Ana Arango is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has previously worked at JP Morgan Securities and Bank of America. Ana is based in Orange City, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Stockhammer is a financial advisor at Stifel with one year of industry experience. He previously worked at Project Management Advisors and Whiting Turner Contracting Company, and has five years of experience at the University of Florida. He serves as treasurer of the University of Florida Alumni Club in Daytona Beach/Volusia County, where he helps plan events and manages the club’s checking account. Stifel serves a broad range of clients including individuals, institutional clients, and municipal entities, providing brokerage and investment advisory services supported by a proprietary methodology from its Investment Strategy Group that informs asset allocation and planning analyses.

Erin Masters is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Ameriprise since 2017. Her prior experience includes roles at Raymond James Financial Services and United Healthcare Sales. She is also involved in independent insurance brokering with multiple companies. Ameriprise is an institutional firm offering a retirement-income planning service focused on individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations primarily delivered through Ameriprise-managed accounts.

Jonathan Hall is a financial advisor with Raymond James Financial in New Smyrna Beach, FL, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been with Raymond James and its affiliated entities since 2013. Outside of his advisory role, Hall owns a rental real estate business in Lake Mary, FL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and supports a broad advisor network with specialized municipal and SIMPLE IRA advisory programs.

John Demers is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Merrill and Wells Fargo Clearing. He co-owns Integrative Wealth Management, LLC, an investment-related business based in Palm Coast, FL. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients meeting a net-worth threshold. The firm combines advisory services with other financial products and planning tools, delivering customized recommendations through meetings and detailed summary letters.

Jonas Roddenberry is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Before joining Edward Jones, he worked at The Sherwin-Williams Company from 2013 to 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Kathryn Morrish is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has worked at Merrill since 2013 and at Bank of America, N.A. since 2024. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Caroline Mc Culloch is a CFP® and holds a Series 66 license with four years of industry experience. She has been with Edward Jones since 2019 and has prior work experience at the U.S. Department of State and Florida International University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Simon Heaster is a Financial Advisor at Merrill Lynch Wealth Management, specializing in portfolio management and comprehensive wealth strategies. He started his career with Merrill Lynch in 2022, initially in Orlando before returning to serve the Daytona Beach area. He holds a Bachelor's degree in finance and real estate, as well as a Master of Science in finance from the Miami Herbert Business School at the University of Miami. Simon's background includes experience in data analytics, financial analysis, and portfolio management. He holds several professional designations including Accredited Asset Management Specialist (AAMS), Accredited Portfolio Management Advisor (APMA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Simon is active in his community, involving himself with local charities and organizations within Volusia County and Ormond Beach. He serves as treasurer for the Volusia Young Professionals Group and is a board member of the City of Ormond Beach's Aviation Advisory Board. Simon and his family reside in Ormond Beach. His personal interests include CrossFit, golf, fishing, flying, and traveling with family and friends to the Florida Keys.

Leslie Schilp is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and 21 years of industry experience. Her work history includes roles at Raymond James & Associates since 2018 and Charles Schwab from 2015 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research.

David Welsh is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling techniques.

Adam Kennedy is a Certified Financial Planner® (CFP®) with 30 years of industry experience. He has been with Morgan Stanley since 2009, currently serving in their Private Bank since 2015. Kennedy is based in Ormond Beach, Florida. Outside of his advisory role, he is involved in managing several rental properties, with his wife handling day-to-day operations. Morgan Stanley Wealth Management provides a broad range of advisory programs, serving both individual and institutional clients with financial planning and investment management services. The firm employs a structured planning process supported by firm-approved tools and offers diversified investment strategies.

Nathan Handlin is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. He previously worked at Edward Jones for 12 years before joining LPL Financial in 2022. Handlin operates under Handlin Wealth Management, a business related to his advisory services at LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services and supports advisors with model portfolios, third-party subadvisors, and technology tools.

Chad Johnson is a financial advisor with Morgan Stanley in Ormond Beach, Florida, holding a Series 66 credential and 22 years of industry experience. He has been with Morgan Stanley and its affiliated private bank since 2012. Outside of his advisory role, he serves on the executive committee of the Larry and Marianne Williams Family Foundation and is a council member of the Florida State University Institute for Public Affairs in the UK. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning processes supported by proprietary tools and serves clients through both direct relationships and corporate agreements.

Jason Frederick is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2023. Prior to joining Edward Jones, he was employed at CHC Consulting Group, Family Health Source, Security First Insurance, and held positions at the University of Central Florida and Daytona State College. He serves as a trustee on the City of Ormond Beach Police Pension Trust Fund Board. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jamie Calkins, CFP®, is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2010 following experience with another investment firm in the region. Jamie works with both individuals and businesses to help them achieve their short-term and long-term financial goals through tailored financial strategies. His approach involves meeting clients one-on-one to understand their unique needs and developing personalized plans for asset growth, preservation, or income provision. He holds a bachelor's degree in Finance from Stetson University with minors in Marketing and Management Information Systems. Jamie is a Certified Financial Planner and a Personal Investment Advisor. His consultative and objective approach includes listening closely to clients' financial situations, offering guidance on asset allocation aligned with their income and growth expectations, and discussing a broad range of services including investments, retirement, estate planning, and philanthropy. Jamie is actively involved in his community, participating in organizations such as the Anglers Yacht Club and the Southeast Volusia Chamber of Commerce, where he has served as Past President. He has also served on the New Smyrna Beach Planning and Zoning Board and supports various local initiatives including the Southeast Volusia Holiday Boat Parade. Jamie resides in New Smyrna Beach, Florida with his family and enjoys boating, fishing, pickleball, reading, and surfing.

James Oldham is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages administrative and payroll functions for his financial planning practice through a separate business ownership. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing planning advice focused on dependable income and tax-aware withdrawal strategies.

Brian Peterson is a financial advisor with J.P. Morgan Securities, holding Series 63, Series 65, and Series 66 credentials and 24 years of industry experience. He has worked at several firms including PNC Wealth Management and Cetera before joining J.P. Morgan Securities in 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients with a focus on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm utilizes centralized due diligence with both quantitative and qualitative research and offers a program that incorporates ESG considerations and broader derivatives capabilities.

Kevin Sullivan is a financial advisor at Edward Jones with seven years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Edward Jones, he was self-employed for one year and worked at Del Mar Fans & Lighting for three years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services.

Jenna Rancourt is a financial advisor with Mass Mutual Investors Services in Deland, Florida, holding a Series 66 designation and nine years of industry experience. Her career includes roles at Prudential Investment Management Services, Empower Financial Services, and Nationwide Investment Services Corporation, among others. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, annual planning engagements using firm-approved analytical tools.