Elizabeth Geter is a financial advisor at Morgan Stanley with 26 years of industry experience. She has held her current role at Morgan Stanley Smith Barney since 2010. Geter holds Series 63 and Series 65 registrations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Gregg Davis serves as the Senior Resident Director and a Wealth Management Advisor at Merrill Lynch, where he has been employed since 1994. Since 2009, he has held the position of Resident Director for Merrill's East Texas office. In his role, he focuses on developing wealth strategies tailored to clients' financial needs, including retirement income planning and investment portfolio management. He is also responsible for fostering a client-focused culture within the office. Gregg specializes in wealth management strategies, investment consulting for defined contribution plans, legacy planning, tax minimization, and retirement income planning. He has extensive experience working with corporate retirement benefit plans and assists businesses with lending, profit sharing, 401(k) plans, and liquidity events. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designation, and is a Retirement Benefits Consultant (RBC). He is a member of the Financial Planning Association and earned a bachelor's degree in finance from Stephen F. Austin State University. In addition to his professional commitments, Gregg serves on the board of the East Texas Food Bank and is involved with the Bank of America Charitable Foundation, Inc., where he contributes to grant decisions for community organizations in Smith County, Texas. A native Texan, he enjoys outdoor sports such as golf, hunting, and fishing. He lives in Tyler, Texas, with his wife, Rebecca, and their two children, Sarah and Cash.

Lee Cumming is a Series 66 licensed financial advisor with 23 years of industry experience. He is currently with UBS Financial Services Inc. and has previously worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets solutions supported by proprietary research and model-based asset allocations.

Jeremy Ables is a CFP® and holds a Series 66 license with Edward Jones, where he has worked since 2010, accumulating 15 years of industry experience. He manages agricultural operations through Ables Farm, involving timber, vegetable, and animal management in Tyler, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Kenneth Dunn is a financial advisor with RBC Capital Markets in Tyler, TX, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, he serves as an investment committee member for the endowment fund at Christ Episcopal Church. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of wrap fee advisory programs with tailored investment strategies that utilize both in-house and third-party managers.

Amber Pauley is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at several firms including Bank of America and Morgan Stanley. Outside of her advisory role, she is involved in her family’s logistics business as Vice President of Expansion and has lectured on finance at Kaplan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, institutions, and charitable organizations.

David Denton is a financial advisor at Edward Jones in Tyler, TX, holding a Series 66 designation. He has prior experience at GPSI, South Star JCB, BWI, and Texas A&M University. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Frank Barnett is a financial advisor at RBC Capital Markets with 36 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable investment strategies implemented through a mix of in-house and third-party managers, along with integrated lending and cash-sweep arrangements.

Norman Coates is a financial advisor with OSAIC based in Tyler, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Securities America Advisors, LPL Financial, and Investment Centers of America. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a range of portfolio management tools and access to third-party money managers.

Garrett Busler is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 65 registrations. His prior experience includes roles at Equitable Advisors and JPMorgan Chase Bank, N.A., as well as military service in the U.S. Air Force. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Patrick Clifford is a financial advisor with LPL Financial who holds a Series 66 designation and has 24 years of industry experience. Prior to joining LPL in 2022, he worked at Wells Fargo Clearing and Wells Fargo Advisors, as well as Morgan Stanley and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools and diverse investment strategies.

Lance Browning is a financial advisor with LPL Financial in Tyler, TX, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His career includes prior roles at Morgan Keegan & Company and UBS Financial Services. He is also an author of a book titled *Rise Again—my journey back from bottom through faith, family, and finance.* LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by integrated technology and a wide network of investment adviser representatives.

Robbie White is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as the executrix of his mother's estate, managing real estate sales and asset division. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brett Hendricksen is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and seven years of industry experience. He previously worked at TIAA and TIAA-CREF Individual & Institutional Services for eight years and has experience in other sectors including logistics and education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory services and platforms, utilizing both proprietary and third-party investment models, and supports advisors with advanced operational and research tools.

Brandon Cox is a financial advisor at Ameriprise based in Tyler, TX. He holds the Series 66 designation and has been with Ameriprise since 2024. Prior to his advisory role, his background includes work in education and retail. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Mark Falling is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in the financial services industry in 1992 and has focused his client practice in East Texas since 2011, previously working in the Dallas/Fort Worth areas. Mark delivers a comprehensive approach to wealth management, emphasizing personalized financial strategies tailored to each client’s long-term goals. Mark’s expertise covers areas such as college education planning, family wealth management, legacy planning, liquidity management, retirement income, philanthropic planning, portfolio management, and tax minimization. He holds a Bachelor’s Degree from the University of Oklahoma and is designated as a Personal Investment Advisor (PIA). Mark is active in professional and community organizations, including the South Tyler Rotary Club and Junior Achievement, and volunteers with the Salvation Army Christmas Bike Build and the East Texas Food Bank. Outside of his professional work, Mark enjoys fishing, gardening, hiking, music, reading, traveling, practicing yoga, and spending time with his family. His approach to financial advising is grounded in clear communication and collaboration with clients to develop strategies aligned with their individual aspirations.

Candace Polk is a financial advisor at LPL Financial with 10 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services Inc. from 2014 to 2024. Polk is also a commissioned notary, a role she has held since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Johnna Fullen is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she is part of The LMT Wealth Management Group. She joined Merrill Lynch in 1999 after graduating from college and completing an internship in the Merrill Fort Worth office. Throughout her 27-year career, Johnna has advanced through various roles including operations, client associate, registered senior client associate, and financial advisor. Her experience in financial services, account service, and administration underpins her approach to wealth management. Johnna holds dual bachelor's degrees in finance and marketing from Texas Christian University. She is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, retirement income, and socially responsible investing, among others. In addition to her professional work, Johnna is actively involved in her community. She serves on the boards of Women's Fund of Smith County and PATH (People Attempting to Help), and contributes to the Hospice of East Texas Hope Blooms Luncheon. She volunteers with the Children's Advocacy Center of Smith County and mentors high school girls in philanthropic efforts. Johnna is a member of several professional and alumni organizations, including the Texas Christian University Alumni Association and Kappa Alpha Theta Alumni Association. She resides in Tyler with her husband and daughter.

Jonathan Hill is a financial advisor with Morgan Stanley in Tyler, TX, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2016 and Morgan Stanley Smith Barney LLC since 2015. Hill is also a partner in Hochahill Properties LLC, a real estate business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Johnny Burchfield is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been affiliated with PFS Investments Inc. and Primerica Financial Services since 1996. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, offering model-driven strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.