American Portfolios Financial Services, Inc. Outside of advisory work, he is involved with ITP Partners, LLC in insurance sales and performs administrative duties at Charleton Financial. William Joseph Capital Management, Inc. is a multi-advisor investment advisory firm serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm offers wealth management services that integrate financial planning and portfolio management, utilizing customized portfolio construction and third-party sub-advisors accessed through the AssetMark platform.

Christine Fusare is a financial advisor with Kickstand Wealth Advisors and holds Series 63 and Series 66 licenses. She has 32 years of industry experience, including 25 years at Merrill before joining Kickstand Wealth Advisors in 2021. Kickstand Wealth Advisors serves individuals, families, and entities such as family offices and qualified retirement plans, offering personalized financial planning and both discretionary and non-discretionary investment management. The firm employs a long-term investment approach grounded in fundamental analysis and utilizes a broad range of investment vehicles tailored to client suitability.

Jeremiah Thisse is a financial advisor at Ashford Advisors, LLC with 4 years of industry experience. He has been with Ashford Advisors since 2001. Ashford Advisors serves high net worth individuals, charitable organizations, and closely held corporations through its Ashford Advisory Program, offering financial planning, portfolio management, third-party manager search and monitoring, and consulting on hedge fund, venture capital, and private equity investments. The firm focuses on discretionary and non-discretionary separately managed accounts with an emphasis on asset allocation and manager selection.

Jennifer Snyder is a financial advisor at Brighton Securities Corp. in Rochester, NY, holding a Series 66 designation with three years of industry experience. Prior to joining Brighton Securities in 2022, she worked at LULULEMON for nine years. Brighton Securities Corp. provides investment advisory and brokerage services to individuals, trusts, estates, pension plans, charities, and small businesses. The firm offers portfolio management, fee-based financial planning, insurance products, and tax preparation, managing approximately $986 million in client assets as of December 2024.

Sarah Swan is a financial advisor at Howe and Rusling, Inc. in Rochester, NY, holding a Series 65 designation with five years of industry experience. She has been with Howe and Rusling since 2011. Howe and Rusling primarily serves individual and high-net-worth clients, as well as insurance companies, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides discretionary portfolio management focused on large-cap equity and intermediate fixed-income strategies, complemented by financial and estate-planning services and tax preparation through a wholly owned subsidiary.

Vincent Crane is a CFA® charterholder with eight years of industry experience, currently serving at Flower City Capital LLC since 2018. Prior to joining Flower City Capital, he worked at JP Morgan & Chase from 2016 to 2018. Flower City Capital LLC provides discretionary portfolio management and financial planning primarily to individual and high-net-worth clients, managing approximately $445 million in assets. The firm employs a combination of fundamental, technical, and quantitative analysis with a long-term trading orientation, offering a broad investment universe that includes equities, fixed income, real estate funds, private placements, and commodities.

Ryan Wegman is a financial advisor with Post Resch Tallon Group in Pittsford, NY, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked at firms including LPL Financial, Cadaret, Grant & Co., Penn Mutual Life Insurance, and Hornor Townsend & Kent. Wegman serves on the board of directors for Cancer Support Community Rochester. Post Resch Tallon Group provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and small businesses. The firm emphasizes asset allocation and diversification, using a top-down approach and modern portfolio theory, and incorporates derivatives in separately managed accounts, which is uncommon among peer team firms.