James Montmorency is a financial advisor with Oppenheimer in Portage, MI, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Fahnestock & Co., Inc. for 27 years and serves as trustee of the James Montmorency Living Trust. Oppenheimer provides advisory services to individuals, corporations, pooled vehicles, and retirement plans, offering a variety of portfolio management, consulting, and financial planning programs with both discretionary and non-discretionary investment approaches.

Debra Kalleward is a financial advisor at Oppenheimer with 30 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fahnestock & Co., Inc. since 1995. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers advisory and brokerage services with a focus on strategic and tactical asset allocation, manager selection, and a variety of investment strategies, while also acting as a qualified custodian.

Travis Morse is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and over 21 years of industry experience. He previously worked at Raymond James & Associates for 13 years before joining Janney Montgomery Scott. Morse is a member of the Battle Creek AMBUCS, a nonprofit organization that raises funds to help people with disabilities. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Marc Clauser is a financial advisor with Principal Financial Services in Kalamazoo, MI, holding Series 63 and Series 65 licenses and totaling 10 years of industry experience. His prior work includes roles at MWA Financial Services Inc. and Modern Woodmen of America. He is also active as an insurance agent specializing in life, annuities, long-term care, and disability insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Eber Horacio Alvarez Leos is a financial advisor at PNC Wealth Management with Series 66 registration. He has been with PNC Bank since 2012 and started his advisory role at PNC Investments LLC in 2025. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithmic risk assessments and approved model strategies managed by PNC or third parties.

Mari Katherine Ambro is a financial advisor at Oppenheimer with Series 63 and Series 65 credentials and two years of industry experience. Her prior work includes roles at Boesky Chiropractic, Natural Health Center, and Gull Lake View Golf Club and Resort, as well as positions in education at Miami University and Saint Mary's School. Oppenheimer serves a diverse client base, including individuals, corporations, pension plans, and charitable organizations, offering various advisory and brokerage services. The firm uses strategic and tactical asset allocation and manager selection to construct client solutions, with a notable focus on both discretionary and non-discretionary investment management programs.

Daniel Faett is a CFP® with eight years of industry experience, currently serving as a financial advisor at Kestra Advisory Services, LLC. His prior experience includes roles at Ford Estates, LLC, Bank of America, N.A., Merrill, and Kestra Financial Services, Inc. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a range of institutional and individual clients, offering services such as plan design, fiduciary consulting, employee education, and advisor-managed accounts. The firm serves large institutional investors, including sovereign wealth funds, and utilizes multiple management platforms and third-party solutions within its supervisory framework.

Tyler Ewen is a CFP® professional with nine years of industry experience, currently serving as a financial consultant at Kestra Advisory in Battle Creek, MI. He has worked within Kestra Advisory and affiliated entities since 2015. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, offering services including fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm manages approximately $79.8 billion in assets and serves large institutional investors, including sovereign wealth funds.

Steven Gehl is an investment advisor representative with Kestra Advisory Services, LLC, based in Kalamazoo, MI. He holds Series 63 and Series 65 licenses and has 14 years of industry experience, including roles at Kestra Investment Services since 2016. Outside of his advisory work, he holds a minority ownership in a board game creation and sales company and serves as an unpaid board member for a local condo association. Kestra Advisory Services provides investment advisory and retirement plan consulting to a diverse range of institutional and individual clients. The firm offers services such as fiduciary consulting, plan-level investment advice, and employee education, serving large institutional investors including sovereign wealth funds.

Lori Bumgart is a CFP® professional with 31 years of experience in the financial services industry. She is currently with Mercer Global Advisors Inc. and has held prior roles at Raymond James Financial Services Advisors Inc. and Sanford Advisory Services. In addition to her advisory work, she serves as a township trustee for Otsego Township, participating in legislative and administrative decisions since 2013. Mercer Global Advisors provides investment advisory and comprehensive financial planning services to individuals, families, and institutional clients, employing a globally diversified, risk-appropriate investment approach that includes low-cost ETFs, separate account managers, and customized portfolio strategies.

