Michael Dewitt is a CFP® with ten years of industry experience, currently serving as a financial advisor at Advisory Alpha, LLC. He has held positions at Fidelity and MDRN Capital LLC prior to joining Advisory Alpha. Outside of his advisory work, he is the owner of Booner Mountain Outdoors LLC. Advisory Alpha serves a diverse retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other RIAs and employs a broad range of managed portfolio strategies overseen by an internal Investment Team.

Nicholas Heinrich is a CFP®, CFA®, and Series 66-registered advisor with Advisory Alpha, LLC, based in Holland, MI. He has 11 years of industry experience, including prior roles at Triad Advisors, Inc. Heinrich is also a licensed insurance agent, offering term life insurance, annuities, and fixed insurance products to clients. Advisory Alpha is an SEC-registered firm managing over $4.3 billion for individual and high-net-worth clients. The firm utilizes a centralized Investment Team to implement a fund-of-funds approach across diverse managed portfolio series and serves as a subadvisor and co-advisor to other registered investment advisers.

Chad Bowhuis is a CFP® professional with 13 years of industry experience, currently serving at Founders Financial Securities LLC since 2012. He also has a role at Benchmark Financial Design Group that began the same year. Outside of his advisory work, Bowhuis performs compensated snow removal services for Holy Redeemer Parish in Jenison, MI. Founders Financial Securities serves a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate clients. The firm offers a range of portfolio management, financial planning, and retirement consulting services, utilizing multiple program platforms and a combination of advisory, brokerage, and insurance capabilities.

Andrew Fifield is a financial advisor with IP Financial Advisory Services LLC, holding Series 63 and Series 65 licenses and two years of industry experience. He has worked at Innovation Partners LLC and IP Financial Advisory Services LLC since 2024 and has been associated with BCF Wealth Strategies since 2021. Prior to his advisory roles, he held positions at Fed Express and Village Inn. IP Financial Advisory Services LLC primarily serves individual retail clients by providing portfolio management, financial planning, and consulting services. The firm focuses on non-high-net-worth investors and retirement plan participants, offering personalized portfolios and specialized advisory services including actuarial analysis and tax-efficient asset management.

Manuel Campins is a financial advisor at HBW Advisory Services LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Cetera Advisor Networks LLC and HBW Securities LLC. Outside of advising, he owns and operates a farm where he maintains fields and sells blueberries. HBW Advisory Services manages approximately $1.75 billion in client assets, serving individuals, families, charitable organizations, and institutional clients with asset management, financial planning, and consulting. The firm employs a blended investment approach using third-party money managers, model portfolios, and tactical asset allocation, and is noted for its high client load per advisor and diversified service offerings including sub-advisory and retirement plan subscription services.

James Hill is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Advisory Alpha, LLC. His prior experience includes roles at Cambridge Investment Research Advisors and Purshe Kaplan Sterling Investments. Hill is also president and owner of Trustment, LLC, a firm providing financial services and insurance consulting. Advisory Alpha serves a broad retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialized solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor to other registered investment advisors, employing a discretionary, fund-of-funds investment approach overseen by an internal Investment Team.

Bryan Geurink is a CFP® professional with eight years of experience in financial planning. He is currently with HBW Advisory Services LLC and also holds ownership and works as a financial planner at Pathway Financial Design LLC. He served as treasurer and provided fundraising support for American Friends of Beautiful Gates Ministries International from 2010 to 2018. HBW Advisory Services manages approximately $1.75 billion in client assets and provides a range of asset management, financial planning, and consulting services to individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach using third-party money managers and sub-advisers, emphasizing diversification and downside protection, and offers sub-advisory, co-advisory, and retirement-plan subscription services.

Steve Osterink Jr. is a CFP® and CFA® with 16 years of industry experience. He is a financial advisor at Advisory Alpha, LLC and has previously worked at Simplicity Wealth, LLC and Planners Alliance, LLC. Outside of his advisory role, he is a licensed insurance agent offering term life insurance and fixed annuities and manages a holding company as well as an insurance planning business. Advisory Alpha serves individual and high-net-worth clients, providing portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors, offering a broad range of managed portfolio strategies typically implemented through fund-of-funds structures.

David Veltkamp is a financial advisor with HBW Advisory Services LLC, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked with several firms, including Cetera Advisor Networks, Clark Financial Group, and his own Veltkamp & Associates LLC. Outside of advisory roles, he serves as treasurer for Great Lakes Urban, a community development organization. HBW Advisory Services manages approximately $1.75 billion in client assets and provides asset management, financial planning, and consulting to individuals, families, charitable organizations, businesses, and pension plans. The firm employs a blended investment approach that includes tactical asset allocation and multi-manager diversification, serving a large and diverse client base through retail, institutional, and intermediary relationships.

William O'Neil is a financial advisor with Advisory Alpha, LLC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He previously worked at First Advisors National, LLC and Cetera ADVISORS LLC. In addition to his advisory role, he is involved in insurance sales, education, consulting, and coaching through the O'Neil Insurance Agency. Advisory Alpha serves a broad retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors and manages a diverse range of managed portfolio series with discretionary oversight.

