Timothy Gardner is a financial advisor at Chatham Wealth Management, LLC, an independent firm based in McLean, VA. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. Prior to founding his current firm, he worked at Securities America Advisors and Osaic Wealth, Inc. Outside of his advisory role, he serves as a part-time lifeguard at a local recreation center. Chatham Wealth Management is a fee-only, independent registered investment adviser that manages discretionary assets for a small client base. The firm provides investment management, financial planning, and retirement plan consulting, combining passive and active strategies with an option for socially responsible investments, and operates exclusively through a wrap fee program.

Vincent Lucas is a financial advisor and CPA based in McLean, Virginia, with over 20 years of industry experience. He is the sole advisor and owner of Vincent C. Lucas, C.P.A., P.C., where he has worked since 1990. In addition to his advisory role, he holds a management position at Lucas, Moreland and Mastbrook, Inc., a tax and accounting firm with which he has been associated since 2011. His firm provides personalized financial planning and investment advisory services to individuals, small business retirement plans, trusts, estates, and other entities. As a CPA-operated registered investment adviser with affiliated accounting and insurance services, the firm emphasizes tax-conscious portfolio construction, long-term asset allocation, and diversification, managing a select client base with a focus on mutual funds, ETFs, equities, and bonds.

Most professionals, pre-retirees, and retirees have gaps in their financial plans that cost time, money, and peace of mind. These gaps often appear not because of poor planning, but because life itself keeps evolving. Careers change, families grow, tax laws shift, and priorities move. Over time, even the most well-intentioned plans can lose alignment with the lives they were built to support. With15+ years of working closely with individuals and families, I’ve seen firsthand how the right guidance and a truly collaborative relationship can make all the difference. At Addax Bridge Financial we believe every client’s story is unique, which is why every plan is too. Together, we look beyond numbers and portfolios to understand what matters most; your goals, values, and the life you’re building. From there we help close the gaps through a comprehensive approach that brings every part of your financial life into alignment by integrating: - Holistic or Goal-Based Financial Planning – aligning your finances with what matters most to you - Retirement Planning – creating a confident path to and through retirement - Investment Management – disciplined, research-driven portfolio construction and management - Tax Planning – strategies to help minimize taxes and maximize wealth - Estate Planning – preserving your legacy for the next generation - Insurance Planning – protecting what you’ve worked so hard to build - Education Planning - guiding families to fund futures with confidence As a Fiduciary and Fee-Only Wealth Management and Financial Planning firm, our mission is to simplify the complexities of finance, giving clients clarity, confidence, and a trusted partner at every stage of life. We focus on fewer relationships, that way we’re able to go deeper, understanding what matters most to you and staying involved every step of the way. It’s the kind of thoughtful, one-to-one partnership that larger firms simply can’t match.

Marjorie Burnett is a CFP® professional with 19 years of industry experience, operating MAB Financial Planning since 2006. She holds Series 65 registration and has a background that includes legal and accounting credentials, though she does not currently practice in those fields. MAB Financial Planning is an independent, fee-only sole proprietorship providing comprehensive financial planning services to individuals and families. The firm focuses on Financial Life Planning using established tools to align advice with clients’ values and life goals, and offers investment guidance based on academic principles without managing client assets or providing discretionary authority.

Patrick Weinert is a financial advisor with The Money Mission Limited Liability Company in Washington, DC. He holds a Series 65 designation and has five years of industry experience. Prior to his advisory career, he served 20 years in the United States Marine Corps. The Money Mission LLC provides individualized financial planning and investment advice primarily through one-on-one calls and meetings, focusing on mutual funds and low-cost, index-tracking ETFs. The firm uses a flat-fee coaching model and emphasizes education by offering newsletters, books, and personalized coaching without discretionary portfolio management or custody of client assets.

