Jenny Helgeton is a financial advisor with Ameriprise in Duluth, MN, holding Series 63 and Series 66 licenses and 15 years of industry experience. She joined Ameriprise in 2018 after previously working at Northwestern Mutual Wealth Management Company and other advisory roles. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm’s approach integrates investment research, third-party data, and algorithmic tools, with a service model centered on non-discretionary client implementation and a defined investment product ecosystem.

Jess Panichi is a financial advisor at Raymond James Financial with 30 years of industry experience. He previously worked at Merrill Lynch for 23 years and held roles at Redhawk Wealth Advisors prior to joining Raymond James in 2019. Panichi is also the CEO and Branch Manager of Panichi Olson Wealth Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers customized non-discretionary planning and employs advanced analytical tools to support client decision-making.

Robert Soyring is a financial advisor with Merrill in Duluth, MN, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has worked at Merrill since 1995 and has been affiliated with Bank of America, N.A. since 2011. Outside of his advisory role, he teaches managerial accounting at Fond du Lac Tribal and Community College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional accounts.

Nicholas Clark is a financial advisor with LPL Financial in Duluth, MN, holding a Series 66 designation and 10 years of industry experience. He has previously worked at Waddell & Reed and Anne Holy, among other firms. Clark is also involved with Frandsen Bank and Trust and Frandsen General Agency in financial and insurance-related capacities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Matthew Ebaugh is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Allianz Life Financial Services, Progressive Insurance, and the National Bank of Commerce. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm includes a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Daniel Urshan is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. His prior roles include long tenures at Securities America Advisors, Inc. and Urshan Retirement Group, Inc., where he continues to serve clients. Outside of advising, he is the author of a children’s book titled "Where's Duke?". OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by tools such as risk-tolerance questionnaires and rebalancing, with access to discretionary strategies and third-party money managers.

Thomas Berrisford is a financial advisor at Cetera with 13 years of industry experience. He holds a Series 66 designation and has previously worked at Northview Financial Partners and Cetera Wealth Services, LLC. Outside of his advisory work, he serves as an at-large board member for Lake Park Little League in Duluth, MN. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with portfolio management, financial planning, and access to a range of investment program structures and third-party managers.

Samantha Cowley is a financial advisor with Ameriprise, holding a Series 66 designation and 11 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Ameriprise provides retirement-income planning services for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to generate written recommendations. The firm serves a broad client base with advisory, brokerage, and insurance solutions through affiliated entities.

Samantha Kersten is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses, and has three years of industry experience. Her prior roles include positions at BMO Bank NA, BMO Bank, Associated Bank, and Bank Mutual. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management options supported by research and technology tools.

Alicia Kim is a Series 66-credentialed financial advisor with 20 years of industry experience. She has worked at RBC Capital Markets since 2024 and previously spent over a decade at Wells Fargo Clearing and Wells Fargo Investments, LLC. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored strategies based on clients’ Advisory Risk Profiles and access to both in-house and third-party investment managers.

Jason Rolfe is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014. Outside of his advisory role, Rolfe serves as a Public Affairs Superintendent in the Air National Guard and co-owns a retail clothing business with his spouse. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, tax-efficient services, and affiliated investment products through a nationwide network of over 23,000 financial advisors.

Matthew Draeger is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and eight years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and its affiliated entities from 2018 to 2021. Outside of his advisory role, he is involved with Viridian Wealth, a business operating under LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research tools and a broad scope of non-advisory financial activities.

Meghan Green is a financial advisor at Cetera with 11 years of industry experience. She holds the Series 63 and Series 65 designations. Prior to joining Cetera, she worked for nine years at New York Life Insurance Company and NYLIFE Securities LLC. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors and operates a multi-manager platform with over $256 billion in assets under management.

James Boileau Jr. is a financial advisor with Raymond James Financial in Duluth, MN, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2009. Outside of his advisory role, he serves as a board member for the Cathedral of Our Lady of The Rosary Endowment Fund and is the owner of Lake Superior Financial Services, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains unique affiliations and programs to enhance its service offerings.

Lynden Medlin is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors Financial Network LLC since 2010. Medlin is the owner of North Land Private Asset Management, LLC, an investment-related business based in Duluth, MN. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds.

Anna Graves is a financial advisor at OSAIC with nine years of industry experience. She holds the Series 66 designation and previously worked at Securities America, Inc. for eight years. Outside of her advisory role, she is a licensed non-producing life insurance agent and serves as a notary public. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach includes model-based asset allocation and portfolio optimization, with options for discretionary strategies, third-party managers, and proprietary models.

Irina Ensign is a financial advisor at LPL Financial with 16 years of industry experience and holds the CFP® and Series 66 designations. She has worked at LPL Financial since 2021 and previously operated several business entities including 750 Lakeview, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

Wendy Homstad is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2011. She holds Series 63 and Series 65 licenses and is based in Duluth, MN. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Mitchell Boyum is a financial advisor with Ameriprise in Duluth, MN, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to joining Ameriprise in 2026, he worked at Charles Schwab & Co., Inc. for four years and has experience in banking and other sectors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Oliver Kelsey is a CFP® professional with five years of industry experience, currently serving at OSAIC. He has worked at Signature Wealth Management and Sagepoint Financial, among other firms. In addition to his advisory role, he provides tax planning and consulting services as a CPA and is involved in fixed insurance sales. He also serves as a deacon of finance for a nonprofit church, overseeing financial decisions and budget planning. OSAIC serves a diverse client base, including retail and institutional investors, with a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, providing various managed account programs and retirement plan consulting.