Samantha Kersten is a financial advisor with LPL Financial in Superior, Wisconsin. She holds Series 63 and Series 65 registrations and has three years of industry experience. Her prior work includes roles at BMO Bank NA, Associated Bank, and Bank Mutual. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and a range of strategic and tactical investment options.

Jason Rolfe is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014. Outside of his advisory role, Rolfe serves as a Public Affairs Superintendent in the Air National Guard and co-owns a retail clothing business with his spouse. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, tax-efficient services, and affiliated investment products through a nationwide network of over 23,000 financial advisors.

Matthew Draeger is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and eight years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and its affiliated entities from 2018 to 2021. Outside of his advisory role, he is involved with Viridian Wealth, a business operating under LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research tools and a broad scope of non-advisory financial activities.

Meghan Green is a financial advisor at Cetera with 11 years of industry experience. She holds the Series 63 and Series 65 designations. Prior to joining Cetera, she worked for nine years at New York Life Insurance Company and NYLIFE Securities LLC. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors and operates a multi-manager platform with over $256 billion in assets under management.

James Boileau Jr. is a financial advisor with Raymond James Financial in Duluth, MN, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2009. Outside of his advisory role, he serves as a board member for the Cathedral of Our Lady of The Rosary Endowment Fund and is the owner of Lake Superior Financial Services, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains unique affiliations and programs to enhance its service offerings.

Lynden Medlin is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors Financial Network LLC since 2010. Medlin is the owner of North Land Private Asset Management, LLC, an investment-related business based in Duluth, MN. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds.

Anna Graves is a financial advisor at OSAIC with 9 years of industry experience. She holds the Series 66 designation and has previously worked at Securities America, Inc. for 8 years. Outside of her advisory role, she is a licensed life insurance agent and a notary public. OSAIC serves a broad mix of retail and institutional clients with integrated brokerage and advisory services, employing firm-provided asset-allocation tools and third-party platforms to construct diversified portfolios across various investment vehicles.

Irina Ensign is a financial advisor at LPL Financial with 16 years of industry experience and holds the CFP® and Series 66 designations. She has worked at LPL Financial since 2021 and previously operated several business entities including 750 Lakeview, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

Wendy Homstad is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2011. She holds Series 63 and Series 65 licenses and is based in Duluth, MN. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Oliver Kelsey is a CFP® certificant and Series 66 license holder with five years of industry experience. He is currently affiliated with OSAIC and has worked at Signature Wealth Management, Sagepoint Financial, Inc., Wipfli LLP, and the College of St. Scholastica. In addition to his advisory role, Kelsey provides tax planning and consulting services through his CPA practices and serves as a deacon of finance at Arise Church, where he oversees financial decisions. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering integrated brokerage and advisory services along with various investment platforms and third-party solutions.

James Grymala is a financial advisor at Raymond James & Associates with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory role, Grymala is the owner and director of Katie Layne Acres LLC, a private farming business specializing in raising cows and horses and the sale of bio-products. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, providing tailored financial planning and consulting services through a variety of investment approaches and affiliated research resources.

Eric Pitoscia is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing and Wells Fargo Bank, NA since 2012. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lynnea Emerson is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. Since beginning her financial services career at Merrill in 2010, Lynnea has collaborated closely with individuals and families to define their financial goals and priorities. She assists clients in realizing these objectives through comprehensive planning and informed investment decisions, focusing on strategies that align with their unique circumstances and ambitions. With expertise across areas including college education planning, retirement income, legacy planning, and values-based investing, Lynnea and her team work diligently to develop tailored financial plans. She holds the CERTIFIED FINANCIAL PLANNER® and CERTIFIED PLAN FIDUCIARY ADVISOR® designations and earned a Bachelor of Arts in Economics from Saint Olaf College. Prior to joining Merrill, Lynnea spent thirteen years developing wealth-building strategies for business owners and professionals. Lynnea is actively involved in her community, serving as a board member of the Junior League of Duluth and participating in organizations such as the Duluth YMCA, Habitat for Humanity, and the Twin Ports Women's Foundation. She resides in Hermantown with her husband and enjoys traveling, playing outdoor games, listening to music, reading, and spending time with family.

