Timothy Dorazio is a financial advisor with Independence Square Holdings, LLC, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at LPL Financial, KeyBank, and PNC Bank. Outside of his advisory work, he serves as a referee in the USA Hockey League. Independence Square Holdings serves individual clients, retirement plans, and institutional clients through financial planning, portfolio management, and ERISA advisory services. The firm employs a multi-team approach with approximately 40 advisors and integrates customized portfolios, model portfolios, and third-party solutions, along with extensive digital and platform services.

Jaclyn Swavely is a Certified Financial Planner (CFP®) with 23 years of industry experience. She is currently with Girard Advisory Services, LLC and has previously worked at firms including Kistler-Tiffany Advisors and APW Capital, Inc. She spends a small portion of her time on fixed insurance sales. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes asset allocation and diversification through a proprietary research process and offers a range of investment strategies alongside retirement plan consulting.

Brian Smith is a financial advisor with B. Riley Wealth Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior roles include positions at LPL Financial LLC, QNB Bank, and Investment Professionals Inc. He is also a licensed insurance agent involved with B. Riley Wealth Insurance. B. Riley Wealth Advisors, Inc. manages approximately $7.03 billion in client assets through about 274 advisors, serving individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans. The firm offers a broad suite of advisory programs, financial planning, and retirement solutions, utilizing multiple program structures and both proprietary and third-party asset allocation models.

Michael Maher is a financial advisor at B. Riley Wealth Advisors, Inc. with 39 years of industry experience. He has held roles at B. Riley Wealth Advisors and B. Riley Wealth Management since 2022, following six years at Ameriprise Financial Services, Inc. Michael holds Series 63 and Series 65 licenses. B. Riley Wealth Advisors provides investment advice and portfolio management to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm offers various program options, including advisor-managed accounts and third-party managed programs, and manages approximately $4.21 billion in client assets.

Kaleb Burns is a financial advisor with Independence Square Holdings, LLC, holding Series 63 and Series 65 licenses and 15 years of industry experience. His career includes roles at LPL Financial, Citizens Securities, Inc., Santander Securities LLC, and The Hershey Company. Outside of his advisory work, he serves as Chief Compliance Officer at ISQ Capital LLC and manages a consignment event business on a part-time basis. Independence Square Holdings serves individuals, retirement plans, and institutional clients by providing financial planning, portfolio management, pension consulting, and ERISA advisory services. The firm operates as a multi-team adviser with approximately 40 advisors, combining customized portfolios, model portfolios, and third-party solutions, while utilizing digital platforms and alternative investment options to implement client strategies.

Cheryl Gysi is a financial advisor with Geneos Wealth Management, Inc. She holds a Series 66 designation and has seven years of industry experience. Gysi has been affiliated with Geneos Wealth Management and Life Financial Group since 2015. Geneos Wealth Management is an SEC-registered investment adviser serving individuals, trusts, estates, corporations, pension and profit-sharing plans, and other institutions. The firm offers financial planning, portfolio management, and referrals to third-party money managers through traditional and wrap-fee programs, employing a variety of investment strategies including fundamental, technical, and tactical asset allocation.

Christopher Cortese is a CFP® with 13 years of industry experience. He has been with Wescott Financial Advisory Group LLC since 2010. Wescott Financial Advisory Group provides wealth management and comprehensive financial planning to a diverse client base, including high-net-worth individuals, families, trusts, foundations, pension and profit-sharing plans, and corporations. The firm uses an open-architecture, multi-manager investment approach that combines passive and active strategies within a tax-sensitive, disciplined process.

Dylan Welsh is a financial advisor at Girard Advisory Services, LLC with a Series 65 designation and three years of industry experience. His prior work includes roles at eMONEY ADVISOR, Univest Bank & Trust Co., and TD Bank. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes asset allocation, diversification, and portfolio customization through a proprietary research process and an Investment Committee, offering a variety of strategies including traditional equities, fixed income, and alternative approaches such as tax-managed direct indexing and options overlays.

Andrew Stein is a financial advisor at Summit Financial, LLC with Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at Canon Capital Investment Advisory, Kemp Harvest Financial Group, and LPL Financial, LLC. Before his financial career, he worked in various roles including at Domino’s and Indian Valley Country Club. Summit Financial, LLC is an SEC-registered, multi-team advisory firm managing approximately $26.35 billion in assets for around 17,800 clients. The firm offers investment advisory and portfolio management programs, financial planning, and retirement plan advisory services, combining discretionary and consultative approaches tailored to client needs.

Renee Bowen is a financial advisor at Girard Advisory Services, LLC with eight years of industry experience. She has been with Girard Partners, Ltd since 2017 and worked as a consultant from 2016 to 2017. Bowen holds a Series 65 designation. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm employs a proprietary research process and an Investment Committee to guide portfolio construction, offering a range of strategies including tax-managed indexing and options overlays, while maintaining affiliated relationships that enable recommendations across banking, trust, brokerage, and insurance services.

Thomas Miller is a CFA® charterholder with 11 years of industry experience. He is currently with Girard Advisory Services, LLC and has previously worked at Quasar Distributors, LLC, Union Square Capital Partners, LLC, and Nationwide Fund Distributors LLC. Outside of his advisory role, he is involved in soccer coaching through KAT Associates LLC. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, charitable organizations, pension plans, and business entities. The firm emphasizes asset allocation and diversification, employing a proprietary research process and an Investment Committee to manage portfolios using a range of securities and specialized strategies.

