Mike Panson is Vice President Private Wealth Management Advisor at Fidelity Investments, where he has served since 2022. He specializes in assisting corporate executives, including officers and directors subject to SEC Rules 144 and 16B, in managing the financial and regulatory complexities associated with their positions. His expertise includes employer-sponsored benefit plans and equity compensation, helping clients translate these complex areas into actionable strategies aligned with their broader life goals. Mike's tenure at Fidelity Investments spans over two decades, beginning as a Financial Representative in 1998. He progressed through roles including Account Executive, Senior Account Executive, and Executive Planning Consultant before assuming his current position. He holds a California Insurance License.

Anthon Sant is a financial advisor with Mass Mutual Investors Services in St George, UT, holding CFP® and ChFC® designations and five years of industry experience. Prior to joining MassMutual Life Insurance Company and MML Investors Services in 2026, he spent eight years at Northwestern Mutual Investment Services LLC. MML Investors Services, LLC, a subsidiary of MassMutual, provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual planning engagements using firm-approved tools and also delivers educational seminars and event-driven planning programs.

Perry Atkin is a financial advisor with Fidelity Investments in Saint George, UT, holding Series 63 and Series 66 licenses and over 26 years of industry experience. He has worked within various Fidelity entities since 2000, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and it is notable for its roles as a commodity pool operator, advisor to multiple registered funds, and use of AI-driven research techniques.

Randal Nicholls is a financial advisor with LPL Financial, holding the Series 63 and Series 65 designations and bringing 43 years of industry experience. He has worked at LPL Financial since 2009 and was previously with Mutual Service Corporation from 2002 to 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Dustin Woodbury is a financial advisor with Charles Schwab in St. George, UT, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. In addition to his advisory role since 2015, he is a partner and part owner in several businesses, including Bullfrog Spas of Missoula and Pack It Ship It, LLC, and serves as a council member for Dixie State University's Planned Giving Advisory Council. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through a combination of non-discretionary advisory services and discretionary separately managed accounts, offering integrated brokerage, custody, and advisory solutions.

Blake Hansen is a ChFC® and holds a Series 66 license with 25 years of experience in the financial services industry. He has worked at LPL Financial since 2019 and previously spent 16 years with MML Investors Services, Inc. and MassMutual. Hansen is involved with multiple investment-related businesses affiliated with LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies.

Mark Mckinnon is a financial advisor with Raymond James & Associates in Saint George, UT, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Raymond James & Associates since 2010. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and charitable entities—and offers services such as financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Mark Armstrong is a financial advisor with LPL Financial in Saint George, UT, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. His prior roles include positions at Royal Alliance Associates, Sii, First Allied Advisory Services, First Allied Securities, and U.S. Bancorp Investments. Armstrong has been involved in non-variable insurance activities through his own business, Armstrong & Associates Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, combining advisory platforms with various non-advisory financial activities and overseeing over $819 billion in discretionary assets across more than 22,800 advisors.

Randall Bradshaw is a CFP® professional with 27 years of experience in the financial industry. He has worked with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his advisory work, he serves as president of the Upper Ellison Ditch Company, overseeing irrigation water delivery for homeowners. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, special-needs, and business-owner transition planning. The firm combines advisory services with brokerage and banking products, supporting clients through tailored recommendations and a comprehensive service model.

Amy Wright is a financial advisor with UBS Financial Services in Hurricane, Utah, holding a Series 63 designation and 12 years of industry experience. She has been with UBS since 2010. Outside of her advisory role, she assists with administrative tasks for her spouse’s business, Roninbird LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Brent Shakespeare is a financial advisor with Raymond James Financial in St. George, UT, holding Series 63 and Series 66 designations and having 24 years of industry experience. He has worked at Raymond James since 2010 and was previously employed at Edward Jones. He is also the owner of Shakespeare Financial, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through unique affiliations.

Albert Heath IV is a Series 65-licensed financial advisor with three years of industry experience, currently with Edelman Financial Engines in St. George, UT. He has worked at Edelman Financial Engines and its predecessor, Financial Engines Advisors L.L.C., since 2017, and previously worked at Wittwer Inc. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online platforms.

Sandra Caprine Esquer is a financial advisor at Ameriprise with 36 years of industry experience. She has been with Ameriprise and its predecessor firm since 1989 and holds Series 63 and Series 65 licenses. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines algorithmic analysis with expert review to deliver tailored, non-discretionary advice through a centralized consulting team.

Wayne Evans is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Prior to joining J.P. Morgan in 2021, he worked at firms including Equitable Advisors, Massachusetts Mutual Life Insurance, and Edward Jones. Outside of his advisory role, Evans is involved in education as an instructor for a beginning finance course at Utah Tech and serves as an assistant coach for a high school softball team, as well as working as a baseball umpire. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary process that incorporates quantitative modeling and ESG frameworks.

Dustin Schofield is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors since 2012. Outside of his advisory role, he has ownership interests in several investment-related entities in St. George, Utah. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk management, and specialized services such as business-owner transition and divorce planning. Advisors use firm research and tools to develop tailored recommendations, with clients choosing whether and how to implement them through various brokerage or advisory programs.

Allen Frost is a Series 66-licensed financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked at MX Technologies, Vivint, and Honeywell. Outside of advising, he and his wife rent out their home in Saratoga Springs, UT. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Craig Nelson is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at firms including Epic Trust Investment Advisors, LPL Financial, and Zions Bank. Nelson serves as a Senior Wealth Advisor at Epic Private Wealth, providing financial planning and wealth management services to individual clients and families. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jason Wright is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the CFP® designation and has 10 years of industry experience. Prior to joining Raymond James, he worked for Commonwealth Financial Network for seven years and has been involved with Wyson Financial since 2013. He is also the owner and operator of Wright Financial Group, LLC, a business providing marketing consulting services to local companies. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm uses fact-finding and risk profiling tools to deliver tailored, non-discretionary planning and supports client implementation through its advisory programs and partners.

Troy Olsen is a financial advisor at Edward Jones in St George, UT, with one year of industry experience. He holds a Series 66 designation and previously worked at Thomson Reuters and Helm360. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a variety of advisory programs and investment strategies, operating under a fiduciary standard and maintaining a large network of advisors and branch offices.

Nicholas Olsen is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients manage their wealth through personalized financial strategies that align with their most important goals. His areas of expertise include college education planning, family wealth management strategies, legacy planning, retirement income, and portfolio management services among others. Nicholas holds a Bachelor's Degree from Western Governors University and has earned professional designations such as Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). He also attended the University of Phoenix and completed his high school diploma at Highland High School. Outside of his professional work, Nicholas engages in community involvement with organizations like Pivotal Solutions: Empowering People Through Life Changes. His personal interests include baseball, biking, camping, football, golfing, hiking, reading, traveling, yoga, and spending time with his family.