Janine Osterink is a financial advisor at Advisory Alpha, LLC with 13 years of industry experience. She holds a Series 65 credential and has worked at firms including Advisory Alpha and Planners Alliance. Outside of advising, she owns and operates Osterink Farm, LLC, a farming enterprise. Advisory Alpha serves a broad retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and manages a diverse range of managed portfolio strategies.

Brian Kragt is a financial advisor at Advisory Alpha, LLC with 12 years of industry experience. He holds a Series 65 designation and has been with Advisory Alpha since 2013. Outside of his advisory role, he is involved in rental property management. Advisory Alpha manages over $4.3 billion for individual and high-net-worth clients through a centralized Investment Team employing a fund-of-funds approach, and serves in subadvisory and co-advisory capacities for other registered investment advisers.

Jaime Cowper is a financial advisor with Advisory Alpha, LLC, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Advisory Alpha since 2019 and previously held roles at Planners Alliance, Alphastar Capital Management, and Unity Financial Advisors, where he is also the founder and serves as President. In addition to his advisory work, Cowper provides mentoring to independent financial advisors and speaks at professional events on topics such as professional growth and client engagement. Advisory Alpha serves a broad retail client base including individual and high-net-worth investors, offering portfolio management, financial planning, and specialized solutions like retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and manages portfolios using a diverse range of managed strategies overseen by an internal Investment Team.

Joshua Bergsma is a financial advisor with Advisory Alpha, LLC, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked at Cambridge Investment Research Advisors and Vision Financial Group, where he currently serves as a wealth advisor. Bergsma also acts as an insurance agent specializing in fixed and traditional insurance products. Advisory Alpha serves a diverse retail client base including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plans and donor-advised funds. The firm also provides subadvisory and co-advisory services to other RIAs, managing a broad range of managed portfolio strategies with discretionary oversight.

Kyle O'Brien is a financial advisor with Advisory Alpha, LLC and holds a Series 65 designation. He has seven years of industry experience, having previously worked at Planners Alliance LLC and maintaining a longstanding role with Unity Financial Advisors. Outside of his advisory work, he is involved in insurance account management and sales through Unity Financial Advisors. Advisory Alpha serves a diverse retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plans and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors, employing a fund-of-funds investment approach across a wide range of managed portfolio strategies.

Michael Baker is a Series 65-licensed financial advisor with 15 years of industry experience. He has worked at Advisory Alpha, LLC since 2018 and previously spent nine years at Summit Investment Guidance Partners. Advisory Alpha serves a broad retail client base including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors and employs a discretionary investment process featuring a diverse range of managed portfolio series and strategies.

Kimberly Strosnider is a financial advisor at Foundations Investment Advisors LLC with 15 years of industry experience. She holds the ChFC® designation and has previously worked with AlphaStar Capital Management, LLC and SGL Financial, LLC. In addition to her advisory role, she also engages in life, health, annuity, fixed, and long-term care insurance services through her business, Estate and Wealth Management Services LLC. Foundations Investment Advisors LLC serves a broad client base, including individual and high-net-worth clients, as well as employer-sponsored retirement plans and registered investment companies. The firm offers financial planning and portfolio management using a mix of fundamental, technical, and cyclical analysis, with model portfolios and an asymmetric rebalancing approach.

Anthony Stumpo is a financial advisor with First Heartland Consultants, Inc. in Grandville, MI, holding a Series 66 designation and bringing seven years of industry experience. His prior work includes roles at Fifth Third Bancorp and Drummond Capital. Outside of his advisory work, he serves on the board of the National Dodgeball Association, an organization that promotes competitive dodgeball in the U.S. First Heartland Consultants serves a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm provides financial planning, model-based management for 401(k) accounts, and both wrap and non-wrap asset management through a network of independent investment adviser representatives.

Jason Swiatlowski is a financial advisor with PlanMember Securities Corporation in Grandville, MI, holding a Series 66 designation and 16 years of industry experience. He has worked at Williams & Co dba Williams and Company Financial Services since 2010 and has been involved with the Michigan Association of Retired School Personnel providing educational seminars on retirement planning since 2016. He is also the owner of Jallens Corp, a banking entity. PlanMember Securities Corporation provides retirement-plan advisory services primarily to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm uses a strategic asset allocation framework to manage risk-based mutual fund portfolios and offers education and support services including seminars and personalized retirement planning.

Brett Beimers is a financial advisor with Money Concepts Capital Corp in Grandville, MI, holding Series 65 and Series 63 licenses with five years of industry experience. He has worked at several firms including Gradient Securities and O'Neill Asset Management, and he operates Beimers Financial Services LLC, where he provides CPA and tax preparation services. He is also involved with Federal Benefits Academy as a teacher and coach. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, and corporations. The firm manages approximately $4.07 billion in assets through model-driven approaches and offers a range of discretionary and non-discretionary programs supported by third-party managers and technology platforms.