Eli Weissman is a CFP® with 12 years of industry experience, currently serving as the sole advisor at Advocate Wealth, LLC in Washington, DC. His prior roles include positions at Spire Investment Partners, Truist Advisory Services, BB&T Securities, and Alexandria Capital. He is also an independent insurance agent outside of his advisory work. Advocate Wealth serves individual and high-net-worth clients, as well as business owners, offering discretionary investment management, financial planning, and retirement plan advisory services. The firm emphasizes asset allocation and passive management using diversified mutual funds, ETFs, and select institutional products, while providing portfolio monitoring, rebalancing, and educational seminars.

Mary Norris is a financial advisor at MKN Wealth Management LLC in Washington, DC, with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at MKN Wealth Management since 2012, following nine years with Columbia Financial Advisors LLC. MKN Wealth Management provides discretionary asset management and tailored investment advice to individuals, trusts, pension and profit-sharing plans, and corporate entities. The firm employs individualized investment strategies with ongoing portfolio supervision, combining fundamental and technical analysis across a range of securities while maintaining client custody through a recommended institutional custodian.

George Munoz is the sole advisor at Munoz Group, holding CFP® certification along with Series 63 and Series 66 licenses, and has 21 years of industry experience. His career includes longstanding roles as a board member for multiple organizations including Altria Group, Anixter International, Marriott International, National Geographic Society, and Laureate Education, Inc. He is also a partner at Tobin & Munoz, a legal practice. Munoz Group provides financial advisory and investment-banking services primarily to business entities and high-net-worth individuals focused on emerging-market investments. The firm emphasizes project-level financial analysis and transaction advisory work, including financing, capital raising, M&A, and valuations, while clients retain control of investment decisions.

Tamana Rajwani is a Series 65-licensed advisor at SteadyRise Financial LLC with one year of industry experience. Prior to founding SteadyRise, she worked at Holistiplan LLC and held roles at Curriculum Associates, LLC, Amalie Financial Advisors LLC, Supreme Taxes LLC, and Bloomberg Industry Group. Rajwani also has experience in tax preparation and financial services. SteadyRise Financial LLC provides financial planning and tax preparation services to individuals, including high-net-worth clients, and small business owners. The firm focuses on long-term, passive asset-allocation strategies and integrates CPA-led tax preparation with financial planning, offering fixed-fee or hourly engagements without managing client assets or custody.

Andrew Omidvar is a financial advisor at Avesta Venture Advisors with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Triad Advisors since 1999. Outside of his advisory role, he has been affiliated with the University of DC since 1988. Avesta Venture Advisors provides technology-focused research and advisory services to qualified investors and institutional clients, including pension plans and endowments. The firm specializes in evaluating future technologies in computer and electronics using public information and employs a project-based billing approach.

Michael Wroblewski is a CFP® professional with 17 years of experience, serving as the sole advisor at Financial Advisor For You, LLC since 2009. He is based in Washington, DC, and has a background in federal consumer policy and consumer-education projects. Financial Advisor For You, LLC provides fee-only comprehensive financial planning, hourly consultations, and educational seminars primarily for individual clients and also serves business clients such as sole proprietorships, LLCs, and corporations. The firm emphasizes strategic asset allocation using low-cost, passive investments with a focus on tax-efficient rebalancing and plan-specific constraints, offering investment recommendations as part of comprehensive planning without discretionary management or product sales.

David Middleton is a CFP®-certified financial advisor with 12 years of industry experience. He founded Middleton Advisory in 2010 and serves as its sole advisor. His credentials include Series 65 and Series 66 licenses. Middleton Advisory is a fee-only registered investment adviser providing financial planning and discretionary portfolio management for individuals, families, qualified retirement plans, and institutional clients such as foundations and trusts. The firm uses diversified, low-cost funds and may incorporate individual securities, commodities, and options, with options for socially and environmentally conscious strategies.

Nicholas Herman is a financial advisor at Elite Financial Group in Gaithersburg, MD, holding a Series 65 designation with 18 years of industry experience. He previously worked at Capital Financial Partners from 2005 to 2018. Outside of his advisory role, Herman is the CEO of a general contracting company and is also active as a real estate agent and insurance agent. Elite Financial Group provides portfolio management services primarily for individual and high-net-worth clients, using a combination of charting, fundamental, and technical analysis within a long-term trading framework. The firm’s approach includes managing portfolios with mutual funds, equities, fixed income, ETFs, annuities, and TIPS.

