Marcus Hernandez is a financial advisor at Kestra Advisory with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith, Inc. He is the owner and financial advisor of Cabot Family Office and serves as president of the board for the nonprofit Foundation Fuente De Amor. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad range of institutional and individual clients, offering services such as fiduciary consulting, compliance testing, employee education, and advisor-managed accounts.

David Moliterno is a Series 65 credentialed advisor affiliated with United Planners Financial Services of America, where he has worked since 2026. He has over a decade of experience in financial services, including running Moliterno Insurance & Financial Services LLC since 2016 and operating independently since 2012. United Planners Financial Services is a national wealth-management enterprise serving a broad client base that includes individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm employs a network of independent Investment Adviser Representatives and offers both advisory and brokerage services using a mix of custodians and third-party money managers.

John Bates is a financial advisor at Commonwealth Financial Network based in Youngstown, OH. He holds a Series 66 designation and has two years of industry experience. His prior work includes roles at Tolmiros Financial Designs and W3 Wealth Management, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and back-office support, including operations, trading, technology, investment management, and compliance, allowing affiliated advisors to offer customized portfolio solutions under Commonwealth’s supervision.

Ryan Harteis is a financial advisor with OSAIC Institutions, INC. He holds a Series 66 designation and has 15 years of industry experience. He has worked at Infinex Investments, Inc. since 2015 and at FIRST Commonwealth Bank since 2005. Outside of his advisory role, he also serves as a client service representative at FIRST Commonwealth Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering advisory and brokerage services through customized engagements. The firm employs a mix of fundamental and technical analysis and provides access to alternative investments, lending, and cash-management options.

Stefanos Newman is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with families to manage and grow their wealth through personalized strategies tailored to clients’ unique financial situations and goals. Stefanos focuses on areas including family wealth management strategies, managing new wealth, personal retirement planning, individual and corporate investment strategy, and tax minimization. He holds professional designations as a CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). Stefanos earned his bachelor's degree from The Ohio State University. Outside of his professional commitments, he enjoys basketball, cooking, spending time with his family, and watching movies.

Nicholas Perod Jr. is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Private Advisor Group and LPL Financial since 2014. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion for more than 135,000 clients, including individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers a range of portfolio management and financial planning services, utilizing multiple investment strategies and third-party platforms to serve a diverse client base.

Natalie Lariccia is a Wealth Management Advisor with Merrill Lynch Wealth Management. She began her career with Merrill Lynch in 2001, initially working as a Client Associate where she obtained her Series 7 and Series 66 FINRA registrations. Since 2009, Natalie has worked with her team, Jones Wealth Management, focusing on individual clients and small business owners, as well as assisting with 401(k) plan clients. Natalie holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Certified 401(k) Professional (C(k)P®). She earned her Bachelor of Science degree in Journalism from Ohio University. Her expertise encompasses areas such as retirement planning, family wealth management, corporate retirement plan services, and women and wealth. Active in her community, Natalie volunteers with organizations that promote women and animals, including The Friends of the Public Library of Youngstown and Mahoning County and The YWCA of Mahoning Valley. She serves as president of the Buckeye chapter of the Merrill Women's Exchange and has been involved with this organization since 2011. Outside of work, Natalie enjoys traveling, wine tasting, music, movies, theater, running, camping, cooking, writing, and yoga.

Amanda Bolinger is a Series 65-credentialed financial advisor with NewEdge Advisors, based in New Castle, PA. She has been with NewEdge Advisors since 2016, including her current role starting in 2026, and has prior experience at Ameriprise Financial in 2016. NewEdge Advisors is a large registered investment adviser serving individuals, pension plans, corporations, trusts, and charitable organizations through a network of independent representatives. The firm offers a wide range of services including portfolio management and retirement consulting, utilizing both in-house and third-party strategies with an emphasis on due diligence and technology integration.

Kevin Meek is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 66 credentials and 14 years of industry experience. His career includes roles at Merrill and Bank of America, N.A. He is based in Poland, Ohio. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and placement and investment banking services.

Daniel Ambroskiewicz is a financial advisor at MAI Capital Management, LLC with five years of industry experience. He holds a Series 65 designation and has worked at firms including WCG Wealth Advisors and Equitable Advisors. He is also a Financial Service Associate at Treloar & Heisel, LLC, where he is involved in fixed and accident and health insurance sales. MAI Capital Management provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base, including high-net-worth individuals, families, sports professionals, and institutional clients. The firm offers tailored portfolio management strategies across multiple asset classes and integrates financial planning and tax services into many client relationships.

