Melissa Holt is a financial advisor with Kestra Advisory Services, holding Series 63 and Series 66 credentials and 29 years of industry experience. Prior to joining Kestra in 2026, she worked at Morgan Stanley Smith Barney for 17 years. She also serves as a trustee and successor in various trust and estate roles. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors, institutional, and individual clients. The firm offers a range of services including fiduciary consulting, plan-level investment advice, and access to multiple management platforms and third-party solutions.

Christopher Hofmeister is a Series 66-licensed financial advisor at Truist Advisory Services with one year of industry experience. His prior work includes roles at Truist Bank and Bank of America, as well as two years at Attaboy Brewery. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers a range of solutions including asset allocation, investment policy analysis, fiduciary support, and manager selection through its AMC Advantage program, integrating third-party platforms and employing AI-enabled research tools.

Robert Smith is a financial advisor with Equity Services, Inc. in Glenwood, MD, holding the ChFC® and Series 63 designations and over 53 years of industry experience. He has been with Equity Services, Inc. since 1972. In addition to his advisory role, he operates as an insurance agent through Evolution Financial Group, selling life, health, disability, and long-term care insurance. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and combining long-term strategies with options for shorter-term trading and specialized instruments.

S. Paulina Nemec is a financial advisor with Eagle Strategies (NY Life) based in Woodstock, MD, holding Series 63 and Series 65 licenses with 29 years of industry experience. She has worked with New York Life Insurance Company and Nylife Securities Inc. since 2002. Outside of her advisory role, she volunteers at Gilchrist Hospice Care, participating in fundraising events and facility support. Eagle Strategies serves a diverse client base including individual investors and institutional plans, providing financial planning, investment management, and retirement advisory services. The firm offers multiple program types tailored to client and plan sponsor objectives, with most regulatory assets managed on a non-discretionary basis.

James Carroll Jr. is a financial advisor with PNC Wealth Management in Westminster, MD, holding a Series 66 designation and nine years of industry experience. He has previously worked at Merrill and Bank of America, N.A. Carroll joined PNC Investments LLC in 2024. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the Portfolio Solutions Strategist Digital Offering, an invitation-only, employee pilot that uses algorithm-driven risk assessments to manage portfolios with mutual funds and ETFs.

Daniel Craig is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and nine years of industry experience. Before joining T. Rowe Price in 2018, he worked at Northwestern Mutual in various capacities from 2017 to 2018 and has also held roles at Towson University and Ridge Engineering. Outside of finance, he is a partial owner of Tell Tale Coffee Company, a coffee sales business in Westminster, MD. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning with tax-aware management and online tools.

Timothy Kovalchick is a financial advisor at Money Concepts Capital Corp with a Series 66 designation and two years of industry experience. His prior work includes roles at K&R Holdings, Thriv Nutraceuticals, Dutch's Daughter Restaurant, and Middletown High School. He is also involved with Katz Metzner Financial, LLC, supporting office operations. Money Concepts Capital Corp provides portfolio management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm manages assets through a variety of programs using model portfolios, third-party sub-advisers, and both discretionary and non-discretionary account structures.

Steven Collins is a financial advisor at Kestra Advisory with 23 years of industry experience. He holds a Series 66 designation and has worked at firms including Woodbury Financial Services Inc and Independent Financial Group. In addition to his advisory role, Collins sells term insurance and fixed annuities through Collins Capital Management. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves large institutional investors, including sovereign wealth funds.

Tamara Trocha is a financial advisor at First Command Advisory Services with 14 years of industry experience. She holds a Series 66 designation and has been with First Command Advisory Services since 2015, having previously worked at affiliated entities since 2011. Outside of her advisory role, she serves as a township auditor for Hamiltonban Township. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to design and manage model portfolios.

Katy Chase is a CFP® and holds a Series 66 license with 12 years of industry experience. She is currently with Wealth Enhancement Advisory Services, LLC and has prior experience at Lighthouse Financial Advisors and LPL Financial. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base, including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, guided by an internal Investment Committee and quantitative and fundamental research.

