Shane Edwards is a financial advisor with MassMutual Investors Services in Toledo, Ohio, holding a Series 63 designation and 10 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2016 and has also been involved with Wittenberg University since 2013. Outside of his advisory role, he is an owner of a property listed on Airbnb and VRBO for rental purposes. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships utilizing firm-approved analytical tools.

Nelson Snellenberger is a financial advisor with Morgan Stanley in Toledo, OH, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment and planning services without providing individual security recommendations in standalone planning.

Linda Good is a financial advisor at Primerica Advisors with 14 years of industry experience. She holds a Series 63 designation and has worked at PFS Investments Inc. since 2012 and Primerica Financial Services since 2011. In addition to her advisory role, she is involved in part-time referrals of home security and automation products and participates as a partner in an investment-related LLC. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Crystal Lagger is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2022. She previously worked at Wells Fargo Clearing from 2016 to 2022. Outside of her advisory role, she owns an online Etsy shop. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with other financial products through a network of over 4,000 advisors.

Stephen Mckenney is a financial advisor at LPL Financial with 49 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining LPL Financial in 2023, he was self-employed and worked with firms including Securian Financial Services and Minnesota Life. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions.

Brandon Ohlinger is a financial advisor at Ameriprise in Adrian, MI, holding Series 63 and Series 66 designations with seven years of industry experience. His prior roles include positions at The Huntington Investment Company and Huntington National Bank, where he spent a combined total of over a decade. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kyle Lynch is a financial advisor with Equitable Advisors in Sylvania, OH, holding Series 65 and Series 63 licenses and 13 years of industry experience. He has worked at Equitable Advisors since 2013 and at David Means since 2017. His other business activities include sales of life settlements through Equitable Network. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives.

Scott Brown is a Certified Financial Planner (CFP®) with 33 years of industry experience. He has worked at Morgan Stanley in various capacities since 2008, including roles at Morgan Stanley & Co. Incorporated, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. Outside of advising, he co-owns SS Brown LLC, a LED lighting distribution business supporting independent sales representatives. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Cathy Snyder is a CFP®-credentialed financial advisor with 25 years of industry experience, currently with Ameriprise since 2020 and formerly with Ameriprise Financial Services, Inc. from 2005 to 2020. She operates out of Whitehouse, Ohio. In addition to her advisory work, she has business ownership related to real estate management. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory support through a centralized consulting team and emphasizes the use of Ameriprise-managed accounts within its planning approach.

Jennifer Jagodzinski is a financial advisor with Morgan Stanley in Toledo, Ohio, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. Her prior roles include positions at Merrill, Cetera Investment Services, Monroe Bank & Trust, LPL Financial, and MBT Investments. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers planning directly to individuals as well as through corporate agreements.

Kenneth Close is a CFP® and ChFC® with 32 years of experience in the financial industry. He has worked at Ameriprise and its affiliated entities since 2005 and is currently based in Toledo, OH. Outside of his advisory work, he is the CEO and owner of K.C. Films, LLC, a movie production company. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kevin Kunz is a financial advisor at Charles Schwab with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Scottrade and TD Ameritrade prior to his current role. Kunz is based in Sylvania, Ohio. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Kara Wietrzykowski is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following four years at Federated Insurance. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning, with approximately $2.74 trillion in client assets under management. The firm’s planning process involves structured discovery and firm-approved tools, supporting clients in implementing and updating their financial plans.

Andrew Rogers is a financial advisor with LPL Financial in Toledo, Ohio, holding Series 63 and Series 65 licenses and having 20 years of industry experience. His prior roles include a decade at Royal Alliance and two years at Next Financial Group. Rogers also works as an adjunct professor at Lourdes University and is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Gregory Gotham is a CFP® professional with 13 years of experience in the financial industry, all of which have been with Edward Jones since 2013. He holds a Series 66 license and is based in Adrian, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Arin Macqueen is a financial advisor at Cetera with 20 years of industry experience and holds the Series 63 designation. Prior to joining Cetera, Arin worked at VOYA Financial Advisors, New England Securities, and Mass Mutual Investors Services. In addition to advisory work, Arin is licensed as an insurance agent and sells life, health, disability, fixed annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Michael Creps is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 25 years of experience in the financial advisory business, providing conservative investment advice with an emphasis on value investing. Prior to his career in financial advising, Michael worked as an accountant for ten years, which contributes to his focus on sound advice and a long-term outlook. Michael holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Toledo. He prioritizes building trusted relationships with clients and tailoring personalized plans to meet their unique financial goals, including retirement planning, education funding, and managing health care costs.

Brent Shea is a financial advisor with Ameriprise in Toledo, Ohio, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise since 2013 and operates a separate business under H&R Block. Outside of his advisory work, he co-owns several real estate investment LLCs with family members. Ameriprise provides retirement-income planning services focused on clients nearing or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Harry Steele III is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Raymond James since 2010 and has held roles at related firms since 1999. In addition to his advisory work, Steele serves as a board member of the Kiwanis nonprofit organization and the Lenawee Development Finance Authority. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, institutions, corporations, and charitable organizations. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, while maintaining specialized capabilities in municipal and public finance.

Paulette Henninger is a financial advisor at Robert Baird & Co. with 25 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior experience includes roles at Wells Fargo Clearing, Merrill, and A.G. Edwards & Sons, Inc. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pension plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and separately managed account programs, utilizing manager selection, internal research, and advanced tools in client advisory.