William Brady Jr. is a CERTIFIED FINANCIAL PLANNER™ professional with 32 years of industry experience. He is currently with Independent Advisor Alliance, LLC and has previously worked at Wells Fargo Advisors Financial Network LLC. In addition to his advisory role, he serves as treasurer for a local organization and offers limited tax preparation services. Independent Advisor Alliance serves a diverse client base, including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting. The firm utilizes a mix of discretionary and non-discretionary management strategies, leveraging technology platforms and a network model of advisory representatives, many of whom also have brokerage relationships through LPL Financial.

Cara Vercellone is a financial advisor at PNC Wealth Management with 36 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Prior to joining PNC Wealth Management in 2022, she worked at TD Ameritrade from 2014 to 2021 and has served as a FINRA arbitrator. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution for employees that uses algorithm-driven risk assessment and implements investments via approved model strategies with annual rebalancing.

Pamela Pena is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Sequoia Financial Group, L.L.C. She has previously worked at Fisher Investments, U.S. Bancorp Investments, Cetera Advisor Networks, LPL Financial, and Carson Wealth Management. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to individuals, charitable organizations, corporations, trusts, family offices, and other institutional clients. The firm uses a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Robert Scott is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Private Advisor Group, LLC since 2015. He has also been associated with LPL Financial since 2004. Scott is involved with Main Street Wealth Management, LLC, which offers life, disability, long-term care, and group insurance products. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm provides discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing multiple investment strategies and access to third-party asset managers.

Randolph Bradshaw is a financial advisor at &Partners with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Edward Jones and Ampersand Partners, LLC. Outside of his advisory role, he owns Bull Market Farms, LLC, and serves on the advisory board of ATLAS POINT, a fintech company focused on behavioral finance. &Partners serves a diverse client base including high-net-worth individuals, institutions, and retirement plans. The firm offers investment management and financial planning services using a combination of fundamental, technical, and quantitative analysis across both discretionary and non-discretionary accounts.

Brian Kayhart is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 34 years of industry experience. He has been with Somerset Hills Wealth Management and Commonwealth Financial Network since 2013. Kayhart also engages in insurance sales of fixed insurance products through Somerset Hills Wealth Management. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services including wealth management and retirement plan consulting. The firm offers operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who construct client portfolios using a wide range of securities and insurance products.

Sage Harosia Calaci is a Series 65-licensed advisor with Ameritas Advisory Services, LLC, bringing three years of industry experience. She has held roles at Ameritas Advisory Services, Sage Financial Planning, and United Professional Advisors since 2023. Outside of investment advising, she is involved in business exit planning and consulting, focusing on evaluating value drivers for businesses and growth strategies. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers a range of discretionary and non-discretionary programs, utilizing both in-house and third-party investment strategies.

Stephen Arthur is a financial advisor with GWN Securities Inc. in Bluffton, SC, holding a Series 66 designation and six years of industry experience. Prior to joining GWN Securities in 2020, he worked at MML Investors Services and MassMutual. Outside of financial services, he has been involved with Giuseppi's Pizza & Pasta as a delivery driver since 2015 and serves on the board of Libraries for Kids International, a nonprofit focused on donating books to African countries. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a broad network of advisors and employs both traditional and legacy market-timing investment strategies.

Beverly Holley IV is a financial advisor at Farther with 17 years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and its affiliated entities from 2010 to 2025. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, primarily allocating among ETFs, mutual funds, individual equities, and fixed income.

Cole De Marzo is a financial advisor with Guardian Life, holding a Series 66 designation and beginning his industry career in 2025. Prior to joining Guardian Life, he was affiliated with the University of Wyoming and Michigan State University. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides brokerage and advisory services to individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and corporate clients. The firm offers a range of investment advisory programs and financial planning solutions.

