Tracy Adams is a financial advisor with LPL Financial in Muskegon, MI, holding a Series 66 designation and 24 years of industry experience. Her career includes roles at Ameriprise Financial Services, Osaic Institutions, Cetera Advisor Networks, Investacorp, and The Huntington Investment Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and institutional platforms, utilizing various portfolio strategies and technology tools to support its network of over 22,800 advisors.

Tevin Shackelford is a financial advisor at LPL Financial with eight years of industry experience. He has worked at LPL Financial since 2019 and previously held roles at Lake Michigan Credit Union, Hantz Group, and Walgreens. Outside of his advisory work, Shackelford serves as a basketball referee through the Michigan High School Athletic Association. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting a broad range of investment strategies delivered through a large network of investment adviser representatives.

Samuel Hansen is a financial advisor at Fidelity with three years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments as well as Thrivent Investment Management and Thrivent Financial. Fidelity’s Strategic Advisers LLC, where Hansen is based, provides investment management and advisory services to retail and institutional clients using a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is registered as a commodity pool operator and serves as an advisor to multiple registered investment companies and fund-of-funds, utilizing AI and systematic methodologies in its processes.

Scotia Blakey is a financial advisor at Ameriprise with six years of industry experience. She holds Series 63 and Series 65 credentials. Prior to joining Ameriprise, she worked at Huntington National Bank and Huntington Investment Company. Outside of finance, she co-owned Limerock Road Neighborhood Grill from 2015 to 2017. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Jason Lillmars is a financial advisor with LPL Financial, holding CFP® and PFS™ designations and bringing 10 years of industry experience. He previously worked at Avantax Advisory Services and 1st Global entities and maintains involvement in accounting and tax preparation through Strategic CPA Accounting & Tax Solutions LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a broad network of investment adviser representatives.

Michael Haynes is a financial advisor at Edward Jones in Muskegon, MI, holding a Series 66 designation with two years of industry experience. His prior work includes roles at ACMatic Inc and Hortech, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and provides a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Richard Northuis is a financial advisor at OSAIC with 40 years of industry experience. He previously worked for FSC Securities Corporation for 35 years before joining OSAIC in 2023. He holds Series 63 and Series 66 designations. He also serves as co-trustee for the Donald and Eunice Northuis Trust, managing distributions and tax matters related to the trust's remaining assets. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary account management.

Benjamin Genser is a financial advisor with J.P. Morgan Securities in Grand Haven, MI, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at various J.P. Morgan entities since 2014 and currently serves on the board of the Ottawa County Economic Development Corporation and Brownfield Redevelopment Authority. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Robert Kendall Jr. is a financial advisor with UBS Financial Services in Muskegon, MI, holding Series 63 and Series 65 designations and with 27 years of industry experience. He has been with UBS Financial Services since 1998. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of solutions including fee-based financial planning, discretionary and non-discretionary portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Todd Bowman is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 2004 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he serves on the advisory group of the Two Fish Foundation, an organization supporting missionary work through local churches. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, delivering tailored plans through proprietary research and model-based asset allocations.

Nathan Lapham is a financial advisor with J.P. Morgan Securities in Muskegon, MI, holding Series 63 and Series 66 licenses and having two years of industry experience. He has worked with J.P. Morgan Securities and JPMorgan Chase Bank across multiple roles since 2013. Outside of his advisory work, he operates an e-commerce business focused on buying and selling trading cards through various online platforms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Julie De Santo is a financial advisor with Edward Jones in Grand Haven, MI, holding a Series 66 designation and 13 years of industry experience. She has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Kyle French is a financial advisor at Raymond James & Associates with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, Merrill Lynch, and JP Morgan Chase Bank. Based in Muskegon, MI, he joined Raymond James in 2023. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutions, pension and profit-sharing plans, charitable organizations, and government entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Christine Church is a financial advisor at Edward Jones with CFP® and Series 66 credentials. She joined Edward Jones in 2025 and has prior experience at Blue Trust, Loek's Theaters Inc, J. Alexanders, Murphy's Family Restaurant, and Dagwoods Deli. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices, offering both discretionary and non-discretionary investment strategies under a fiduciary standard.

Martin Majchrzak is a financial advisor with Raymond James & Associates in Muskegon, MI, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. His career includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Morgan Stanley. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a broad network of advisers and affiliated research.

Andrew Hein is a CFP® professional with 19 years of experience in the financial services industry. He is currently with LPL Financial, where he has worked since 2021, following previous roles at Cindie Jones and Waddell & Reed. Hein also operates Hein Consulting, LLC, a business unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Matthew Hineman is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and has worked at Fidelity brokerage Services LLC since 2017, with prior experience at Jackson National Life Insurance and Western Michigan University. Fidelity's Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Kevin Jarchow is a financial advisor with LPL Financial in Grand Haven, MI, holding Series 63 and Series 65 credentials and having 34 years of industry experience. He has been with LPL Financial since 2005 and previously worked at Comerica Securities. In addition to his advisory role, he manages a business leasing office space to his wealth management practice and is involved in insurance sales through InSphere Insurance Solutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of investment strategies and operational support tools through a large network of advisory representatives.

Jeffrey Groshek is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Wells Fargo Advisors Financial Network LLC for 13 years before joining Raymond James in 2022. He is also president of Global Trends Wealth Management, LLC, an advisory practice based in Norton Shores, MI. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and has specialized capabilities in municipal advisory and SIMPLE IRA employer consulting.

Mary Heitzman is a CFP® professional with six years of industry experience, currently affiliated with LPL Financial. Her background includes roles at United Planners Financial Services, Cetera Advisor Networks, and Success Financial Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.