Devon Ramstad is a financial advisor at Ameriprise in St. Cloud, MN, holding a Series 66 designation with two years of industry experience. Prior to Ameriprise, Devon worked in various roles including positions at Rhombus Guys, Pizza Hut, and Concordia College. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement advice, primarily for clients with assets managed within Ameriprise accounts.

Allen Jenson is a financial advisor with Osaic Wealth, Inc., holding a Series 63 designation and 29 years of industry experience. Prior to joining Osaic in 2023, he worked at Sagepoint Financial, Inc. for 14 years and has been with AIG American General Life Insurance Company since 2002. He is also president of Navigator Financial Inc., a corporation primarily handling payroll and business meetings. Osaic Wealth serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of advisors and multiple platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk assessment, and access to third-party money managers and managed accounts.

Mason Pullis is a financial advisor with Primerica Advisors in Sauk Rapids, MN, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at 3M, Force America, and Alexandria. He is involved in sales of investment-related and home-related products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services through model-based strategies managed by third-party asset managers.

Matthew Siers is a financial professional with Cetera, holding a Series 66 credential and four years of industry experience. His work history includes roles at North Star Resource Group and Jacobs Financial, as well as prior positions with Minnesota Life Insurance Company and Securian Financial Services. He serves as a board member of the Sartell Chamber of Commerce, where he helps organize and operate events and meetings. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and planning services through a multi-manager platform that includes affiliated and third-party model portfolios, discretionary and non-discretionary program options, and various custodial relationships.

Mary Olson is a financial advisor at UBS Financial Services with 26 years of industry experience. She has worked at UBS since 2006 and has been with Piper Jaffray & Co since 2004. Olson holds a Series 63 designation and is based in St. Cloud, MN. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies.

Jody Plautz is a financial advisor at Thrivent Investment Management in Saint Cloud, MN, with five years of industry experience. She holds the Series 66 designation and previously worked at Columbia Gear Corporation for 14 years. Outside of her advisory role, Plautz serves as the president and a board member of You're Not Alone, a nonprofit that uses therapy dog teams to address mental health stigma in schools. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management.

Adam Tate is a financial advisor with Equitable Advisors based in Saint Joseph, MN. He holds a Series 66 designation and has 24 years of industry experience. Tate has been with Equitable Advisors and its predecessor Axa Advisors since 2001. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm uses a range of third-party advisory models and offers ERISA fiduciary services through credentialed representatives.

Dale Schoenberg is a financial advisor with LPL Financial in St. Cloud, MN, holding a Series 63 designation and 32 years of industry experience. He has been with LPL Financial since 2001. Schoenberg also serves as a notary in addition to his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services supported by a large network of advisors and advanced operational tools.

Robert Stoltman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at VOYA Financial Advisors and Cetera Wealth Services, and he has owned Stoltman Insurance & Investments since 1987. Outside of advisory, he is an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving a diverse client base ranging from individual investors to institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary strategies.

Sydney Partch is a financial advisor at RBC Capital Markets with six years of industry experience. Prior to joining RBC in 2020, Sydney worked at Sherburne State Bank and Edward Jones and held roles outside finance, including at Red Bull North America and Boondox Bar and Grill. Sydney is also involved with the St Cloud Figure Skating Club, assisting with a learn-to-skate program. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, offering a range of advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to client risk profiles.

Shannah Mollet Kreller is a financial advisor with Cetera in St. Cloud, MN, holding Series 63 and Series 65 licenses and with 15 years of industry experience. She has been affiliated with various Cetera entities since 2011. Outside her advisory role, she owns Stop Light Bait and Guns and volunteers as a Sunday school teacher at Redeemer Lutheran Church, as well as assisting at the Sauk Rapids Sportsmans Club. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Elijah Ebel is a financial advisor at Ameriprise with a Series 66 designation and less than one year of industry experience. Prior to joining Ameriprise, he held various roles including employment at Amazon and involvement with the Rocky River Officials Association, where he enforces baseball rules. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research and modeling techniques to provide tailored, non-discretionary recommendations through a centralized consulting team.

Curtis Brown is a financial advisor at Edward Jones in St. Cloud, MN, holding a Series 66 designation with seven years of industry experience. He worked at Marco Technologies for seven years before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Andrew Winter is a financial advisor at Cetera with six years of industry experience. He holds a Series 66 designation and has worked at various Cetera entities since 2017. Prior to his advisory career, he was employed by Best Buy from 2015 to 2017. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services delivered through a multi-manager platform with extensive program options and a nationwide network of over 10,000 advisors.

Nathan Boenish is a financial advisor at Edward Jones in Sartell, MN, holding a Series 66 designation with five years of industry experience. His prior roles include positions at Morgan Stanley/E*Trade and Prudential Financial. Boenish’s background also includes work in construction with CBS Construction Services, Inc. and RL Larson Excavating, Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of financial advisors and offers a range of advisory programs and investment options under a fiduciary standard.

Kristina Kelm is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 credentials and four years of industry experience. She previously worked at Stearns Bank N.A. and St Cloud Federal Credit Union. Outside of her advisory role, she serves as a board member for the Eden Valley Chamber and manages the financial aspects of her family’s farm operations, which include crop production and cattle raising. Thrivent Investment Management provides Dedicated Planning Services for individuals, families, businesses, and nonprofit clients, focusing on goal-based, holistic financial analyses without portfolio management or discretionary trading authority.

Carmen Bohlke is a financial advisor at Cetera with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at multiple Cetera entities and First Allied Securities since 2012. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors, employing a multi-manager platform with access to both affiliated and third-party managers.

Jameson Barrett is a financial advisor with Osaic Wealth, Inc. based in Saint Cloud, MN, holding a Series 66 designation and two years of industry experience. He has worked with several firms including Ameriprise and Securities America Advisors. Outside of finance, Barrett serves as a baseball umpire for high school, college, and amateur teams in the Saint Cloud area. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios, managing accounts on both discretionary and non-discretionary bases.

Madison Molitor is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and has prior work experience including managing a residential rental business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Brett Carow is a financial advisor at Fidelity with eight years of industry experience and holds a Series 66 designation. His prior roles include positions at Alight Financial Solutions, MassMutual, and BASF. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and delivers model portfolios to intermediary platforms.