Liam Jones serves as a Wealth Management Advisor at Merrill Lynch Wealth Management and is a key member of the Jones Wealth Management team. He focuses on helping clients prepare for their unique financial needs through a goals-based wealth management approach, combining prudent portfolio management and attentive, personalized service. Liam holds a Bachelor's Degree in Finance from Youngstown State University. He has earned the Accredited Portfolio Management Advisor (APMA) designation from the College for Financial Planning Institutes Corp., and the Certified Investment Management Analyst (CIMA) certification through the Investments & Wealth Institute after completing the program at the University of Chicago Booth School of Business. He is also a Chartered Market Technician (CMT) and a Personal Investment Advisor (PIA). Liam is affiliated with professional organizations including the CMT Association and the Investments & Wealth Institute. Born and raised in the Boardman area, Liam is involved in the community through participation with Boardman Park, Boardman Rotary, and Easterseals of Mahoning, Trumbull, & Columbiana Counties. Outside of his professional activities, he enjoys watching and playing various sports such as baseball, basketball, football, golf, and running. He is also passionate about music, including playing guitar, writing songs, and managing a band.

Randall Hart is a financial advisor with Eagle Strategies (NY Life) based in Columbiana, OH. He holds the ChFC® designation and the Series 63 license, and has 35 years of industry experience. He has been with Eagle Strategies since 2011 and has longstanding affiliations with New York Life and its related entities. Outside of his advisory work, Hart serves as choir director at East Fairfield United Methodist Church and is a board member of the Matthews Boat Owners Association, an antique boat club. Eagle Strategies serves both individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis.

Thomas Strouse is a financial advisor with Principal Financial Services in Girard, Ohio, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Principal Life Insurance and Principal Securities Inc., as well as experience with Northwestern Mutual and associate staffing services. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jeffrey Wherry is a CFP® and ChFC® professional with 29 years of industry experience. He currently works at MAI Capital Management, LLC and has held positions at Treloar & Heisel, LLC, WCG Wealth Advisors, LLC, and MML Investors Services. Wherry holds a Mass Mutual Career Agent Emeritus status related to fixed insurance sales but is no longer involved in new production. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base, including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers a range of portfolio management strategies and serves both product-sponsor and advisory roles, managing mutual funds and private investment vehicles.

Daniel Memo is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1998 and began his career with Smith Barney. Daniel focuses on serving high net worth individuals and business retirement planning. He holds FINRA Series 7, 66, 3, and 31 registrations. Daniel earned a Bachelor of Science degree in Business Administration from John Carroll University. He also holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His areas of expertise include college education planning, corporate benefits, equity compensation services, retirement income, and small business strategies. Daniel is active in the Poland community where he resides with his wife, Erin, and their four sons. He participates in organizations such as the Poland Community Baseball Association, Poland Flag Football, and St. Vincent De Paul. He has served as a board member of the Rich Center for Autism and is affiliated with Magic of Michael. Outside of work, Daniel enjoys baseball, basketball, football, golfing, swimming, table tennis, traveling, and spending time with his family.

Todd Westfall is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following three years at WELLS FARGO Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Marcus Debaldo is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of experience in the industry. His prior work includes roles at Austintown Local Schools and Youngstown State University, as well as entrepreneurial experience with Rogue Wave Auto Wash. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options tailored to plan objectives and risk tolerances.

John Wise Jr. is a Series 66-registered financial advisor with Edward Jones in Salem, Ohio, where he has worked since 2009. He has 17 years of industry experience. Outside of his advisory role, he is a member of Melvin Industries, LLC, which leases commercial office space. Edward Jones is a full-service wealth management firm serving individual and institutional clients across various segments. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

John Fahey is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds Series 66 and Series 63 credentials and previously worked at Eagle Strategies LLC and Nylife Securities LLC, as well as New York Life Insurance Company. He also operates Fahey Financial Strategies LLC, through which he sells New York Life products and brokers non-registered insurance products. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutions, offering financial planning, consulting, and access to model wealth portfolios and third-party asset management. The firm’s integrated platform combines advisory programs with sales of financial products, including insurance, and supports lending through a collateralized credit program.

William Miner is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been active in the financial services industry since 1999 and joined Merrill Lynch in 2007. William serves a diverse clientele focusing on areas such as education planning, family wealth management, institutional investment consulting, retirement income, and small business strategies. He holds multiple professional designations including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). William earned both a Bachelor's Degree, magna cum laude, and a Master of Business Administration from Youngstown State University. Throughout his career, he has received recognition including being named to Forbes' "Best-in-State Wealth Advisors" list multiple times between 2018 and 2026, as well as Forbes/SHOOK's "America's Top Next-Generation Wealth Advisors" list in 2017 and 2018. He is also a member of the Miner Wealth Management Team, which was named to Forbes' "Best-in-State Wealth Management Teams" list in 2025 and 2026. Born and raised in Mahoning County, William resides in Lowellville with his wife Melissa and their three children. Outside of work, he coaches his children in sporting activities and enjoys baseball, basketball, billiards, camping, chess, cooking, football, golfing, spending time with family, and traveling. William actively participates in community organizations including United Way, Northeast Ohio Adoption Services (where he serves as a board member), Rotary, and the American Heart Association.