Lawrence Moskat is a Certified Financial Planner® with 16 years of industry experience. He is the principal of Retirement Income and Inheritance Advisors, LLC, an independent firm he has led since 2009. Outside of advisory services, he operates an independent insurance sales business. Retirement Income and Inheritance Advisors, LLC serves individual and institutional clients, providing financial planning, pension consulting, and ongoing investment supervision. The firm develops customized plans and utilizes multiple analytical methods to guide investment decisions, billing through fixed fees rather than asset-based charges.

Seth Rosenberg is a financial advisor at Ability First with 11 years of industry experience. He holds a Series 66 designation and has worked previously at Capital Executive Solutions, LifeMark Securities Corp., and Capital Services Inc. In addition to his advisory role, Rosenberg owns and operates a retail industrial boot store and manages some family business interests. Ability First Financial serves high-net-worth individuals, business owners, and institutional clients by providing investment supervisory services, financial planning, and business consulting. The firm combines advisory and insurance services, employs a documented fiduciary process, and offers specialized solutions including pension consulting and plan administration.

Randolf Albers is a financial advisor with Advanced Financial Services in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has served as CEO and President of Albers Financial Group Inc. since 1989 and has been with Advanced Financial Services since 2016. Outside of advisory work, he manages an aircraft operations business and serves as president and trustee of the Albers Family Trust. Advanced Financial Services provides portfolio management, financial planning, and third-party manager selection and oversight for a diverse client base including pension and profit-sharing plans, trusts, charitable organizations, and individuals. The firm combines pension-plan consulting and manager-selection services with insurance affiliations and emphasizes fundamental and technical investment analysis without engaging in option trading, commodities, or performance-based fees.

Leonard Anderson is a financial advisor at LHA Capital Partners with 15 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Merrill, and Laurel Wealth Advisors. Outside of his advisory role, Anderson provides business consulting services to a behavioral treatment center and is involved as an executive producer and investor in film finance projects. LHA Capital Partners offers discretionary portfolio management and financial consulting to individual and high-net-worth clients, utilizing firm-developed model portfolios and a blend of technical and fundamental analysis within a modern-portfolio framework.

Kevin Barton is a financial advisor at Elevate Financial with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Elevate Financial since 2015. Elevate Financial provides comprehensive financial planning and wealth management services primarily for individual clients, as well as retirement plan sponsors. The firm emphasizes client-specific investment policies, diversification, and periodic rebalancing, offering both discrete planning projects and ongoing advisory relationships that include discretionary portfolio management.

Aleksander Cupi is a financial advisor with Lifetime Investments & Insurance LLC in Peoria, AZ, holding a Series 65 designation and nine years of industry experience. He has worked at Lifetime Investments & Insurance LLC since 2016 and at Lenn Corporation since 2015. Cupi is also a licensed insurance agent with his firm. Lifetime Investments & Insurance LLC is a solo advisory practice that provides portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm uses a long-term investing approach based on fundamental analysis and offers both discretionary and non-discretionary management.

Steven Tai is a financial advisor with SCT Wealth Management, LLC in Scottsdale, AZ. He holds a Series 65 designation and has 13 years of industry experience, including four years at Lexington Avenue Capital Management prior to founding SCT Wealth Management in 2017. SCT Wealth Management provides discretionary portfolio management and financial advice primarily to individuals, trusts, and estates, occasionally serving small businesses and endowments. The firm emphasizes broadly diversified, globally allocated portfolios using institutional-quality mutual funds and ETFs, focusing on after-tax outcomes and rebalancing based on allocation ranges rather than fixed schedules.

James Willis is a Series 66-licensed financial advisor with 24 years of industry experience. He founded Beacon Bay Asset Management LLC in 2006 and has managed the firm since then, following prior roles at Frontline Advisors and A. G. Edwards & Sons, Inc. He also conducts educational seminars on generating income from portfolios using credit spreads on indexes. Beacon Bay Asset Management serves approximately 40 private clients, primarily individuals nearing retirement, with fully discretionary portfolio management focused on North American equities, options, ETFs, and fixed-income securities. The firm employs a combination of quantitative fundamental analysis and technical charting, emphasizes risk controls, and operates without third-party investment programs or soft-dollar arrangements.

Chris Hanrahan is a financial advisor with Chevelon Capital Management LLC in Scottsdale, AZ. He holds a Series 65 designation and has six years of industry experience, including two years with Arcadia Capital Partners before joining Chevelon Capital Management in 2018. Chevelon Capital Management provides portfolio management and financial planning services to individuals, high-net-worth clients, and corporations. The firm employs cyclical, fundamental, and technical analysis across both long- and short-term equity trading strategies and manages approximately $54.3 million in assets.

Brian Kramer is a Series 66 licensed financial advisor with 15 years of industry experience. He has been the sole advisor and owner of Blk Financial Advisors, LLC since 2010. The firm serves individuals, including some high-net-worth clients, as well as trusts, offering financial planning and discretionary portfolio management. Blk Financial Advisors applies a mix of technical, fundamental, and cyclical analysis to construct conservative, low-turnover portfolios of stocks, bonds, mutual funds, and ETFs. The firm manages approximately $5.4 million in client assets and serves an unusually broad client base for a solo adviser, including institutional and organizational accounts such as charitable organizations, corporate, pension, and governmental clients.