Dorian Hanson is a financial advisor with Morgan Stanley in Duluth, MN, holding a Series 63 designation and bringing 24 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets since 1986. Outside of finance, Hanson has worked in a non-investment-related sales role at Victoria's Secret. Morgan Stanley Wealth Management provides a range of advisory programs for individuals and institutional clients, emphasizing tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that include both retail and institutional investment solutions.

Madeline Evanson is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Duluth, Minnesota. She joined Merrill full time in June 2018 following her graduation from the University of St. Thomas in St. Paul, where she earned a Bachelor's Degree in Financial Management. Madeline is a member of a multigenerational team serving clients across the United States, focusing on a goals-based approach to help clients navigate financial life events and transitions while reducing stress around their finances. Her expertise encompasses a range of client focus areas including college education planning, family wealth management strategies, liquidity management, personal retirement planning, philanthropic planning, portfolio management, and socially responsible investing. Madeline holds Series 7 and 66 FINRA registrations and professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She plays a key role in planning and business management within her team, leveraging her analytical skills alongside relationship-building to support clients in aligning their financial strategies with their goals. Outside of her professional work, Madeline is active in community organizations such as Dementia Friendly Duluth’s Victory Chorus, Fuse Duluth Leadership Council, Healing Haiti, Junior Achievement USA, and the Walk to End Alzheimer’s Executive Leadership Team. She enjoys outdoor activities including mountain biking, cross-country skiing, hiking, and teaching yoga classes locally.

Gina Hartke is a financial advisor at Ameriprise with 17 years of industry experience. She holds the ChFC® and Series 66 designations. Prior to joining Ameriprise in 2023, she worked at LPL Financial and INVEST Financial Corporation, and has been involved with Royal Credit Union. Outside of finance, she owns and operates The Beadsnest, a retail business. Ameriprise offers a retirement-income planning service focused on clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Nicholas Garramone is a Series 66 credentialed financial advisor with Edward Jones in Duluth, MN, where he has worked for 13 years. Outside of his advisory role, he serves as the head baseball coach at Marshall High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and maintaining a large nationwide network of financial advisors and branch offices.

Zachary Gerlach is a financial advisor at Raymond James Financial with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Allianz Life Financial Services and Guardian Life Insurance. He is also involved with Ascential Wealth Advisors in a non-investment support capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm emphasizes tailored, non-discretionary planning using risk profiling and analytical tools, and it supports municipal and public finance work through a unique affiliated municipal advisor.

Rickie Derks is a financial advisor at Thrivent Investment Management with four years of industry experience. He holds a Series 66 designation and has held roles at Thrivent Financial since 2022, following prior positions at Cognate BioServices and several other organizations. Outside of his advisory work, Derks is a board member of the Empowered Women's Network, a group focused on connecting and empowering women in life and business. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering goal-based financial planning without discretionary portfolio management. The firm’s approach includes broad financial topics and allows clients to integrate planning with managed-account programs through a consolidated billing option.

Michael Henderson is a Wealth Management Advisor and a CERTIFIED FINANCIAL PLANNER® professional affiliated with the Sieh Henderson Group at Merrill Lynch Wealth Management. He focuses on helping clients realize and achieve their financial goals through comprehensive wealth management strategies. Michael's areas of expertise include working with retirees and those nearing retirement, as well as clients in the wealth accumulation stage of life, employing a goals-based approach to wealth management tailored to individual financial aspirations. Prior to his role in wealth management, Michael served as an officer in the United States Army for ten years, during which he piloted helicopters and airplanes on stateside and deployed assignments including Operation Iraqi Freedom and the Republic of Korea. He earned his bachelor's degree from Saint John's University in Collegeville, Minnesota, where he also received his commission into the U.S. Army. Michael's military experience has influenced his approach to client relationships, emphasizing trust and integrity, and inspiring his commitment to assisting active military members and veterans transitioning to civilian life. Michael grew up on a dairy farm in South Dakota and now lives in Duluth with his two children. He enjoys outdoor activities such as skiing, biking, fishing, hiking, and flying. He is involved in his community and maintains professional connections through Merrill Lynch.