Kelly Dowell is a financial advisor with Eagle Strategies (New York Life) based in Daphne, Alabama, holding Series 63 and Series 66 licenses with 30 years of industry experience. He has been associated with New York Life and Nylife Securities since 1995 and owns Dowell Financial Group, Inc. Outside of his advisory work, Dowell operates a hunting guide service and volunteers with local Christian outreach groups, including Men of Jubilee and Loxley Barn Ministry. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of programs, emphasizing tailored advice and predominantly manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Bradley Bigler is a financial advisor at AE Wealth Management, LLC with Series 65 credentials and one year of industry experience. Prior to his current role, he spent nine years with Bigler Development. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and offers a range of investment strategies supported by regular reporting and performance reviews.

William Mc Fadden is a Series 66-licensed financial advisor with Steward Partners Investment Advisory, LLC. He has one year of experience at Steward Partners and previously worked at Troy University for five years. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory, financial planning, and managed account services.

John Ferguson is a CFP® professional with 22 years of industry experience currently affiliated with Steward Partners Investment Advisory, LLC. Prior to his current roles since 2023, he spent seven years at Wells Fargo Clearing and one year at Wells Fargo Advisors, LLC. He serves as a finance committee member for Christ Church Cathedral in Mobile, Alabama, where he participates in meetings on stewardship, fundraising, real estate, and operational matters. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm offers a range of investment advisory and financial planning services to individuals, pension plans, corporations, trusts, estates, and charitable organizations through personalized portfolio solutions and third-party manager selections.

Matthew Mcwhorter is a financial advisor with Eagle Strategies (NY Life) based in Mobile, AL. He holds Series 65 and Series 63 licenses and has 13 years of industry experience. His work history includes roles at NYLIFE Securities LLC and New York Life Insurance Company. Eagle Strategies serves a diverse client base, offering financial planning, investment management, and retirement-plan advisory services through a network of affiliated advisers. The firm provides a range of solutions tailored to individual investors, defined contribution and defined benefit plans, as well as charitable and corporate clients, with a focus on primarily non-discretionary asset management.

Douglas Whitmore is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and 16 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 10 years before joining Steward Partners in 2024. Outside of his advisory role, he serves on the City of Mobile Finance Committee, advising the mayor on city finances. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves a diverse client base including individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering a range of portfolio management and financial planning services through both proprietary and third-party solutions.

Steven Zutz is a financial advisor with Wells Fargo Clearing in Mobile, Alabama, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has worked at various Wells Fargo entities since 2010. Outside of his advisory role, he owns and operates ZUTZ, LLC, a business focused on online sales. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm employs an IPS-driven process based on modern portfolio theory and includes insurance-related products and bank deposit sweep options among its investment offerings.

Charles Wood is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting services primarily through non-discretionary relationships.

Mary Nevitt is a financial advisor at Edward Jones with 15 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2010. Outside of her advisory role, she is involved in retail product purchases through Amway for personal use. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a broad range of advisory programs and investment strategies. The firm is notable for its extensive network of financial advisors and branch offices, as well as its affiliated capabilities including a trust company and proprietary mutual funds.

John Mcmanmon III is a financial advisor with Charles Schwab, holding Series 65, Series 66, and Series 63 designations and bringing 25 years of industry experience. His prior roles include positions at Windhaven Investment Management and Charles Schwab Investment Advisory. He is currently based in Mobile, Alabama. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment services supported by centralized custody and operational infrastructure.

Matthew Ladner is a financial advisor with Ameriprise Financial Services in Mobile, Alabama, holding a Series 66 designation and four years of industry experience. His prior roles include working at the Mississippi Department of Banking and Consumer Finance and the University of Southern Mississippi. Outside of advising, he has involvement in real estate ownership unrelated to investment activities. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Thomas Montz Sr. is a financial advisor with Raymond James Financial, holding a Series 63 designation and 38 years of industry experience. His career includes long tenure with COMPASS Bank and BBVA entities before joining Raymond James in 2021. He is also associated with Montz Wealth Management Group as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, and institutional clients. The firm employs tailored, non-discretionary planning using risk profiling and analytical tools, and offers programs supporting municipal and public finance as well as employer advisory services.

Catalin Gard is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Wells Fargo in 2024, he was self-employed from 2008 to 2021 and has been involved with Gard Tennis LLC since 2021, where he provides tennis coaching. Wells Fargo Clearing offers retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, combining investment policy statement-driven advice with options that include insurance-related vehicles and bank deposit sweep programs.

William Waits is a financial advisor at RBC Capital Markets with 46 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining RBC in 2024, he worked at B. Riley Wealth Advisors, Inc. and B. Riley Wealth Management, where he spent a combined 21 years. RBC Wealth Management serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers tailored advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Jennifer Quirk is a financial advisor at Cetera with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at First Advisors Capital Inc and Concourse Financial Group Securities Inc. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Reed Hicks is a financial advisor with LPL Financial holding Series 65 and Series 63 licenses, with two years of industry experience. He has worked at several firms including First Horizon Bank and Raymond James. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a variety of investment strategies supported by operational and research tools.

Gina Mc Whorter is a financial advisor at OSAIC with 38 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with Woodbury Financial Services, Inc. and Questar Capital. In addition to her advisory role, she is a Certified John Maxwell Team member and provides leadership development, training, and coaching through her sole proprietorships, Smart Women Lead and Gina Speaks. She also serves as Chair of the Build Our Economic Wealth Committee for Alpha Kappa Alpha Sorority, Inc. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, pension plans, and charitable organizations, through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a variety of investment solutions and utilizes firm-provided tools for portfolio construction and management.

Charisse Pierre is a financial advisor at Merrill with 25 years of industry experience, including 15 years at Merrill. She holds Series 63 and Series 66 licenses. Outside of her advisory role, she assists her daughter with a jewelry business and participates as a board member for community organizations focused on networking and finance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeremy Pace is a financial advisor with Wells Fargo Clearing in Daphne, AL, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of his advisory role, Pace owns Accurain Irrigation, LLC, a non-investment business based in Mobile, AL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering a range of advisory and discretionary options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

J. Bailey Stitt is a Wealth Management Advisor at Merrill Lynch Wealth Management in Fairhope, Alabama. She is a CERTIFIED FINANCIAL PLANNER® professional and a member of the Harris, O'Neill, Stitt & Associates team. Bailey provides customized financial strategies by first understanding her clients personally, which enables her to develop individualized plans that serve as road maps to achieve their financial goals. Bailey's expertise encompasses family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. She emphasizes hard work, consistent communication, quality, and ongoing stewardship in her practice. Bailey earned her bachelor's degree from the University of South Alabama and holds the Personal Investment Advisor (PIA) designation. In addition to her professional work, Bailey serves as a board member for Impact 100 Baldwin County and the South Baldwin Chamber of Commerce. She is also involved in community organizations including Art for Heart, Impact 100, Pleasure Island Junior Women's Club, and the Workforce Housing Alliance. Outside of work, she enjoys boating, bowling, music, reading, skiing, spending time with her family, table tennis, tennis, and traveling.