Marcus Pimentel is a financial advisor at SL Capital with four years of industry experience and a Series 65 credential. He previously worked at Foundations Investment Advisors and has operated two entrepreneurial ventures, Pimentel Academic Services and Prometheus Innovations LLC, focused on academic tutoring and design/administration respectively. SL Capital provides discretionary portfolio management and wealth advisory services to individuals, trusts, estates, and business entities. The firm uses proprietary and third-party model portfolios, incorporates alternative investments, and employs a sub-adviser to manage trading, reporting, and fee billing.

Justin Krznarich is a financial advisor at Thunderbird Wealth Management, Inc. in Peoria, AZ, holding Series 63 and Series 66 licenses with 12 years of industry experience. His prior roles include positions at Securities America, Inc., PFG Advisors, and LPL Financial, LLC. Outside of his advisory duties, he is involved in sales of personal protection and security services through Countrywide Security. Thunderbird Wealth Management, Inc. serves individuals, high-net-worth clients, trusts, estates, and select institutional accounts, providing discretionary investment management and written financial planning. The firm uses a top-down, tactical asset allocation approach focusing on ETFs and selective equities, employs a third-party risk-profiling tool, and offers alternative investments and portfolio rebalancing; it also sponsors its own wrap fee program, combining bundled brokerage and management services.

Adam Tasse is a financial advisor at Seaport Wealth Management in Scottdale, AZ, holding the Series 63 and Series 66 designations with 24 years of industry experience. He previously worked at Newbridge Securities Corp. for 16 years before joining Seaport Wealth Management in 2023. Seaport Wealth Management is a small, two-advisor registered investment adviser that serves individual retail clients with a focus on portfolio management rather than comprehensive financial planning. The firm employs a passive investment approach aimed at mirroring broad-market indices, managing accounts primarily on a nondiscretionary basis and occasionally recommending third-party managers for discretionary strategies.

Stephen Paluga is a financial advisor with Watch Guard Capital LLC in Scottsdale, AZ, holding the CFP® designation and Series 63 and 66 licenses. He has 16 years of industry experience and serves as a Major in the Arizona Air National Guard, where he has been commissioned since 2012. Paluga joined Watch Guard Capital in 2016 and also worked at Scottsdale Community College in 2018. Watch Guard Capital LLC provides portfolio management and financial planning services to individual and high-net-worth clients. The firm manages approximately $80.7 million across 147 accounts and employs strategies including option income, hedging, and both long- and short-term trades, with a focus on discretionary management guided by client Investment Policy Statements.

Donald Spini is a financial advisor at Sun Valley Advisory with a Series 65 credential and three years of industry experience. He has worked at several firms, including Sun Valley Wealth Management and Encompass More Asset Management. In addition to his advisory role, he co-hosts a financial radio show called "Cover Your Assets with Logan and Don." Sun Valley Advisory provides investment and portfolio management services primarily to individual and high-net-worth clients, as well as trusts, estates, and business clients. The firm employs a largely non-discretionary advisory model, recommending ETFs and individual equities while monitoring third-party managers and offering access to annuity products and an online estate-planning platform.

Patrick Kearns Jr. is a financial advisor at 345 Investment Advisory, LLC with 25 years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors and Axa Advisors. Outside of advisory work, he is a partner in 345 Wealth Management, LLC and owns an insurance brokerage firm specializing in term life insurance. 345 Investment Advisory is an SEC-registered firm that provides discretionary portfolio management and advisory services to trusts, estates, charitable organizations, corporations, and retirement-plan participants. The firm focuses on plan-linked and institutional-style accounts, managing portfolios through proprietary and third-party models with a combination of fundamental and technical analysis across diverse investment strategies.

Bret Hoffman is a financial advisor at Green Peaks Planning with 17 years of industry experience. He holds the ChFC® designation and a Series 66 license. His prior work includes roles at Edward Jones and Td Ameritrade, and he has operated as a sole proprietor since 2017. Outside of advising, he manages rental properties in Granby, Colorado. Green Peaks Planning provides discretionary investment management and comprehensive financial planning to individuals and high-net-worth clients. The firm combines fundamental security analysis with Modern Portfolio Theory, employing both passive and active funds to create customized portfolios aligned with client objectives and risk tolerance.

Michael Walling is a financial advisor with RBG Capital LLC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. His career includes 14 years at Triad Advisors, Inc., followed by roles at Arkadios Capital and Arkadios Wealth Advisors. Outside of his advisory work, he is involved in operating a rebath franchise and owns several PetWellClinic franchises in Maricopa County through a family holding company. RBG Capital provides asset management, financial planning, retirement plan advisory, and merger-and-acquisition consulting to individuals, high-net-worth clients, small businesses, pension and profit-sharing plans, and charitable organizations. The firm employs approaches such as fundamental and technical analysis, modern portfolio theory, and third-party manager selection for discretionary and non-discretionary accounts.

Jarrod Rice is a financial advisor at Essential Investing with a Series 65 designation and has been with the firm since 2024. He also serves as a special projects manager at Mercy Care, a nonprofit agency where he oversees administration of federal and state grant funding. Essential Investing provides investment advice and integrated financial planning primarily to individual and high-net-worth clients, as well as foundations and charitable organizations. The firm combines passive indexing with tactical opportunities, focusing on diversified, tax-efficient, low-cost core holdings while incorporating alternative investments for targeted risk exposure.

Jacob Chaparro is a financial advisor with Zenith Investment Management, LLC, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. His prior roles include positions at TD Ameritrade, Fidelity, and several advisory firms. Zenith Investment Management is a boutique wealth management firm serving individuals—including high-net-worth clients—and institutional investors. The firm offers comprehensive financial planning, discretionary portfolio management, and consultation services, employing customized, goals-based planning and a mix of fundamental and technical analysis alongside strategic asset allocation and alternative investments.