Odette Olson is a financial advisor at Morgan Stanley with 11 years of industry experience. She has been with Morgan Stanley since 2018, including her current role at Morgan Stanley Private Bank, N.A., and previously worked at Rappaport Reiches Capital Management. Olson serves as a board member for the Spertus Institute, a nonprofit organization. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services that include structured planning and broad investment offerings.

Frank Hayn Jr. is a financial advisor with Merrill in Okatie, South Carolina, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Merrill since 1981 and has also worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Kennett is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Merrill and Bank of America since 2021 and previously spent a decade with Jackson National Life Distributors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Brighton serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in portfolio management and asset allocation, offering clients personalized financial strategies that incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. John is a qualified Portfolio Manager who may manage strategies on a discretionary basis through the Firm's Investment Advisory Program. John entered the financial services industry in 2000, following the completion of a Master's Degree in Business Administration from the University of South Carolina and a Bachelor's Degree from the State University of New York System. He holds several professional designations including Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A 26-year resident of Hilton Head Island, John is active in his community through participation in organizations such as the Hilton Head Island Recreation Association and the Greater Island Council. He is also committed to community involvement through his church. John's personal interests include boating, cooking, and hiking.

Cynthia Chaiten is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been in the financial services industry since 1999, specializing in retirement planning services, long-term care funding analysis, and investment oversight. Cynthia joined Merrill in 2008 and works closely with her business partner, Brian Janus. Her approach involves providing attentive service and helping clients achieve their financial goals through personalized strategies. Cynthia holds the Certified Investment Management Analyst® (CIMA®) designation earned in 2005, and the Chartered Retirement Planning Counselor™ (CRPC™) designation obtained in 2010. She earned a Bachelor of Science degree in Biochemistry from the University of Rochester and a Master’s degree in Public Policy from Georgetown University. Her areas of focus include college education planning, family wealth management strategies, philanthropic planning, and socially responsible investing. Active in her community, Cynthia serves on the Board of Directors for the Cuyahoga County Public Library Foundation and is a member of the development committee for the Jewish Federation of Cleveland. She also holds leadership roles with the B’nai Jeshurun Congregation and the Cleveland Hillel Foundation. Cynthia lives in Shaker Heights with her husband Louis and their two children, Edith and Lillian.

Brock Mumford is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior work includes positions at Bank of America, Columbia Management, and Ameriprise Financial from 2006 to 2017, as well as roles at Element Funding and Southtown Watersports. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Hannah Myers is a Financial Consultant at Fidelity Investments, where she has been working since 2026. Prior to her current role, she served as a Planning Consultant from 2024 to 2026 and as a Workplace Planning Consultant from 2023 to 2024 at the same firm. She holds insurance licenses in Arkansas and California. In her professional capacity, Hannah focuses on helping individuals and families develop clear, personalized financial strategies aimed at achieving greater stability, confidence, and long-term success. She emphasizes making financial planning approachable and empowering, aligning each plan with her clients' unique goals and circumstances to provide actionable guidance that simplifies decision-making. Outside of her professional work, Hannah enjoys family activities, movies, music, pets, reading, and volunteering.

Bertin Stuckart Jr. is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 42 years of industry experience. He has worked with firms including Bank of America and Merrill, and he is currently involved with Atlantic Investors and Summit Financial Group. Outside of his advisory roles, he serves on the boards of the United Way of the Lowcountry and the Shell Hall Property Owners Association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and consulting services through a multi-manager platform that supports customized and model-based investment strategies.

Brandon Roisman is a CFP® with 45 years of industry experience, currently with Raymond James & Associates, where he has worked since 2013. He holds Series 63 and Series 65 licenses. Raymond James & Associates, Inc. is a large brokerage and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, and municipal entities, offering financial planning, non-discretionary consulting, and institutional advisory services.

Andrew Cook is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. He also serves as a successor trustee in a trust-related capacity outside his advisory role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients. The firm’s financial planning utilizes structured discovery conversations and firm-approved tools, serving approximately $2.74 trillion in client assets.