Ryan Hamilton is a financial advisor at Girard Advisory Services, LLC with three years of industry experience. He holds a Series 65 designation and has previously worked at Univest Bank and Trust Co and SEI Investments. Outside of his advisory role, Hamilton works as a food delivery driver for Uber Technologies and Grubhub and performs cleaning duties for Maid4ucleaners. Girard Advisory Services, LLC is a fee-only registered investment adviser that provides wealth management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm serves both individual clients, including high-net-worth households, and plan sponsors and participants, emphasizing asset allocation and diversification through a proprietary research process and a range of investment strategies.

Theodore Moyer is a financial advisor at Gibbs Wealth Management, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Legacy 360 Financial and Questar Asset Management. In addition to his advisory role, he is a 51% owner and insurance agent at Legacy 360 Financial LLC. Gibbs Wealth Management provides discretionary investment advisory services to individual and high-net-worth clients through an advisor-directed Model Management program that utilizes third-party platforms and strategists. The firm focuses on selecting and monitoring model portfolios tailored to clients’ financial situations, goals, and risk tolerance.

Michael Giongo is a financial advisor with Mutual Advisors, LLC in Spring City, PA, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. His prior roles include positions at MassMutual, MML Investors Services, Lincoln Financial Advisors Corp, and Geneos Wealth Management. Outside of his advisory work, he owns ERX Wealth, LLC, an insurance agency focused on fixed life, disability, and long-term care products, and serves as an independent sales representative for Merchant Advocate, assisting companies with merchant account reviews. Mutual Advisors, LLC serves a diverse client base including individual investors, trusts, retirement plans, and institutional clients, managing approximately $9.45 billion across 154 advisors. The firm offers a range of advisory services using both active and passive investment strategies tailored through multiple analytical methods and advanced platforms, and is notable for its scale, institutional reach including sovereign wealth funds, and integrated operational features such as an Outsource Insurance Desk and affiliated broker-dealer.

James Colao is a financial advisor with Girard Advisory Services, LLC and holds the CFP® and Series 66 designations. He has 11 years of industry experience, including roles at The Vanguard Group, Inc., Fidelity, Bank of America, and Merrill prior to joining Girard Advisory Services. Girard Advisory Services, LLC is a fee-only registered investment adviser offering wealth management, portfolio management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm utilizes a proprietary research process and an Investment Committee to tailor portfolios through diversified asset allocation and manages client assets using a range of investment vehicles and specialized strategies, supported by its affiliation with Univest Bank and Trust Co.

Brian Hungarter is a CFP® professional with six years of industry experience, currently serving at Girard Advisory Services, LLC since 2019. His prior roles include positions at Keeney Financial Group, Arena Strength & Conditioning, Legacy Advisors, and The Glenmede Trust Company. Girard Advisory Services, LLC is a fee-only registered investment adviser offering wealth management, financial planning, and retirement plan consulting services to individuals, trusts, estates, charitable organizations, and business entities. The firm utilizes a proprietary research process and investment committee to tailor portfolios through diversified asset allocation, serving both high-net-worth individuals and plan sponsors.

Timothy Williams is a financial advisor with Merit Financial Advisors in Schwenksville, PA, holding a Series 66 designation and 23 years of industry experience. His prior work includes roles at Wealth Enhancement Advisory Services, LPL Financial, Pacific Life Insurance, Jackson National Life, and Ameriprise. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm’s investment approach focuses on long-term, diversified asset allocation with customizable model portfolios overseen by an internal investment team and committee.

Joseph Elliott is a CFP® professional with 30 years of industry experience. He has worked at Independence Square Holdings, LLC since 2019 and previously held roles at Private Advisor Group, LLC and LPL Financial, LLC. Outside of his advisory work, he is involved in food and restaurant sales through Goose Pointe LLC and teaches in Chestertown, MD. Independence Square Holdings serves individuals, retirement plans, and institutional clients with financial planning, portfolio management, and ERISA advisory services. The firm operates as a multi-team adviser providing customized portfolios, model portfolios, and access to third-party managers, incorporating digital platforms and alternative investments in its approach.

Brian Platt is a CFP® with 36 years of experience in the financial services industry. He currently works at Independence Square Holdings, LLC and has held prior roles at firms including Private Advisor Group, The Philadelphia Group, LPL Financial, Cetera Wealth Services, Principal Financial Services, and 1717 Capital Management Company. His other business activities include selling and servicing fixed life, health, disability, and long-term care insurance, as well as fixed annuities. Independence Square Holdings (doing business as Independence Square Advisors) serves individuals, retirement plans, and institutional clients through financial planning, portfolio management, and pension consulting. The firm operates as a multi-team adviser, combining customized and model portfolios, third-party solutions, and digital platform services to implement client strategies.

Andrew Quintois is a financial advisor with Summit Wealth Group in Pottstown, PA, holding Series 63 and Series 65 licenses with nine years of industry experience. His prior roles include seven years at SEI Investments Management Corp. and SEI Investments Distribution Co., and earlier positions at Legacy Planning Partners and Northwestern Mutual. Outside of finance, he coaches and referees hockey with USA Hockey. Summit Wealth Group is a multi-team registered investment adviser with 39 advisors managing approximately $2.3 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans, offering integrated wealth management services including investment management, financial planning, retirement-plan advisory, family office support, and tax preparation.