Barbara Witteborn is a financial advisor at Cetera with 10 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at Yadkin Wealth, Securities America, Inc., First National Bank of PA, and Cetera Investment Services LLC. She is also involved in fixed life insurance sales outside of Cetera. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management and consulting services, utilizing multiple program structures and a multi-manager platform with discretionary and non-discretionary options.

Scarlett Chapman is a Financial Advisor with Merrill Lynch Wealth Management. She works with business owners, executives, families, and individuals to help them reach their financial goals. Scarlett manages complex financial needs to help clients regain their most important asset—time. Her areas of expertise include education planning, family wealth management strategies, services for endowments, foundations, and non-profits, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Scarlett is committed to understanding her clients' investment objectives and creating personalized strategies that align with their unique ambitions. Scarlett holds a Bachelor's Degree from the University of Mississippi and holds the Personal Investment Advisor (PIA) designation. She is actively involved in her community through the Rotary Club of Greater Statesville and serves as the Volunteerism Chairwoman for the Merrill Lynch Charlotte Women's Exchange. Outside of her professional and community commitments, she enjoys cooking, gardening, golfing, horseback riding, interior decorating, music, reading, singing, spending time with her family, and watching movies.

Lewis Daye II is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has worked within Wells Fargo’s affiliated firms since 2009. Outside of his advisory role, he is involved in residential rental property ownership. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services tailored to client needs, with planning engagements typically discrete and utilizing proprietary research and tools.

Brett Stoner is a financial advisor with Wells Fargo Clearing, holding the CFP® and ChFC® designations and the Series 66 license. He has 14 years of industry experience, including prior roles at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner and Smith Incorporated. Brett co-owns a private investment holding company, LYGS Investments, with his spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

William Andrews is a financial advisor with Fidelity in Mooresville, NC, holding a Series 66 designation and three years of industry experience. Prior to joining Fidelity in 2025, he worked at TIAA and Thrivent Financial. Outside of finance, he is involved in the hospitality industry through his role at Mr. Bowl Fusion and Sushi Mooresville LLC, where he handles food orders and general hospitality duties. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Gene Lenfest Jr. is a financial advisor with Ameriprise in Denver, NC, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations.

Timothy Mcclurg is a financial advisor at Ameriprise with over 32 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Riversource Distributors, Inc. for 15 years before joining Ameriprise in 2022. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, emphasizing managed accounts and using algorithmic tools overseen by a dedicated committee.

Savannah Susanin is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Her prior roles include positions at Humana, Inc. and NBCUniversal, as well as work related to UNC Kenan-Flagler Business School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Megan Hinson is a financial advisor with Edward Jones in Mooresville, NC. She holds a Series 66 designation and has been with Edward Jones since 2026. Prior to joining Edward Jones, she spent 19 years at Lowe's Companies. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Brenda White is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo firms since 2009, including Wells Fargo Advisors LLC prior to her current role. Outside of her advisory work, she serves as vice president, secretary, and bookkeeper for a family-owned automobile dealership. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party sources.

Katherine Waters is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has been associated with Raymond James and its affiliated entities since 2015. Outside of advising, she is co-owner of Innergized Eats, a local vending machine business operating in Statesville, NC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and has unique capabilities in municipal and public finance as well as specialized SIMPLE IRA consulting programs.

Russell Winthrop serves as an Associate Resident Director at Merrill, where he focuses on connecting clients with the people, plans, and processes that align with their individual financial objectives. In his role, he supports clients in addressing a variety of personal goals, including education funding, retirement planning, and managing potential health care costs. Russell holds the Personal Investment Advisor (PIA) designation and earned his Bachelor's Degree from the University of North Carolina System. He emphasizes simplicity and transparency in wealth planning to help clients navigate investment complexities and work toward their long-term family goals.

Deneen Wells serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies aimed at addressing their unique goals and adapting to changing market conditions. Her approach centers on gaining a comprehensive understanding of each client's full financial picture to provide tailored wealth management solutions. Deneen's expertise spans personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. She holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned both a Bachelor's and a Master's Degree from Appalachian State University. In addition to her professional work, Deneen participates actively in community organizations such as Circle of Giving, North Iredell Raiders Capital Improvements Club, Performing Arts Live Iredell, Statesville Woman's Club, and Trinity Fire and Rescue. Her personal interests include cooking, football, hiking, reading, soccer, spending time with family, and traveling.

Jeffrey Coble is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as an assistant basketball coach for high school and travel teams in the Davidson and Charlotte, NC areas. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Patrick Schaffer is a financial advisor at Raymond James Financial with a Series 66 designation and two years of industry experience. Prior to joining Raymond James in 2026, he worked at Edward Jones and PricewaterhouseCoopers LLP. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary investment consulting using various analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Thomas North II is a CFP® professional with 31 years of experience currently serving at Ameriprise. He has been with Ameriprise and its related entities since 2005 and has also operated T.M. North & Nco. since 1994. He serves on the board of directors for Invest in Others, a nonprofit organization. Ameriprise provides retirement-income planning services for clients generally holding at least $1,000,000 in investable assets, offering written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored retirement advice through a centralized consulting team.

Richard Rand III is a financial advisor with UBS Financial Services in Chapel Hill, NC, holding a Series 66 designation and bringing 21 years of industry experience. He has been with UBS since 2004. Outside of his advisory role, Rand is involved with a small real estate investment company incorporated with his wife, although it has not conducted business to date. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm’s advisory approach includes proprietary capital market assumptions and research to tailor portfolios to clients’ goals and risk tolerances.

John Fitch III is a financial advisor with LPL Financial in Mooresville, NC, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at PNC Investments and NYLife Securities, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting services utilizing both discretionary and non-discretionary management approaches.

John Chidwick is a financial advisor with Raymond James Financial Services Advisors, Inc. in Mooresville, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with several firms including Signature Wealth Group, Wdsworth Group-First Financial Resources, and IFG/Russell Advisors. He is also CEO of 4 Life Investments, a real estate brokerage, and is a partner at Signature Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual and institutional clients, offering tailored, non-discretionary services that incorporate risk profiling and scenario modeling. The firm supports a broad advisor network and is notable for its municipal advisory affiliation and specialized SIMPLE IRA Employer Advisory program.

James Spillane is a financial advisor at Fisher Investments with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Fisher Investments since 2016. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process that combines quantitative and qualitative research to construct globally diversified portfolios and incorporates tax-aware strategies and risk management techniques.