Rebecca Gebhart is a financial advisor with Morgan Stanley in York, PA, holding a Series 63 designation and 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and has worked at Citigroup Global Markets since 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Secular Return Estimates and Monte Carlo simulations.

Ty Wilkinson is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in networking with realtors and supporting business acquisitions through alternative financing solutions tailored to real estate and business transactions. He collaborates with a team of specialists to provide goals-based wealth management services to families, accomplished professionals, and successful business owners, focusing on delivering customized advice and a disciplined investing approach. Wilkinson's expertise includes college education planning, divorce transition planning, personal retirement planning, tax minimization, and retirement income strategies. He holds a bachelor's degree from Shippensburg University. A lifetime resident of central Pennsylvania, he describes himself as passionate, caring, and ambitious, and values cultivating long-term client relationships by providing exceptional service. Outside of work, his interests include hunting, music, skiing, swimming, and watching movies.

Scott Litten is a financial advisor with Osaic Wealth, Inc. in York, PA, holding a Series 63 designation and 36 years of industry experience. His prior work includes roles at Signator Investors, Inc. and Transamerica Financial Advisors. Outside of his advisory role, he owns and operates Litten Financial Group, LLC, which offers variable investments, health insurance, fixed life insurance, and annuities, and also runs a Medicare Insurance Enrollment Center. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services across multiple programs with an investment approach centered on model-based asset allocation, portfolio optimization, and various managed account strategies.

Shay O’neill is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and beginning their advisory career in 2026. Prior to this role, O’neill has worked in various positions including at The Coca-Cola Company, Western New England University, and Ardor Fitness. Outside of finance, they have experience with Quabbin Soccer Academy and other community organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers both one-time and ongoing planning engagements and integrates planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Kyle Newton is a financial advisor with Edward Jones in York, PA, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Edward Jones, he worked at Listrak for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large network of advisors and branch offices, offering a range of advisory programs and tax-efficient services under a fiduciary standard.

Derek Nowak is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2007 as a summer intern and has since developed his expertise across various facets of personal finance. Derek's professional designations include Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He leverages his experience to assist clients with areas such as college education planning, corporate benefits, family wealth management strategies, retirement income, and portfolio management services. Derek graduated from Franklin and Marshall College with a major in business and a minor in economics and earned his MBA from Pennsylvania State University. He is a member of several professional organizations including the Financial Planning Association of Central PA, Historic St. Mary's Church in Lancaster, PA, Lancaster Science Factory, and Pennsylvania Dutch Council, Boy Scouts of America. His community involvement includes a decade-long commitment to the board of the Lancaster Science Factory, volunteering as a DAT captain with the Red Cross, serving as Cubmaster for the local Cub Scouts pack, and supporting his children's sporting activities. Originally from Lancaster, PA, Derek has a strong connection to his community and balances his professional career with personal interests like camping, running, and swimming. He is married to his high school sweetheart and together they have four children.

Wendy Livingston is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. She has worked at firms including LPL Financial, Peoplesbank, and currently serves at Cetera and Orrstown Bank dba Orrstown Financial Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets across more than 10,000 advisors.

Kyle O'Donnell is a financial advisor at Raymond James Financial with one year of industry experience. Before joining Raymond James, he worked at Becton Dickinson and Cintas. He is also an associate at Integrity Wealth Strategies, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients, using tailored, non-discretionary planning and analytical tools to support client goals.

R Rowland is a financial advisor at Cetera with 24 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Cetera in 2025, he worked at Avantax and 1ST Global Advisors and maintains a CPA practice. He is also the owner of Rowland Financial LLC, providing financial services to clients. Cetera Investment Advisers LLC serves a nationwide network of independent advisors and offers a range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with various program options and reported over $256 billion in assets under management.

Zane Akin is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and has previously worked at Grove Point Advisors, LLC and H. Beck, Inc. Outside of advisory work, he is a notary and represents a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions, offering services that include financial planning, model portfolios, and access to third-party asset management.

Vyotta Hawk is a financial advisor with Ameriprise in York, PA, holding a Series 66 designation and 11 years of industry experience. She has been with Ameriprise and its affiliated entities since 2007. Outside of her primary role, she is involved with LPPO, LLC as a financial advisor and investment manager. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations through a centralized consulting team.

Timothy Sutherland is a Certified Financial Planner® with 23 years of experience, currently affiliated with Cambridge Investment Research Advisors since 2014. His prior roles include positions at Grove Point Investments, LLC and Money Concepts Capital Corp. He is also the owner and manager of Harvest Rock Advisors, LLC, where he provides royalty administration and management services related to oil and gas leases. Additionally, he serves as a director on the North Beach Condominium Association Board of Directors. Cambridge Investment Research Advisors, Inc. serves a diverse client base, including individual and institutional investors such as pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm supports various management platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Michael Washburn is a financial advisor with Morgan Stanley in York, PA, holding a Series 66 designation and 17 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank since 2015. Outside of his advisory role, he serves as a Planning Commission Member for Lower Allen Township. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services that include both direct client plans and Corporate Financial Planning agreements.

Denny Breneman is a ChFC® and holds a Series 66 license, working with LPL Financial in Red Lion, PA. He has 23 years of industry experience, including 15 years at M&T Securities and two years at Equitable Advisors. Breneman has been with LPL Financial since 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing various portfolio strategies supported by advanced research and operational tools.

Bruce Kleindienst is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. He has been with Thrivent Financial for Lutherans and its investment management arm since 2002. Kleindienst serves as a board member of the Elizabethtown School Board, overseeing curriculum, budget, and facilities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning without discretionary trading authority. The firm emphasizes holistic analyses and offers clients the option to combine planning with managed accounts through its WealthPlan program.

Michael Stein is a financial advisor at Ameriprise with 16 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 14 years before joining Ameriprise. Outside of his advisory role, he owns and manages Fortiplan LLC, a business related to his Ameriprise activities. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets and offers a range of advisory, brokerage, and insurance solutions through its affiliated companies. The firm’s retirement-income approach includes algorithm-driven recommendations reviewed by a specialized consulting team and emphasizes tax-smart withdrawal strategies and asset management within Ameriprise accounts.

Elizabeth Wolf is a Certified Financial Planner (CFP®) with 40 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her professional role, she serves as trustee of her late father's testamentary trust and executor of her aunt's estate. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with both brokerage and advisory solutions, serving more than 14,000 financial advisors nationwide.

Neil Crowell is a financial advisor with Cetera, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Voya Financial Advisors and operating DSF Wealth Management Group, a firm through which he provides insurance and financial services. He is also an independent insurance agent and owns East York Financial LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to third-party money managers and varied program structures.

Aaron Gingrich is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. He previously worked at RBC Capital Markets for 11 years before joining LPL Financial in 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and asset management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced research and operational tools.

Kim Houck is a Series 66-licensed financial advisor with LPL Financial, bringing 22 years of industry experience. She has worked with LPL Financial since 2018 and previously held positions at Invest Financial Corporation and CUSO Financial Services. Houck is also affiliated with Members 1st Federal Credit Union, where she has been involved since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.