Robert Scott is a Certified Financial Planner® with 33 years of industry experience. He is currently with Private Advisor Group, LLC, where he has worked since 2015, and also maintains a long-standing affiliation with LPL Financial dating back to 2004. Scott has operated several wealth management entities throughout his career. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to a range of managed account solutions. The firm employs a fiduciary-based advisory model, utilizing technology platforms and a variety of investment strategies, often implementing advice through third-party managers and TAMPs.

Randolph Bradshaw is a financial advisor at &Partners with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Edward Jones and Ampersand Partners, LLC. Outside of his advisory role, he owns Bull Market Farms, LLC, and serves on the advisory board of ATLAS POINT, a fintech company focused on behavioral finance. &Partners serves a diverse client base including high-net-worth individuals, institutions, and retirement plans. The firm offers investment management and financial planning services using a combination of fundamental, technical, and quantitative analysis across both discretionary and non-discretionary accounts.

Sage Harosia Calaci is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 65 designation and three years of industry experience. Prior to her advisory roles, she worked five years at Wegmans Food Markets and one year at GLK Foods. She is also a partner at Sage Financial Planning, focusing on business exit planning and consulting. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm employs model portfolios, mutual funds, ETFs, and individual securities across multiple program platforms and is part of a mutual holding company with affiliated broker-dealer, investment, and insurance entities.

Natalia Donaldson is a Series 66-licensed financial advisor at Lincoln Investment with nine years of industry experience. She previously worked at Mass Mutual Investors Services and Mass Mutual Life Insurance Company before joining Capital Analysts and Lincoln Investment in 2024. Donaldson serves as a board member and secretary for Osprey Village, Inc., an organization developing residential communities for adults with developmental disabilities. Lincoln Investment Planning, LLC is an enterprise advisory and broker-dealer serving a diverse client base including individual investors, high-net-worth clients, trusts, charities, and retirement plans. The firm utilizes an in-house Investment Management & Research team and a layered advisory model to provide financial planning, portfolio management, and ERISA fiduciary services.

Stephen Arthur is a financial advisor with GWN Securities Inc. holding a Series 66 credential and seven years of industry experience. He has worked at GWN Securities since 2020 and concurrently at Harbor Light Insurance and Wealth Advisors LLC since 2020. Outside of financial services, he has been involved with Giuseppi's Pizza & Pasta since 2015 as a delivery driver. GWN Securities provides investment advisory services to individual and corporate clients through various managed account and financial planning programs. The firm utilizes both affiliated and unaffiliated sub-advisers with portfolio strategies based on asset allocation and Modern Portfolio Theory, incorporating market-timing and momentum-based approaches in select legacy programs.

Beverly Holley IV is a financial advisor at Farther with 17 years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and its affiliated entities from 2010 to 2025. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, primarily allocating among ETFs, mutual funds, individual equities, and fixed income.

Cole De Marzo is a financial advisor with Guardian Life, holding a Series 66 designation and beginning his advisory career in 2025. He has prior experience at the University of Wyoming and Michigan State University. Guardian Life’s subsidiary, Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm delivers a range of advisory solutions including discretionary management, model-based strategies, and digital advisory portfolios, supported by proprietary platforms and third-party providers.

Odette Olson is a financial advisor with Morgan Stanley in Hilton Head, SC, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2018 and was previously with Rappaport Reiches Capital Management from 2016 to 2018. Olson serves as a board member for the Spertus Institute, a nonprofit organization in Chicago. Morgan Stanley Wealth Management offers investment advisory and brokerage services to individual and institutional clients, providing tailored financial planning and a range of investment programs supported by firm-approved planning tools and extensive resources.

