Janelle Coolbaugh is a CFP® and holds a Series 66 license with 13 years of industry experience, all of which have been spent at Edward Jones since 2013. She is based in New Oxford, PA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and affiliated investment products, operating under a fiduciary standard and supported by a large national network of financial advisors and branch offices.

Emanuel Strategos is a financial advisor with Mass Mutual Investors Services in York, PA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked at METLIFE Securities Inc. from 2001 to 2017. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements using firm-approved software to analyze client goals and generally recommends investment categories and strategies.

Joshua Walters is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analysis.

Edward Bird is a CFP®-designated financial advisor with 21 years of industry experience, currently with LPL Financial since 2024. His prior experience includes roles at Lincoln Financial Advisors, M&T Securities, MTBIA, and M&T Bank. Outside of his advisory work, he is a business owner of XCOLLECTIBLES. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning, advisory programs, retirement consulting, and brokerage services supported by model portfolios and research from internal and third-party sources.

Shannon Bender is a financial advisor with LPL Financial in York, PA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. Her prior roles include positions at Members 1st Federal Credit Union, CITIZENS Bank, Citizens Securities Inc., and PNC Investments LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with access to model portfolios, research, and multiple portfolio management strategies.

Nakhaiya Jacobs is a financial advisor with Ameriprise in York, PA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise, Jacobs attended The Pennsylvania State University and Hanover Senior High School. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Richard Brown is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He previously worked with Avantax Investment Services, 1st Global Advisors, and Avantax Insurance Services. Outside of his advisory work, he plays baritone horn in a German band that performs for church events. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios as well as customizable investment strategies.

Thomas Mcilwee is a financial advisor with Morgan Stanley in York, PA, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Kara Reisser is a Series 66 licensed financial advisor with Edward Jones in York, PA, where she has worked since 2019. She has four years of industry experience and previously worked at Heritage Hills Athletic Club, Real Estate Education Center, CR Consulting, and Morex Ribbon. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charities. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a large national network of advisors and branch offices.

Robert Bowen is a financial advisor with Wells Fargo Clearing in York, PA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Wells Fargo entities since 2009. Bowen serves on multiple finance and audit committees for local nonprofit organizations, including roles as chairman of the endowment committee at Advent Lutheran Church and chairman of the 403(b) oversight committee at Spiritrust Lutheran. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Robert Miller is a financial advisor at Cetera with 15 years of industry experience. He holds a Series 66 designation and has worked with Cetera and Cetera Wealth Services, LLC since 2013. Outside of his advisory role, he serves as Vice President of the St. Teresa Athletic Association, organizing sports activities for the local school. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing a multi-manager platform with various program structures and third-party managers.

Rebecca Gebhart is a financial advisor with Morgan Stanley in York, PA, holding a Series 63 designation and 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and has worked at Citigroup Global Markets since 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Secular Return Estimates and Monte Carlo simulations.

Ty Wilkinson is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in networking with realtors and supporting business acquisitions through alternative financing solutions tailored to real estate and business transactions. He collaborates with a team of specialists to provide goals-based wealth management services to families, accomplished professionals, and successful business owners, focusing on delivering customized advice and a disciplined investing approach. Wilkinson's expertise includes college education planning, divorce transition planning, personal retirement planning, tax minimization, and retirement income strategies. He holds a bachelor's degree from Shippensburg University. A lifetime resident of central Pennsylvania, he describes himself as passionate, caring, and ambitious, and values cultivating long-term client relationships by providing exceptional service. Outside of work, his interests include hunting, music, skiing, swimming, and watching movies.

Scott Litten is a financial advisor with Osaic Wealth, Inc. in York, Pennsylvania, holding a Series 63 designation and bringing 36 years of industry experience. He has been with Osaic since 2018 and previously worked at Signator Investors, Inc. from 2016 to 2018. Outside of his role at Osaic, Mr. Litten owns Litten Financial Group, LLC, which offers variable investments and insurance products, and also operates a Medicare Insurance Enrollment Center. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, financial planning, and access to various investment platforms, employing asset-allocation tools and third-party services to manage diversified portfolios.

Shay O’neill is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and beginning their advisory career in 2026. Prior to this role, O’neill has worked in various positions including at The Coca-Cola Company, Western New England University, and Ardor Fitness. Outside of finance, they have experience with Quabbin Soccer Academy and other community organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers both one-time and ongoing planning engagements and integrates planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Kyle Newton is a financial advisor with Edward Jones in York, PA, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Edward Jones, he worked at Listrak for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large network of advisors and branch offices, offering a range of advisory programs and tax-efficient services under a fiduciary standard.

Eric Walker is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked for Church & Dwight Co Inc for nine years and Anvil International for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products through a nationwide network of financial advisors and branch offices.

Derek Nowak is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2007 as a summer intern, where he developed expertise across various aspects of personal finance. Derek holds a Bachelor's Degree in business with a minor in economics from Franklin and Marshall College and earned an MBA from the Pennsylvania State University System. Derek's professional focus includes college education planning, corporate benefits, family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Active in his community, Derek has contributed to organizations such as Historic St. Mary's Church in Lancaster, PA, the Pennsylvania Dutch Council of the Boy Scouts of America, and has served on the board of the Lancaster Science Factory. He volunteers as a Cubmaster in the local Cub Scouts pack and has supported the Red Cross as a DAT captain. Outside of work, Derek enjoys camping, running, and swimming. He lives in Lancaster, PA, with his wife and four children.

Andrew Riggle is a CFP® with three years of industry experience, currently affiliated with Cetera. He has worked at PricewaterhouseCoopers and Stambaugh Ness, and is also a financial professional at Riggle Wealth Group, LLC. Riggle serves as an elected board member of the United Way of Adams County. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual investors, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Wendy Livingston is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 24 years of industry experience. Her prior roles include positions at LPL Financial, Cetera Advisor Networks, and PeoplesBank. She is also a financial advisor at Orrstown Bank dba Orrstown Financial Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm utilizes a multi-manager platform allowing advisors to implement a range of portfolio management strategies across various program structures and custodial relationships.