Christopher Smith is a CFP® with 25 years of industry experience, currently serving at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Smith is a board member of the First Coast Opera and serves as treasurer for the St. Augustine Rod and Gun Club. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

James Ellisor is a financial advisor at Ameriprise with 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as Chairperson on the Board of Directors for Tennis 4 Cancer. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm provides tailored Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools to assist clients in managing their retirement income.

Edwin Cunningham is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2014. Prior to that, he has been associated with Vystar Credit Union since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Glen Mason is a financial advisor with Edward Jones in St. Augustine, FL, holding Series 63 and Series 66 credentials and 27 years of industry experience. His career includes multiple tenures at Edward Jones as well as positions at Merrill Lynch and SS&C Advent. Between roles in finance, he was involved with Anastasia Baptist Church for three years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment products.

Eric Gregson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with LPL Financial since 2014 and has a long-term association with Vystar Credit Union dating back to 2002. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing research and model portfolios from internal and third-party sources.

Robert Thomas is a CFP® and holds a Series 66 license with six years of experience in the financial industry. He has worked at Edward Jones since 2020 and previously spent 25 years at State Farm Insurance. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates through a widespread network of financial advisors and branch offices nationwide.

Graeme Lamb is a financial advisor with Ameriprise in St. Augustine, FL, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce written Recommendation Reports. The firm provides a wide range of advisory, brokerage, and insurance solutions through affiliated companies.

Jesse Kneiss is an Executive Planning Consultant at Fidelity Investments, a role he has held since 2025. In this position, he works with clients to develop financial plans aimed at helping them achieve their financial goals and ensures they maximize the benefits of their relationship with Fidelity. Jesse has been with Fidelity Investments since 2021, progressing through roles including Investment Solutions Representative I and II, and Benefits & Planning Consultant before his current position. Prior to joining Fidelity, he worked at Bank of America Merrill Lynch from 2016 to 2021, serving as a Relationship Manager followed by a role as Business Owner Specialist. No information about Jesse's education, credentials, personal interests, or community involvement has been provided.

Frank Corso is a ChFC®-designated financial advisor with 44 years of industry experience, currently affiliated with Cetera. His prior roles include positions at VOYA Financial Advisors and Independent Advisors Group Corp, where he has been involved since the mid-1990s. In addition to his advisory work, he operates as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, from individuals to institutional accounts, offering portfolio management, financial planning, and retirement services through a large nationwide network of independent advisors. The firm provides diverse program options including model portfolios, third-party managers, and customized strategies, managing over $256 billion in assets across more than 10,000 advisors.

Christian Pesante is a financial advisor with LPL Financial in Saint John's, FL. He holds Series 65 and Series 63 licenses and has prior experience working with Integrity Financial Group LLC and Pesante Close LLC. Outside of financial services, he was involved with Weatherly Farm Weddings & Events for two years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and various management strategies.

Marcus C. Rowe currently serves as a Senior Resident Director at Merrill, where he focuses on providing personalized wealth management strategies that align with clients' life priorities and financial goals. He collaborates with clients to develop flexible financial plans responsive to changing market conditions, leveraging insights from Merrill and the banking solutions of Bank of America. His areas of expertise include education planning, executive compensation, family wealth management strategies, institutional investment consulting, legacy planning, liquidity management, managing new wealth, personal retirement planning, women and wealth, and sports and entertainment. Mr. Rowe holds a Bachelor of Arts degree in Economics with a concentration in Finance from Dartmouth College. He began his career in consumer banking in 2002, transitioned to asset management in 2004, and joined Merrill Lynch's Wealth Management Group in 2007. He holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). In addition to his professional career, Marcus is actively involved in community organizations and non-profit work, particularly in the field of K-12 education. He serves or has served in various board and leadership roles with organizations such as City Year, Community First Igloo, Early Learning Coalition of Duval, Episcopal School of Jacksonville Endowment Board, Jacksonville Public Education Fund, United Way of Northeast Florida, and others. He supports initiatives with Celebration Church and the Malivai Washington Youth Foundation, reflecting his commitment to mentoring and inspiring young people.

William Hohmann is a CFP® professional with 26 years of industry experience. He is currently with Cetera and previously worked at Concourse Financial Group Securities Inc and operated advisory firms including Centerpoint Advisory Services Inc. Hohmann also owns Florida Shield Insurance & Advisory, focusing on property, casualty, life, and health insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporations, charities, and institutions, offering portfolio management, financial planning, and retirement services through a multi-manager platform that supports a range of investment strategies and program structures.

Jason Smith is a Series 66 licensed financial advisor with 21 years of industry experience. He has worked at Merrill from 2002 to 2023, followed by a position at Citigroup until 2026, and currently serves at Ameriprise Financial Services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, which includes written recommendation reports and ongoing advice based on a combination of internal research, third-party data, and algorithmic tools.

Frank Speace Jr. is a CFP® professional affiliated with Raymond James Financial Services Advisors, Inc., with 25 years of industry experience. He has been with Raymond James since 2014 and has held roles at Century Tax & Financial Services, Inc. since 2014. Outside of his advisory work, he serves as CEO of Century Tax & Financial Services, managing staff and reviewing tax returns. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad advisor network with unique municipal and retirement plan consulting services.

Lindsey Taylor is a financial advisor at Edward Jones in St. Augustine, FL, holding the Series 66 designation with four years of industry experience. Prior to joining Edward Jones in 2022, she worked in education at several institutions including Impact Early Education and St. Johns County Public School District. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Jamie Hartfield is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, Jamie worked as an independent consultant for Rodan & Fields and served as a substitute teacher at First Baptist Academy of Jacksonville. Jamie continues to maintain ties with First Baptist Academy as a substitute teacher. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Matthew Jackson is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at SunTrust Advisory Services and Suntrust Investment Services, Inc. Outside of his advisory role, he is involved with AllenJackson LLC, a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various third-party subadvisors.

Alexander Gaus is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds the Series 66 designation and previously worked at Merrill for 12 years before joining UBS in 2022. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions, model-based asset allocations, and global research to tailor plans to clients’ goals and risk tolerances.

Francis Sanchez Jr. is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Edward Jones since 2024. His prior experience includes roles at The Vanguard Group, TIAA, and Fidelity. He is also Market President of C-Suite for Christ, a Christian networking group in St. Augustine, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Larry Kirk Jr. is a financial advisor at Merrill with 18 years of industry experience. He holds the Series 66 designation and has worked at Bank of America since 2011 and Merrill Lynch, Pierce, Fenner & Smith since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.