Robert Cucitrone is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Merrill Lynch, Pierce, Fenner & Smith Inc. since 2001 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lisa O’Bryant is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 12 years of industry experience. She previously worked at Bank of America and Merrill from 2014 to 2021 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2021. Outside of her advisory role, she is involved as an assistant cook at Studio Oxygen Yoga in Canfield, Ohio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by proprietary tools and the Global Investment Committee’s research.

Michael Thomas Jr. is a Series 66 licensed financial advisor with 24 years of industry experience. He has been with Stifel since 2009. Outside of his advisory role, he is involved in several entrepreneurial ventures, including co-owning and managing self-service laundromats and a tap room in Ohio. Stifel serves a broad client base that includes individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Merrill Whippo Jr. is a financial advisor at Ameriprise with Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at The Huntington Investment Company, The Huntington National Bank, and J.P. Morgan Securities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that delivers written recommendation reports and annual retirement income planning advice focused on income sources and tax-aware withdrawal strategies.

Clyde Tommelleo is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with LPL Financial since 2009 and previously worked at Woodbury Financial Services, Inc. from 2007 to 2009. In addition to his advisory role, he is involved in a fixed insurance business, Tommelleo & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors and utilizes various model portfolios and third-party subadvisors.

Callie Lucich is a financial advisor with Ameriprise in Poland, Ohio, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, she worked at BNY Mellon for four years. She is also an associate financial advisor with Integrated Professional Partners, LLC, where she manages an advisory business. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. As a large institutional firm, it also delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Zachary Machuga is a CFP® and holds a Series 66 license, with four years of industry experience. He has been with Wells Fargo Clearing since 2021 and previously worked at Maxim Healthcare Services, Waynesburg University, and Sportsworld. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Robert Ferraro is a financial advisor with Ameriprise in Youngstown, Ohio, holding a Series 66 designation and 25 years of industry experience. He previously worked at Stifel for 10 years before joining Ameriprise Financial Services Inc and Ameriprise. Outside of his advisory role, he is involved in a personal business focused on employee benefits and tax preparation. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Krista Cartwright is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. She has worked at Wells Fargo Clearing since 2018 and previously held roles at J.P. Morgan Securities and JPMorgan Chase Bank NA. Outside of her advisory work, she is a notary public in Ohio and serves as power of attorney and executrix for her mother. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Joseph Thomas Jr. is a financial advisor at OSAIC with 24 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Securities America Inc., Sterne Agee Investment Advisor Services, and Diversified Advisors, Inc. Outside of his advisory work, he serves as board president of a local social services organization and is a past president of a civic group that awards scholarships. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporations, offering a variety of brokerage and advisory programs supported by a model-based investment process and a multi-advisor platform.

Owen Rimel is a financial advisor with Ameriprise in Darlington, PA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise, he worked at The Huntington Investment Company and other financial institutions. Outside of his advisory work, Rimel owns and operates a small working farm and serves as an assistant coach for a local school district. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides clients with tailored retirement-income planning and tax-aware withdrawal strategies.

Timm Schreiber is a financial advisor at Stifel with 25 years of industry experience and holds the Series 66 designation. He has been with Stifel since 2009. Outside of his advisory role, he serves as a trustee for the Canfield Fair Foundation and the Western Reserve Village Foundation, and is a director and chairman of the Audit and Budget Committee for the Mahoning County Agriculture Society. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

James Aeppli is a financial advisor with J.P. Morgan Securities in Youngstown, OH, holding a Series 66 credential and four years of industry experience. He has been with J.P. Morgan Securities and affiliated entities since 2022 and has worked at JPMorgan Chase Bank, N.A. since 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by centralized due diligence and a combination of quantitative and qualitative research.

Joseph Musolino is a financial advisor at Stifel with 21 years of industry experience. He holds a Series 66 designation and has worked at Stifel since 2009. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities. The firm provides brokerage and investment advisory services utilizing a proprietary methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Katie Mcdermott is a financial advisor with Ameriprise who holds a Series 66 designation and has eight years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports delivered in partnership with advisors like Mcdermott.

Ryan Wilson is a financial advisor at Stifel with 19 years of industry experience. He holds the Series 66 designation and has been with Stifel Nicolaus since 2013. Outside of his advisory role, Wilson serves as Vice President of Recreation and Executive Board Member for the Canfield Soccer Club, helping to organize and run the local youth summer soccer league. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Scott Viano is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Key Investment Services LLC, The Huntington Investment Company, Chase Investment Services Corp., Butler, Wick & Co., Inc., and LPL Financial. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their process integrates centralized due diligence and combines quantitative and qualitative research, with capabilities that include derivatives and commodities through affiliated entities.

Bryan Rossodivita is a financial advisor with Edelman Financial Engines, holding a Series 66 designation and seven years of industry experience. His prior experience includes roles at Empower Financial Services, Personal Capital Advisors Corporation, Bank of America, Merrill, Guardian Life Insurance, Luttner Financial Group, and JPMorgan Chase. Outside of financial services, he was involved with I Am Handyman LLC from 2017 to 2021. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary investment options.

Donald Rodenbaugh is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 35 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, combining research and analytics with diversification principles and modern portfolio theory.

Armand De Paul is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 12 years of industry experience. His prior roles include positions at Morgan Stanley, Ameriprise, Stifel Nicolaus & Co Inc, Wells Fargo Clearing Services LLC, Alphastar Capital Management, and Scottrade. He is also a notary in Ohio, performing notary duties on a part-time basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary investment strategies.