Frank Hayn Jr. is a financial advisor with Merrill in Okatie, South Carolina, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Merrill since 1981 and has also worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Kennett is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Merrill and Bank of America since 2021 and previously spent a decade with Jackson National Life Distributors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Brighton is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in portfolio management and asset allocation, providing clients with personalized strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. John is a qualified Portfolio Manager and manages his strategies on a discretionary basis through the Firm's Investment Advisory Program. John entered the financial services industry in 2000 after earning a Master's Degree in Business Administration from the University of South Carolina. He also holds a Bachelor's Degree from the State University of New York System. His professional designations include Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Hilton Head Island for 26 years, John participates actively in his community through his church and organizations like the Hilton Head Island Recreation Association and the Greater Island Council. He enjoys boating, cooking, and hiking in his personal time.

Cynthia Chaiten is a Wealth Management Advisor at Merrill Lynch Wealth Management with a career in financial services beginning in 1999. She focuses on retirement planning services, long term care funding analysis, and investment oversight. Cindy collaborates with her team, including business partner Brian Janus since 2002, to deliver attentive and personalized financial guidance to clients, aligning investment strategies with their unique goals. Cindy holds a B.S. in Biochemistry from the University of Rochester and a Master's degree in Public Policy from Georgetown University. She earned the Certified Investment Management Analyst® (CIMA®) designation in 2005 and the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2010. Her professional designations also include Personal Investment Advisor (PIA). Raised in Scranton, Pennsylvania, Cindy currently lives in Shaker Heights with her husband Louis and their two daughters, Edith and Lillian. She is actively involved in her community, serving on the Board of Trustees for the B'nai Jeshurun Congregation and the Cleveland Hillel Foundation. She has also participated on various boards and committees including the Jewish Federation of Cleveland and the Cuyahoga County Public Library Foundation. In her personal time, Cindy enjoys gardening, reading, traveling, and spending time with her family.

Brock Mumford is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 12 years of industry experience. His prior work includes roles at Bank of America, Columbia Management, and Ameriprise Financial from 2006 to 2017, followed by positions at Element Funding and Southtown Watersports. He is also associated with Plumtree Financial, LLC, an entity connected to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Bertin Stuckart Jr. is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 42 years of experience in the industry. His work history includes positions at Bank of America, Merrill, UBS Financial Services, and Atlantic Investors. He serves as a board member for the United Way of the Lowcountry and the Shell Hall Property Owners Association. Stuckart is also an insurance agent involved in the sale of life, annuities, and long-term care insurance. Cetera Investment Advisers LLC operates a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm provides portfolio management, financial planning, retirement services, and access to third-party managers through a multi-manager platform with a variety of program options.

Brandon Roisman is a CFP® with 45 years of industry experience, currently with Raymond James & Associates, where he has worked since 2013. He holds Series 63 and Series 65 licenses. Raymond James & Associates, Inc. is a large brokerage and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, and municipal entities, offering financial planning, non-discretionary consulting, and institutional advisory services.

Samuel Kerner is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Morgan Stanley since 2018 and previously spent over two decades with Franklin/Templeton Distributors, Inc. Outside of his advisory role, Kerner is a sole proprietor of a rental property business in Hilton Head Island, SC. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes that utilize approved tools and modeling techniques to support client goals.

Andrew Cook is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. He also serves as a successor trustee in a trust-related capacity outside his advisory role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients. The firm’s financial planning utilizes structured discovery conversations and firm-approved tools, serving approximately $2.74 trillion in client assets.

Jeffrey Baron is a financial advisor with MassMutual Investors Services, holding the ChFC® designation and a Series 63 license. He has 22 years of industry experience, having worked with MassMutual Investors Services and MassMutual Life Insurance Company since 2015. In addition to his advisory role, he works as a life and health insurance broker. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering collaborative, annual planning engagements supported by proprietary software tools.

Emily Posch is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and one year of industry experience. Prior to joining Cambridge in 2025, she worked in healthcare and business roles including positions at Carda Health and Tenet Healthcare. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of Financial Professionals. The firm offers multiple management platforms, access to third-party advisers, and proprietary model strategies under the Founders Gate Capital brand.

Michael Kaminski is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2016. He is based in Hilton Head, SC. Outside of his advisory work, he serves as president of Gratitude Charlottesville, an organization that hosts events for local veterans. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, and specialized planning areas, using proprietary research and tools to develop tailored client recommendations.