Paul Townsend is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 designations and over 30 years of industry experience. He has worked with Janney since 2020 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through a combination of in-house portfolio management and third-party managers across multiple advisory programs.

Edward Heidema is a financial advisor at Oppenheimer with a Series 66 designation and no prior industry experience. His work history includes roles at Oppenheimer & Co. Inc. and various companies outside the financial sector, such as Terra GR and Mitten Brewing Company. Oppenheimer serves a diverse client base including individuals, corporations, pooled vehicles, and retirement plans, offering a range of advisory programs such as discretionary and non-discretionary portfolio management, consulting, and financial planning. The firm’s investment approach varies by program and advisor, encompassing asset allocation, manager selection, and periodic rebalancing, with approximately $36.7 billion in assets under management as of the end of 2025.

Biju Suseelan is a financial advisor with SPC in Kalamazoo, MI, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He worked at LPL Financial, LLC for 23 years before joining Sigma Planning Corporation and Sigma Financial Corporation. His related activities include managing Olympia Wealth Management, a business name under LPL Financial. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice primarily through its SIGMA Managed Account and other program offerings.

Brent Kerstetter is a CFP® with 21 years of experience in the financial services industry. He is currently with Mercer Global Advisors Inc. and has previously worked at Sanford Advisory Services and Raymond James Financial Services Advisors. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm utilizes a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios with multi-factor tilts, employing a variety of implementation options and offering both discretionary and non-discretionary portfolio management.

Justin Pruett is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 65 designation and five years of industry experience. He has been with Bankers Life Advisory Services since 2020 and concurrently works with Bankers Life and Casualty as an insurance agent assisting clients with health and life insurance products. Prior to his current roles, he worked briefly at Hooters of Kalamazoo. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and ongoing portfolio management aligned with clients’ goals and risk tolerances.

Clinton Van Linder is an investment advisor with Kestra Advisory in Kalamazoo, MI, holding a Series 63 designation and 26 years of industry experience. He has been with Kestra Advisory and Kestra Investment Services since 2016 and has a background that includes nearly three decades at Ron Wiser & Associates and JCS Total Property Management. Van Linder also provides tax advice as a CPA as part of his financial planning services. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients. The firm provides services including plan design, compliance testing, fiduciary consulting, and access to multiple management platforms, serving notable clients such as sovereign wealth funds and administering approximately $79.8 billion in assets under management.

Faith Lamere Richards is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 65 licenses and having one year of industry experience. Her prior work includes roles at Fifth Third Bank and Good Earth Cafe. FIFTH THIRD SECURITIES, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a range of clients, including individuals, charitable organizations, and institutional investors. The firm combines municipal-advisor registration with corporate affiliation to Fifth Third Bank and provides multiple discretionary managed-account options along with features such as direct indexing and tax-overlay services.

Michael Oursler is a financial advisor at Janney Montgomery Scott with 24 years of industry experience. He has been with Janney since 2018 and previously worked at Raymond James & Associates for 14 years. Outside of his advisory role, he coaches youth baseball and serves as finance director on the board of the local baseball organization. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and advisory programs supported by both in-house and third-party portfolio management.

Christopher Barton is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 66 designation and 11 years of industry experience. He has been with Bankers Life Advisory Services, Inc. since 2016 and also serves as a Unit Field Trainer and Insurance Agent for Bankers Life & Casualty, providing training and support to new insurance agents. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser that serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management, with options for both wrap and non-wrap programs.

Richard Ingber is an investment advisor with Bankers Life Advisory Services, Inc. in Portage, MI, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with several affiliated firms including Bankers Life Securities, Inc. and Ingber & Associates. Ingber also serves as president of Richard Ingber, LLC, through which he provides life, health, and annuity insurance sales alongside investment advisory services. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals, offering discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and manages portfolios across multiple asset classes.