Arielle Peterson Duranczyk is a financial advisor with LPL Financial, holding a Series 66 designation and having 12 years of industry experience. She has worked at LPL Financial since 2020 and previously at Royal Alliance from 2013 to 2020. In addition to her advisory role, she operates LEP Consulting, PLC, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Daniel Dueweke is a financial advisor with LPL Financial in Bay City, MI, holding CFP® certification and Series 63 and 65 licenses. He has 26 years of industry experience, including prior roles at Shoreline Wealth Partners, Commonwealth Financial Network, Cetera, Independent Bank, and Merrill. Dueweke is co-owner of Shoreline Wealth Partners, a private entity focused on securities, advisory, and insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, delivering advice through a large network of advisors who may use model portfolios, third-party subadvisors, or customized strategies.

Michael Staudacher is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and over 27 years of industry experience. He has been with Edward Jones since 1997. Outside of his advisory role, he owns a building in Bay City, Michigan, from which he receives rental income. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment options and advisory services. The firm manages approximately $1.01 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Adam Shay is a financial advisor with LPL Enterprise holding a Series 66 designation and one year of industry experience. His prior roles include positions at Financial Edge Credit Union and Edward Jones. He has also worked at the Dow Bay Area Family YMCA. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment implementation is typically model-driven and includes access to third-party asset managers, with additional services such as affiliated trust custody, insurance sales, and a collateralized lending program.

Joshua Long is a financial advisor at OSAIC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Royal Alliance Associates since 2018 and Signator Investors in 2017. Outside of his advisory role, he is a member of the Higgins Lake/Roscommon Chamber of Commerce and serves as a program director for VantagePointe Financial Group, a non-profit insurance brokerage. OSAIC serves a broad client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of investment programs and maintaining a complex affiliate network.

Trisha Gray is a Series 66–licensed financial advisor with Edward Jones in Saginaw, MI, where she has worked since 2019. She has seven years of industry experience, including five years with The Dow Chemical Company prior to joining Edward Jones. Outside of her advisory role, she serves as president of the Thomas Farms Home Owner Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Weston Woodbridge is a financial advisor with Thrivent Investment Management in Saginaw, MI, holding a Series 66 designation and 13 years of industry experience. He has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning covering various topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Kyle Braun is a financial advisor with Morgan Stanley in Saginaw, Michigan, holding a Series 66 designation and having 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured discovery processes and firm-approved tools.

Douglas Adams is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 27 years of industry experience. His prior roles include positions at Robert Baird & Co., JJB Hilliard W.L. Lyons LLC, and Raymond James & Associates. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary guidance through a centralized consulting team.

Ely Klida is a financial advisor at Fidelity with three years of industry experience. He holds the Series 66 designation and has previously worked at Thrivent Investment Management and loanDepot. Outside of his advisory role, he is the owner of a rental property managed through a third party. Fidelity’s Strategic Advisers provides investment management and advisory services to both retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Kathleen Rondy is a Series 66-licensed financial advisor with Edward Jones in Essexville, MI, and has two years of industry experience. Prior to joining Edward Jones in 2025, she worked at Hantz Financial Services and held various roles at Michigan Tech University, Delta College, and Hemlock High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of approximately 23,701 financial advisors and 15,121 branch offices.

Fred Carter is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 39 years of industry experience. He previously worked for Commonwealth Financial Network for 23 years before joining LPL Financial in 2026. Outside of his advisory work, he is a co-owner of Carter Soap, a business based in Saginaw, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services delivered through a large network of investment adviser representatives.

Timothy Baldwin is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and possessing 38 years of industry experience. He has been with Raymond James & Associates since 1999. Outside of his advisory role, Baldwin coaches for 10K To Flight, where he provides feedback and runs sound. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, pension and profit-sharing plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, drawing on a range of portfolio management styles and affiliated research.

Nicholas Cooper is a Wealth Management Advisor with the Mathewson Elliott Group and has been with Merrill Lynch Wealth Management since 2013. He provides comprehensive, goals-based financial advice to individuals, business owners, and institutions across the United States. His work focuses on helping clients define both short- and long-term financial objectives and delivering disciplined, personalized advice through various market cycles. Nick's expertise includes college education planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds a Bachelor's Degree in Personal Financial Planning and Finance from Central Michigan University, as well as the CERTIFIED FINANCIAL PLANNER® certification and the Chartered Alternative Investment Analyst® (CAIA®) designation. Outside of his professional role, Nick enjoys biking, boating, hiking, running, and skiing.

Laura Shields is a financial advisor at Ameriprise in Saginaw, MI, holding a Series 66 designation. She joined Ameriprise in 2024 and has prior experience with GS3 Management. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Benjamin Rapanos is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2019, with prior experience at Bank of America, Merrill, and in real estate. Outside of his advisory role, he owns a real estate business, Benjamin Rapanos Rentals, LLC. Ameriprise is an institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement income recommendations through a centralized consulting team.

Luke Bogert is a financial advisor with Morgan Stanley in Saginaw, Michigan, holding a Series 66 designation and four years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and Northwestern Mutual. Outside of finance, he is involved in woodworking as a proprietor in an art and culture capacity. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and serves clients through various financial planning and investment services.

Matthew List is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Equitable Advisors since 1999, including its predecessor AXA Advisors, LLC. He is also the owner of LIST FINANCIAL LLC, a business he has maintained with minimal ongoing activity. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of advisory programs, including third-party sponsored models and discretionary management, and offers ERISA fiduciary services through credentialed representatives.

Mitchell Arner is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has eight years of industry experience, including prior roles at Voya Financial Advisors, Inc. and The Wirt-Rivette Group. He is also an independent insurance agent in Saginaw, MI. Cambridge Investment Research Advisors, Inc. serves a broad mix of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers a range of platforms and proprietary model strategies.

Chase Kelly is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. He has worked at Morgan Stanley and its private bank since 2017 and previously held positions with JPMorgan Chase and JPMorgan Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies to support client financial goals.