Jennifer Sage is a financial advisor at T. Rowe Price Advisory Services, Inc. with seven years of experience at the firm and a total of four years in the industry. She holds Series 63 and Series 66 designations. Outside of advising, she is the owner and operator of Sagely LLC, a custom embroidery and handmade gift business that participates occasionally in local craft fairs. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily to individual investors and households. The firm’s approach includes model portfolios invested in proprietary T. Rowe Price funds, tax-aware rebalancing, and Monte Carlo-based retirement income projections, all supported by telephone access to advisors and online planning tools.

Joseph Palazzolo is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. He has been with T. Rowe Price Investment Services, Inc. since 2007. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and interactive online planning tools.

Michael Knops is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 12 years of industry experience. He has been with T. Rowe Price since 2013, based in Colorado Springs, CO. T. Rowe Price Advisory Services offers a retirement-focused financial planning and investment management program designed for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining nondiscretionary planning with discretionary account management and employs tax-aware rebalancing and Monte Carlo simulation-based retirement income projections.

Tameekya Mckenstry is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 66 and Series 63 licenses and bringing eight years of industry experience. She has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service, which combines nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management mainly for individual investors and households focused on retirement. The firm uses model portfolios exclusively invested in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations within an online planning platform.

Wendy Chavez is a financial advisor at T. Rowe Price Advisory Services, Inc. with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley, Raymond James and Associates, and Pikes Peak Horizons dba Oasis Senior Advisors. Chavez is based in Colorado Springs, CO. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which combines nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households with retirement goals. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using asset-location strategies and tax-aware rebalancing, and is registered with the CFTC as a commodity pool operator.

Kathleen Koch is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Her background includes roles at T. Rowe Price since 2021 and ownership of Koch Trading LLC in 2021. Prior to her advisory career, she ran Cottonwood Cleaning from 2016 to 2019. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, combining goal-based planning with tax-aware strategies and interactive online tools.

Christopher Huang is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 66 and Series 63 licenses and has five years of industry experience. Prior to his current role, he worked at Goldman Sachs & Co, LLC and Folio Investments, Inc. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations for retirement income planning.

Helga Moon is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 licenses and 12 years of industry experience. She has been with T. Rowe Price since 2012. T. Rowe Price Advisory Services offers a retirement-focused program for individual investors and households that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management, primarily using proprietary mutual funds and ETFs with a model allocation approach.

Dave Pugh is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has worked with T. Rowe Price Investment Services, Inc. since 2009. Outside of his advisory role, he officiates basketball games with the Colorado Springs Basketball Officials Association. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning with an online tool and telephone advisor access, offering a moderately scaled, proprietary service distinct from larger advisory firms.

Dylan Lockard is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior work includes positions at Comprehensive Health Services and Tall Timbers, as well as time at Florida State University. T. Rowe Price Advisory Services offers a retirement-focused advisory service that combines non-discretionary financial planning with discretionary investment management, primarily serving individual investors and households with investable assets around $250,000 or more. The firm invests exclusively in proprietary T. Rowe Price mutual funds and ETFs and uses a structured, model-based approach to portfolio management.

David Steinberg is a financial advisor at T. Rowe Price Advisory Services, Inc. with 25 years of industry experience. He holds the CFP® and ChFC® designations and has worked at T. Rowe Price in two separate periods totaling four years, with prior roles at Advised Assets Group, LLC and The AYCO Company, L.P./Mercer Allied. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and Monte Carlo simulation-based planning tools.

David Wintterle is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at T. Rowe Price since 2019, following positions at Royal Crest and Restoration Church. T. Rowe Price Advisory Services offers a retirement-focused advisory service combining goals-based financial planning, retirement income strategies, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households through an online platform supplemented by financial advisor support.

Zalen Griffin is a financial advisor at T. Rowe Price Advisory Services, Inc. with one year of industry experience. Prior to joining T. Rowe Price, Griffin worked at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. Outside of finance, Griffin has experience running a drafting business. T. Rowe Price Advisory Services offers a retirement advisory service focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs.

Jeffrey Tiona is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Commonwealth since 2015 and owns Tiona Financial Services, LLC. Additionally, he works as a business consultant with a local CPA firm. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational and compliance support to affiliated advisors.

Amanda Work is a financial advisor at T. Rowe Price Advisory Services, Inc. with eight years of industry experience. She has worked at T. Rowe Price since 2017 and has prior experience at Costello Street Coffee House and Snow Performance. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households, implementing portfolios using selected T. Rowe Price mutual funds and ETFs with an emphasis on tax-aware rebalancing and tactical allocations.

Cornelius Evans is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has worked at T. Rowe Price since 2015, with a one-year break in 2020-2021. Outside of his advisory role, he is active as a Lyft driver. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing proprietary T. Rowe Price mutual funds and ETFs. The firm emphasizes model portfolio allocations, tax-aware rebalancing, and interactive online planning tools.

Sophie Chavanon is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, Colorado, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She has been with T. Rowe Price since 2017 and previously managed hospitality businesses including Marigold Cafe and Bakery and Chavanon Restaurants LLC. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines goals-based financial planning, retirement income strategies, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households with a focus on retirement goals through an online planning tool and ongoing financial advisor support.

Adriano Cruz is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds a Series 66 designation and has prior work experience that includes roles at Instacart, Grubhub Inc., and The Bank of Guam. Cruz is based in Colorado Springs, CO. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm employs goal-based planning, tax-aware rebalancing, and Monte Carlo simulations within an online advisory platform.

Cayna Worl is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding a Series 66 designation and five years of industry experience. Her career includes roles at T. Rowe Price since 2019, as well as prior experience at The Broadmoor Hotel and BNW Financial Group. Outside of financial services, she was involved with Sun Mountain Painting LLC for seven years. T. Rowe Price Advisory Services, Inc. offers a retirement advisory service focused on individual investors and households, combining financial planning, retirement income planning, and discretionary investment management. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, applying asset-location strategies and tax-aware rebalancing, with plans generated through Monte Carlo simulations and managed on a discretionary basis.

Angela Lancaster is a financial advisor at T. Rowe Price Advisory Services, Inc. with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at T. Rowe Price since 2019. Prior to that, she held positions at USAA Financial Planning Services and related affiliates. T. Rowe Price Advisory Services offers a retirement advisory program focused on individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies and tax-aware rebalancing, with financial plans produced through interactive Monte Carlo simulations.