James Pillow Jr. is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 26 years of industry experience. He previously worked at Moors & Cabot Inc and Wells Fargo Clearing. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations by offering financial planning, investment management, and retirement-plan advisory services. The firm operates through thousands of financial professionals and provides access to multiple platforms, third-party advisers, and proprietary investment strategies.

Robert Hammond is a financial advisor with LPL Financial in Lakeland, FL. He holds a Series 66 designation and has 10 years of industry experience. Prior to joining LPL Financial in 2019, he worked at Allen & Company of Florida, LLC for six years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, asset management programs, and institutional platforms, using a range of advisory strategies supported by proprietary research and technology tools.

Clayton Mc Kown is a CFP® and holds a Series 66 license with 18 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018 and previously worked at Infinex Investments, Inc. and Centennial Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Robert Cheatham Jr. is a financial advisor with Cetera who holds a Series 63 designation and has 31 years of industry experience. He has held roles across several firms, including Avantax Investment Services and Cheatham Goleno & Ferguson, P.A. Outside of his advisory work, he is a majority partner in a tax and accounting firm for reporting purposes and serves as a trustee and personal representative for estate matters. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, managing over $256 billion in assets through a network of more than 10,000 advisors.

Nathan Kilton is a CFP® and PFS™ credentialed financial advisor with 20 years of industry experience. He currently works at Cetera and has held prior roles at Avantax Advisory Services and 1ST Global Advisors. Kilton is also the owner of Sedita Kilton Life & Wealth Management, a financial services firm, and serves on the Plant City Public Safety Employees Pension Board as a board member. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Christopher Allen is a financial advisor with Edward Jones in Lakeland, FL, holding Series 63 and Series 65 designations and 16 years of industry experience. He previously worked at Cetera and Regions Bank before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs, investment strategies, and affiliated financial services across a nationwide network of advisors and branch offices.

M Estes is a financial advisor with Morgan Stanley in Winter Haven, FL, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to develop financial plans, while clients are responsible for implementing these plans.

Lorin Bice is a financial advisor with LPL Financial in Winter Haven, FL, holding a Series 66 designation and 25 years of industry experience. He previously worked at Allen & Company of Florida, Inc. for 18 years and Morgan Stanley DW Inc. for three years. Outside of his advisory role, he is an owner, collector, and seller of artwork. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives using a range of strategic, tactical, and alternative investment options.

Michelle Oliver is a financial advisor at Edward Jones in Lakeland, FL, holding a Series 66 designation with one year of experience at the firm. Prior to joining Edward Jones, she worked for Publix Super Markets for 28 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets.

Kyle Cobia is a financial advisor with LPL Financial in Winter Haven, FL, holding a Series 66 credential and 14 years of industry experience. He has worked with LPL Financial since 2019 and Allen & Company of Florida, Inc. since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary research and third-party strategies across discretionary and non-discretionary accounts.

Leonardo Reyes is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill, and Wells Fargo. Outside of his advisory role, he is an authorized member of EPICO EVENTS, a rental and decorating service based in Winter Haven, Florida, where he assists with equipment delivery and event setup. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios using mutual funds, ETFs, and ETPs.

Joshua Jordan is a financial advisor with LPL Financial, holding a Series 66 credential and two years of industry experience. He has worked at LPL Financial since 2023 and serves as Marketing Director for Outdoor Professionals, a role unrelated to investment advising. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various financial planning and investment management solutions through a large network of advisors and emphasizes a broad platform that includes advisory, insurance, and banking partnerships.

Scott Sullivan is a financial advisor with LPL Financial in Lakeland, FL, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2020, he worked at Airgas USA from 2016 to 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Angela Smith is a financial advisor with LPL Financial in Lakeland, Florida, holding a Series 66 credential and 11 years of industry experience. She has been with LPL Financial since 2019 and also maintains a role at Allen & Co, a position she has held since 2014. Outside of advisory work, she owns a home-based interior remodeling business called Charles Smith Trimming Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting a large network of independent advisors and over $819 billion in discretionary assets.

Robert Chase is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has been with Raymond James & Associates since 2011. Outside of his advisory role, he is a partner in Bentley Condo, LLC, a business involved in locating, purchasing, and managing property. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Lesley Rathbun is a financial advisor at LPL Financial with five years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for six years. Rathbun has also spent time at LinkedIn and took a year for extended travel in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing various investment strategies and operational tools to support client accounts.

Bradley Wood is a financial advisor with Mass Mutual Investors Services in Lakeland, FL, holding Series 63 and Series 65 designations and 10 years of industry experience. He has been with Mass Mutual Investors Services since 2015 and also works with MassMutual Life Insurance Co. Outside of his advisory role, Wood is involved in college consulting through ownership in MedLoan Solutions. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, and organizations. The firm utilizes client-specific financial analysis tools and offers a range of planning programs, including recent additions like Divorce Planning and employer-sponsored planning services.

Kevin Torres is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. He has worked at LPL Financial since 2013, following prior roles at Stifel and UBS Financial Services. LPL Financial is a national broker-dealer and registered investment adviser that provides financial planning, model portfolio programs, and institutional platforms to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a large network of advisors with resources including model portfolios, third-party subadvisors, and technology tools while managing over $819 billion in discretionary assets.

Woodrow Hicks is a financial advisor at Raymond James & Associates with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Raymond James for 15 years. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering a range of financial planning and consulting services alongside extensive municipal advisory capabilities.

Timothy Conti is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 33 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously spent 25 years with MetLife Securities and Metropolitan Life Insurance Company. Outside of advising, he is involved in life and health insurance sales and manages a commercial real estate business. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering asset management, wrap programs, and educational seminars.