Stephen Moroz is a financial advisor at Concord Atlantic, Inc. in Falls Church, VA, holding a Series 65 designation with 21 years of industry experience. He has been with Concord Atlantic since 1993. Outside of his advisory work, he serves as an NFL-registered player financial advisor. Concord Atlantic provides discretionary investment advice and portfolio management to individuals, trusts, foundations, and corporate pension plans. The firm employs a thematic, fundamentally driven investment approach focused on cash-generative companies and manages diversified portfolios across equities, fixed income, and selected mutual funds.

Rebecca Schreiber is a financial advisor with Flexible Finances in Silver Spring, MD, holding a Series 65 credential and three years of industry experience. She has worked at Flexible Finances since 2020 and is a partial owner of Holy Chow LLC, a restaurant in Silver Spring, where she contributes in a bookkeeping capacity. Flexible Finances serves individual and small business clients, providing financial planning, counseling, benefits analysis, budgeting, debt management, and investment recommendations. The firm emphasizes client education and independence, using a fee-for-service model with hourly or project-based billing and focuses on low-cost, liquid investments without discretionary asset management or commission-based fees.

Henry Stern is the sole advisor at HDS Capital Management, Inc., an independent firm based in Potomac, MD. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. Stern has led HDS Capital Management since 1999. HDS Capital Management provides tailored portfolio management and investment advice to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs fundamental analysis and manager review across a broad range of securities, combining long-term and short-term strategies while continuously monitoring client accounts.

Stephanie Bigwood is a CFP® and ChFC® with 30 years of experience in financial advisory and related fields. She is the principal of Goldsborough Capital Management, LLC, a firm she has led since 2012. In addition to her advisory work, she manages Goldsborough Tax and Accounting Services, LLC, where she prepares tax returns. Bigwood is also involved with the TowsonTowne Rotary Foundation as a board member. Goldsborough Capital Management provides investment advisory and portfolio management services to individuals, trusts, retirement accounts, employee benefit plans, corporations, foundations, and charitable organizations. The firm designs portfolios tailored to clients' objectives and risk tolerance, employing a range of strategies including asset allocation, option strategies, and the use of sub-advisers.

Justin Bacon is a CFA® charterholder with nine years of experience in the financial industry. He is the principal of Own Your Monday Wealth Management, LLC, and previously worked at VWG Wealth Management, Avendra, and Fidelity. Own Your Monday Wealth Management, LLC is a fee-only registered investment adviser serving individual and high-net-worth clients with wealth management services that combine discretionary portfolio management and financial planning. The firm utilizes an investment approach based on asset allocation and Modern Portfolio Theory, employing both passive and active vehicles tailored to clients’ objectives and risk tolerances.

Ravi Myneni is the sole advisor at BanyanTree Wealth Management in Oakton, VA, holding Series 63 and Series 65 licenses with 14 years of industry experience. He previously worked at BanyanTree Capital Advisors LLC for 11 years. BanyanTree Wealth Management serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities, providing discretionary portfolio management, pension consulting, and broader financial consulting services. The firm focuses on tailored advice with a generally conservative, long-term approach and offers institutional-style services such as pension consulting and corporate financial consulting that are less common among solo independent advisors.

Edrees Feda is the sole advisor at Lucrum Capital Advisors, holding Series 65 and Series 63 licenses with three years of industry experience. He has held leadership roles across multiple affiliated companies, including serving as President and CEO of several holding companies and real estate brokerages. Feda is also a principal broker licensed in multiple states and oversees private investment management and securities broker-dealer operations focused on alternative investments. Lucrum Capital Advisors is a state-registered investment advisor specializing in asset management and advisory services for alternative investments, particularly private real estate–related securities and funds. The firm serves institutional-style, family office, and high-net-worth clients with a focus on asset-level underwriting, acquisitions support, and portfolio monitoring.