Michael Wali is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding CFP® and ChFC® designations and more than 40 years of industry experience. His work history includes roles at First Allied Securities, Inc. and Lighthouse Wealth Management prior to joining Wealth Enhancement Advisory Services in 2021. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and managed account referrals for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach blending passive and active managers, supported by an internal Investment Committee.

Vijay Dev is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Voya, he worked at Jacob William Advisory, CWM, LLC, and T. Rowe Price. Outside of finance, he coaches acrobatic activities including parkour, freerunning, gymnastics, and trampolining at Bolt Parkour and Freerunning Academy. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional investors, offering services such as financial planning, portfolio management, and retirement plan consulting. The firm provides advice primarily through recommendation-based programs and operates both as an SEC-registered investment adviser and broker-dealer.

Christian Edwards Saliu is a financial advisor with Eagle Strategies (New York Life) holding a Series 66 designation and five years of industry experience. His prior roles include positions at LPL Enterprise and The Prudential Insurance Company of America. Outside of advisory work, he is also an insurance broker providing sales and service for various insurance and annuity products. Eagle Strategies serves a diverse group of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored solutions and manages a substantial portion of its assets on a non-discretionary basis within the integrated New York Life affiliate structure.

Daniel Mules is a financial advisor with MAI Capital Management, LLC, holding a Series 65 designation and 10 years of industry experience. He worked at Geier Asset Management from 2007 to 2021 before joining MAI Capital Management in 2021. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base, including high- and ultra-high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages $72.3 billion in assets as of May 2026 and offers a broad range of portfolio strategies and financial planning services while serving in both product-sponsor and advisory roles.

Eric Kodish is a CFP® professional affiliated with United Planners Financial Services of America, with 14 years of industry experience. He has been involved in multiple business activities including managing entities related to tax preparation and accounting, as well as several real estate and property management ventures. United Planners Financial Services is a national wealth-management enterprise serving a broad client base including individual investors, retirement plans, corporations, and institutional clients. The firm operates with a large network of independent Investment Adviser Representatives and employs mostly non-discretionary account management strategies.

Stephen Wengryniuk is a financial advisor at PNC Wealth Management with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with PNC Investments since 2016. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a Portfolio Solutions Strategist Digital Offering that uses algorithmic assessments and delegated portfolio management for its clients.

Bruce Johnson is a financial advisor with PNC Wealth Management in Frederick, MD. He holds a Series 66 designation and has 15 years of industry experience. Since 2010, he has worked with PNC Investments Inc. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees. The firm uses algorithmic risk profiling and executes investments via approved models managed by PNC or third-party strategists, primarily through mutual funds and ETFs.

Andrew Mercer is a financial advisor at Stratos Wealth Partners, Ltd with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stratos Wealth Partners since 2016 and LPL Financial LLC since 2007. Outside of his advisory roles, he is a notary public in Maryland and owns 1772 Productions LLC. Stratos Wealth Partners provides advisory services to individual investors, trusts, charitable organizations, corporations, retirement plans, and institutional clients through portfolio management, financial planning, and access to third-party advisory solutions. The firm offers an open-architecture platform supporting both advisor-managed and model-based portfolios, with a focus on active monitoring and asset allocation across multiple custodians.

Michael Russ is a financial advisor with Eagle Strategies (NY Life) in Frederick, MD, holding Series 65 and Series 63 licenses and five years of industry experience. He previously worked at ErgoMotion and spent 24 years at Serta Simmons Company before joining Eagle Strategies. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives, with a significant portion of assets managed on a non-discretionary basis.

Brian Woods is a financial advisor at MAI Capital Management, LLC with 35 years of industry experience. He worked at Geier Financial Management, Inc. for 18 years before joining MAI Capital Management in 2021. MAI Capital Management provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to individuals, families, sports professionals, trusts, and institutional clients. The firm manages $72.3 billion in assets and offers customized portfolio management across a broad range of strategies while integrating financial planning and tax services into many client relationships.