Francis Flores is a CFP® professional at Raymond James & Associates with 16 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, advisory, and institutional consulting services.

Angelina Ramsey is a financial advisor with Raymond James Financial, holding a Series 66 designation and 20 years of industry experience. She has worked with Raymond James Financial Services Advisors Inc. since 2013 and is currently associated with the Dodd Ramsey Financial Group and Banks Carroll Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals across a large advisor network.

Luke Avizinis is a financial advisor at Edward Jones with nine years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Edward Jones in 2017, he worked at Target Corporation from 2013 to 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Sheila Smith is a Series 66-licensed financial advisor with 18 years of industry experience. She has been with Edward Jones since 2008 and is based in Newberry, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Ernest Watson III is a financial advisor with Wells Fargo Clearing in Gainesville, FL, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. since 2002. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Frank Buchanan IV is a financial advisor with LPL Financial based in Gainesville, FL. He holds the Series 66 designation and has 20 years of industry experience, including three years at UBS Financial Services and 17 years with LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing both proprietary and third-party strategies, and supports its advisors with advanced research and operational tools.

Michael Carr Jr. is a financial advisor with UBS Financial Services in Gainesville, FL, holding a Series 66 designation and having 29 years of industry experience. He has worked with UBS since 2015. Carr serves on the board of directors for the Climb For Cancer Foundation, a nonprofit focused on fundraising for cancer patients and their families. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and multiple capital markets solutions.

Tina Arpaia McCann is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She has been with UBS since 2015. Outside of her advisory role, she is involved with NewULife, a homeopathic HGH production and sales company, where she participates as a distributor. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Sophie Lancaster is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 20 years of industry experience. She has been with Cetera Advisors LLC since 2015 and joined Cetera in 2024. In addition to her advisory role, she serves as president of the nonprofit Batoirai Widows & Orphans, is the founder of the nonprofit Global Reach, and acts as a pastor at Activate Church in Gainesville, FL. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform allowing advisors to utilize affiliated and third-party investment models.

Jonathan Broska is a financial advisor with Edward Jones in Gainesville, Florida, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones, he spent 15 years at the University of Florida. Outside of his advisory role, he works as a college basketball official and serves as president of the BNI Lunch Bunch networking group in Gainesville. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm maintains a large national advisor and branch network and offers additional services such as tax-efficient overlays and securities-based lending.

Mark Sullivan is a financial advisor with Stifel in Gainesville, FL, holding Series 63 and Series 65 credentials and 43 years of industry experience. His prior firms include Morgan Stanley Private Bank, where he worked from 2015 to 2017, before joining Stifel Nicolaus & Co Inc in 2017. Outside of financial advising, he is involved in farming through Sullivan Farms, LLC, which focuses on cattle and hay sales, and serves as president of multiple homeowners associations. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipalities, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology utilizing forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Kenneth Toops is a financial advisor with LPL Financial, holding a Series 66 license and 17 years of industry experience. He previously worked at CUSO Financial Services, SWBC Investment Company, SWBC Investment Services, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Reagan Potts is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Edward Jones since 2006. Based in Gainesville, FL, Potts holds Series 63 and Series 65 licenses. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients, offering a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 advisors.

Lance Strickland is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and 13 years of industry experience. His prior work includes roles at Wells Fargo Clearing, WELLS FARGO Advisors, LLC, and Wells Fargo Bank, N.A. He is based in Gainesville, FL. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing sub-advisers and employing formal governance and proxy-voting procedures.

Dustin Smith is a financial advisor with Merrill in Gainesville, FL, holding a Series 66 credential and five years of industry experience. His prior roles include positions at Bank of America, Prudential Insurance Company of America, Equitable Advisors, and the International Monetary Fund. Outside of finance, he is involved as an owner of Moon Tree Farm, a family-operated business offering wellness retreats and handcrafted goods. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutions, providing managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm’s investment approach includes diverse strategy options overseen by a central investment office, with tax-focused capabilities and integration with Bank of America’s broader financial platform.

Gregory Grooms is a CFP® with 31 years of industry experience currently serving at Charles Schwab since 2016. His prior roles include positions at 1 St Global Advisors, Inc., Davis, Monk & Company, and 1st Global Insurance Services, Inc. Grooms is also a member manager of MHS Partners LLC, a limited liability company used for administrative and payroll purposes. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio investment approach and centralized operational infrastructure.

Amanda Payne is a financial advisor with Ameriprise in High Springs, FL, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise since 2009 and also owns and operates Snelgrove Enterprises, a tax preparation and bookkeeping business. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Tyler O Neill is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and previously worked at GIA Partners, LLC. His background also includes positions outside the industry, such as roles at Crate and Barrel and North Hempstead Country Club, as well as involvement with Bramalo's Pizzeria. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hannah Peterson is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She previously worked at Bank of America for five years and at Starbucks for two years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Tomas Galavis Odreman is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works one-on-one with clients to define their financial goals and develop portfolio strategies aimed at helping them pursue those goals. He provides ongoing advice and guidance, adapting portfolio strategies as clients' needs change. Tomas's areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, sports and entertainment, and retirement income. He holds professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He obtained a Bachelor's and Master's degree from Universidad Simon Bolivar and a Master's degree from Instituto de Estudios Superiores de Administracion. Tomas is fluent in English and Spanish. Outside of his professional work, Tomas enjoys activities such as adventure sports, camping, cooking, dancing, pickleball, rock climbing, skiing, soccer, tennis, and traveling.