Jim Davis is a Financial Advisor with Merrill Lynch Wealth Management, serving families and businesses across multiple states. Based in Macon, Georgia, he brings a background of five years in the financial industry prior to joining Merrill. Jim focuses on helping clients achieve their financial goals by developing personalized wealth management strategies that align with their priorities and adapt to changing market conditions. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, retirement income, tax minimization, and services tailored to endowments, foundations, and non-profits. Jim emphasizes the importance of understanding clients and their families to craft tailored financial plans that support long-term objectives such as retirement living, generational wealth transfer, and tax planning. Jim holds a Bachelor's Degree from Valdosta State University and is a Personal Investment Advisor (PIA). A Georgia native, he lives in Macon with his wife Kristi and their three daughters. Outside of work, Jim is active in his community through the Rotary organization and enjoys spending time outdoors fishing, golfing, hunting, playing pickleball, watching football, and being with his family.

James Butler is a financial advisor with Morgan Stanley in Macon, GA, holding Series 63 and Series 65 designations and 29 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and CitiGroup Global Markets. Outside of his advisory work, he owns a rental property in Augusta, GA. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that include estate planning and access to various investment products.

Lawrence King III is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on understanding clients' priorities and developing strategies to help them pursue their financial goals. His approach involves getting to know clients personally to provide tailored advice on investing, retirement planning, and saving for unexpected events. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Lawrence earned a Bachelor's Degree from Georgia Southern University. Through ongoing guidance, he assists clients as their financial needs evolve.

Richard Hicks III is a financial advisor with Merrill based in Macon, Georgia, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has worked at Merrill and Bank of America since 2016 and previously at Wells Fargo Advisors. Outside of his advisory role, Hicks serves on the Board of Trustees and Finance Committee for Stratford Academy in Macon. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies and benefits from integration with Bank of America’s broader banking and capital markets platform.

Ingrid Wells is a Financial Advisor at Merrill Lynch Wealth Management, where she has been employed since 2010. Prior to this, she spent 12 years working in the mortgage industry. At Merrill Lynch, she focuses on building meaningful relationships and creating personalized financial strategies to help clients grow and preserve their wealth. Ingrid holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). She received her High School Diploma from Colonial High School. Fluent in English and Italian, she is committed to listening to clients to understand their priorities and to craft financial plans tailored to their goals. Outside of her professional role, Ingrid enjoys exploring new outdoor places with her husband, Allen. They reside in Macon, where she values family, connection, and living life fully, principles she brings into her client relationships.

Ralph Lineberger III is a financial advisor with Morgan Stanley in Macon, GA, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2002, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory work, he serves as a board member of Burgess Pigment Company, a manufacturing firm in Georgia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Harold Mcswain Jr. is a financial advisor at Merrill with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1984, as well as Bank of America since 2011. He serves as head of the Rotary Grants Committee for the Rotary Club of Downtown Macon, which allocates funds to local nonprofit organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Moore Sr. is a CFP® and holds a Series 66 license with 46 years of industry experience. He is currently at Osaic, where he has worked since 2024, following nine years at Lincoln Financial Advisors and ongoing involvement with Ingleside Financial Group LLC since 2009. Outside of his advisory work, he serves as a church elder in Greensboro, GA. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services using asset-allocation tools, risk assessments, and automated rebalancing, offering portfolios with a range of securities managed on both discretionary and non-discretionary bases.

William Greer III is a financial advisor at Stifel with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James & Associates for 12 years before joining Stifel in 2025. Outside of his advisory role, he is a passive investor in an aviation-related business. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to support asset allocation and financial planning.

Laurence Gardner is a Series 66-licensed advisor at Merrill with one year of industry experience. Prior to joining Merrill and Bank of America, he worked for Marti Loftis State Farm and Kim Z. Gardner State Farm, and also gained experience at WIQO Talk Radio and the University of Mississippi. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

William Moore Jr. is a financial advisor with Merrill in Macon, GA, holding Series 63 and Series 65 licenses and offering 33 years of industry experience. He has been with Merrill since 2005 and also affiliated with Bank of America since 2009. Outside of his advisory role, he serves as a board member of the Monroe County Law Enforcement Foundation Inc. and manages timber and wildlife habitat on a personally owned farm through Orchard Springs LLC. Merrill provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Teresa Combs is a financial advisor with Raymond James & Associates in Macon, GA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Her prior work includes seven years at Wells Fargo Advisors LLC and two years at Wells Fargo Clearing before joining Raymond James in 2018. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional entities, and municipalities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management styles and affiliated research resources.

James Henry is a financial advisor at Equitable Advisors with 23 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2003, following his time at AXA Advisors. Outside of his advisory role, he serves as an adjunct professor at Mercer University’s Stetson Hatcher School of Business & Economics, teaches licensing courses, and is a board member of Hay House. He is also a freelance author. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutional clients, and charitable organizations. The firm utilizes a range of investment programs, including third-party advisory models and proprietary strategies, to match clients’ risk tolerances and financial goals.

Thomas Williams III is a financial advisor with Merrill in Macon, GA, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Hicks is a Series 66-licensed financial advisor with six years of industry experience, currently affiliated with Merrill in Macon, GA. His prior roles include positions at Bank of America, Fidelity Investments, and Wells Fargo Clearing Services. Hicks has also worked with the nonprofit Fit to Recover. Merrill serves a diverse client base, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager oversight and tax-efficient strategies, supported by deep integration with Bank of America’s broader banking and capital markets platform.

Katharine Clark is a financial advisor with Mass Mutual Investors Services in Macon, GA, holding the ChFC® designation and Series 63 and Series 65 licenses. She has 41 years of industry experience, including a decade at Cambridge Investment Research Advisors. Outside of financial advising, she serves as secretary of the board for an engineering firm. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements using firm-approved software and offers event-driven planning programs such as divorce and estate settlement.

Kelly Trotter is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63 and Series 66 licenses. His previous roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC, along with experience at Middle Georgia State University. Fidelity's Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and employs systematic methodologies and long-term asset allocation benchmarks.

William O'Shaughnessey is a Wealth Management Advisor with experience in providing financial strategies focused on wealth management, including portfolio management, insurance, lending, and estate planning services. He aims to center the investor in the wealth management process by addressing clients’ individual goals, priorities, and financial concerns, assisting with a range of needs such as retirement planning, college education funding, and wealth transfer. William holds a bachelor's degree from Tulane University and possesses several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has built long-term client relationships supported by a dedicated client service team and emphasizes clear communication regarding financial matters. Outside of his professional role, William engages in activities such as golfing, photography, tennis, and spending time with family. He is affiliated with Merrill Lynch Wealth Management and focuses on client areas such as college education planning, personal retirement planning, portfolio management services, and retirement income.

Brandi Crosby is a financial advisor at Charles Schwab with 13 years of industry experience and holds a Series 66 designation. She has worked at various Charles Schwab entities since 2013. Outside of her advisory role, she is involved in several business activities including owning a digital marketing company focused on web development and supporting a family retail business serving public safety professionals. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its integrated wealth management platform.

Melissa Stacy is a financial advisor at Raymond James & Associates with a Series 66 designation. She has worked at Raymond James since 2023 and has prior experience at Geico from 2014 to 2023. Stacy is based in Macon, GA, and has recently begun her advisory career. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning and consulting services with a range of portfolio management styles and affiliated research.