Michael Starkey is a financial advisor at Cetera with four years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera and Capital Financial Strategies Inc. Starkey also has experience in fixed insurance sales. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a nationwide network of independent advisors.

George Blais III is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at American Portfolios Financial Services, Inc. for 11 years. He is president of Advantage Wealth Management, a firm providing tax advice, planning, and preparation services. OSAIC serves a wide range of retail and institutional clients through an extensive network of advisers and advisory platforms, offering integrated brokerage and investment advisory services along with financial planning and access to third-party money managers.

Robert Callahan is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1985. Outside of advisory work, he is involved in the sale of loan products and home security referrals through affiliated Primerica entities. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with over 3,600 advisors and manages approximately $15.5 billion in assets, using model-delivery strategies and discretionary options supported by third-party managers and custodians.

Chad Dolan is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning his career in financial services in 2014, he has developed expertise in areas including college education planning, employee benefits planning, executive compensation, family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, tax minimization, and retirement income planning. Chad graduated summa cum laude with University Honors from the University of Alabama. He holds several professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is committed to delivering value to his clients by continuously enhancing his knowledge and skill set to guide them toward achieving their financial goals. Outside of his professional work, Chad enjoys boating, fishing, football, golfing, hunting, running, skiing, soccer, traveling, and spending time with his family.

Phoenix Turner is a Series 66-licensed financial advisor with Merrill, based in Fairhope, AL, and has one year of industry experience. Prior to joining Merrill in 2024, Turner worked at Wells Fargo for nine years in various roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jeffrey Braley is a financial advisor with J.P. Morgan Securities in Foley, Alabama, holding Series 63 and Series 65 designations and seven years of industry experience. His prior work includes roles at Wells Fargo and PNC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with due diligence from a manager-solutions team and applying an ESG eligibility framework when recommending strategies.

Savannah Drummonds is a financial advisor with LPL Financial and holds the Series 66 designation. She has been in the financial services industry since 2023, including prior roles at Renasant Bank and experience in the culinary and occupational therapy fields. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a broad network of over 22,800 advisors.

Kristin Seay is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 66 licenses and has 13 years of industry experience. She has been with Wells Fargo since 2017 and is also involved with Page & Palette, a book-selling business. Kristin previously worked as an at-home mom for 15 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Geoffrey Kennedy is a CFP® and CFA® affiliated with Cambridge Investment Research Advisors, with 21 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2011. In addition to his advisory role, he serves as a director and finance committee member of the Fairhope Single Tax Corporation, a nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing a range of portfolio management strategies across various custody platforms.

Renae Cobern is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 18 years of industry experience. She has been with Raymond James & Associates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering tailored financial planning and consulting services through a variety of portfolio management styles and affiliated research.

Damon Henderson is a financial advisor at Raymond James & Associates with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James & Associates since 2014. Located in Fairhope, AL, his career has been centered on serving a diverse client base through this institution. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutions, pension plans, and municipal entities, providing financial planning, investment consulting, and municipal advisory services through a broad range of portfolio management styles and affiliated research resources.

Brittany Ables is a financial advisor with Raymond James & Associates in Fairhope, AL, holding a Series 66 designation and one year of industry experience. Her prior roles include positions within Raymond James & Associates and Williams Financial Group, as well as running her own business. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving a diverse client base including individuals, institutions, and municipal entities, and offering a range of financial planning and advisory services.

Jessica Laferrera is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and having 17 years of industry experience. She has been with MassMutual Investors Services since 2017 and previously worked at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. Laferrera also serves as co-trustee of the Dennis A Dahl and Carolyn Dahl Trust. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved tools and offers specialized services such as divorce planning and estate settlement.

Megan Conwell is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 66 licenses and nine years of industry experience. Her prior roles include positions at Principal Securities, Principal Life Insurance, Chubb/Combined Employee Benefits, New York Life, and Klatt Group Insurance Sales. In addition to her advisory work, she serves on the finance council for a church-related radio station and works as an insurance broker specializing in life, fixed life, annuities, long-term care, disability, group benefits, and property & casualty insurance. MassMutual Investors Services, LLC provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars with a structured, collaborative financial planning process.

Douglas Falkinburg is a CFP® professional with 24 years of industry experience. He is currently with Cetera and has previously worked at Hancock Investment Services, Inc. and Hancock Bank. Falkinburg holds the Series 66 designation and is based in Fairhope, Alabama. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and planning services through a multi-manager platform with access to affiliated and third-party managers.

Tanner Ragland is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2019. His prior experience includes roles at Regions Bank, Firebirds Woodfire Grill, Cygnal, and Auburn University at Montgomery. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dillon Smith is a CFP®-certified financial advisor with 10 years of industry experience. He is currently with Mass Mutual Investors Services and has previous experience at Pruco Securities, LLC and The Prudential Insurance Company of America. He is also the owner of Dillon Smith Endeavors, LLC and works as an insurance broker in health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual that provides financial planning and asset management services to individuals, business owners, and other clients. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and also provides event-driven planning programs such as estate settlement and employer-sponsored planning.

Tera Wiggins is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. Her career includes roles at Mass Mutual Life Insurance and METLIFE Securities Inc. She also maintains an individual insurance brokerage focusing on life and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, and charitable organizations, utilizing firm-approved software and a collaborative planning approach.

Zach Bolden is a financial advisor with LPL Financial, holding a Series 66 registration and bringing 16 years of industry experience. His career includes roles at PNC Investments, Edward Jones, and Raymond James Financial Services, among others. He is currently based in Daphne, Alabama. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lezli Thomason is a financial advisor at Edward Jones in Foley, Alabama, holding a Series 66 designation with three years of industry experience. Prior to her career in finance, she worked for seven years at Ferrell Family Dental. Outside of her advisory role, she is involved in retail through Diamond Jewelers in Gulf Shores, Alabama, where she contributes seasonally by assisting with sales and jewelry care. Edward Jones is a full-service wealth management firm serving a broad client base including individuals, institutions, and charitable organizations. The firm offers a wide range of advisory strategies and maintains a large national network of advisors and branch offices.