Ryne Macpherson is a CFP® with nine years of industry experience. He is affiliated with DecisionPoint Financial, LLC and has previously worked at The Vanguard Group. Macpherson also held a position at Utah Valley University for three years. DecisionPoint Financial, LLC provides discretionary investment management, financial planning, and consulting services to individuals, business entities, trusts, estates, charitable organizations, and retirement plan sponsors. The firm employs a fee-only, asset-based model and utilizes fundamental, technical, and cyclical analysis across various asset classes, including mutual funds, ETFs, equities, and fixed income.

Joan Zimniewicz is a financial advisor with E. A. Horwitz LLC in Gilbert, AZ, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. She has been with Western International Securities, Inc. and E. A. Horwitz LLC since 2013. E. A. Horwitz LLC provides portfolio management and comprehensive financial planning primarily for individual clients, focusing on a conservative, principal-preservation investment approach tailored to individual needs. The firm offers services including retirement and college planning, estate and wealth-transfer advice, and employs tools such as options and fixed-income trading to manage risk and generate income.

Teresa Armel is a Series 65-licensed financial advisor at Next Capital Management LLC with six years of industry experience. She previously worked at Rockefeller Capital Management, Spearhead Capital Advisors, and Greycourt & Co., Inc. Next Capital Management provides discretionary and non-discretionary portfolio management and fee-only financial planning to individuals, high-net-worth clients, trusts, retirement plans, charitable organizations, and business entities. The firm offers family-office style services through its NEXT Vantage program and access to alternative investment vehicles, with a focus on customized asset allocation, ongoing monitoring, and integrated reporting.

Darci Zaunmiller is a CFP® professional based at Nectarine with 18 years of industry experience. Her prior roles include positions at Merrill and Ellevest. She is also involved in divorce planning through her business, Decisions in Divorce, where she provides consultation on financial statement analysis related to divorce. Nectarine serves individual and high-net-worth clients by offering consultative financial planning through advisor representatives selected via the firm’s website. The firm emphasizes long-term asset allocation with low-cost, index-based funds and provides advice without managing client portfolios or accepting custody.

Kortney Bamrick is a financial advisor at DecisionPoint Financial, LLC with eight years of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab, Bank of America, Merrill Lynch, State Farm, and Carvana. DecisionPoint Financial provides discretionary investment management, financial planning, and consulting services to individuals, business entities, trusts, estates, charitable organizations, and retirement plan sponsors. The firm uses a diverse investment approach combining fundamental, technical, and cyclical analysis, and offers portfolio management alongside retirement-plan consulting and participant education.

Christopher Highmark is a CFA® charterholder and financial advisor at Mosaic Wealth with over 14 years of prior experience at Finemark National Bank & Trust. He joined Mosaic Wealth in 2026 and is based in Mesa, AZ. Mosaic Wealth serves individuals, high-net-worth clients, trusts, estates, businesses, charitable organizations, and retirement plans with wealth management, discretionary portfolio management, financial planning, and family-office bill-pay services. The firm employs a customized, long-term fiduciary approach, utilizing fundamental analysis and a range of investment vehicles to meet client objectives.

Kaitlyn Morgan is a financial advisor with Seros Wealth Partners in Gilbert, AZ, holding a Series 65 credential and having three years of industry experience. Prior to joining Seros Financial in 2026, she worked at Sevensuede Investments for three years and has experience in the beauty industry with Viori Beauty. Seros Wealth Partners provides investment advisory and financial planning services to individuals, retirement plans, charitable organizations, and businesses, managing approximately $359 million in assets for about 441 clients. The firm customizes portfolios based on client objectives and risk tolerances using a combination of fundamental, quantitative, and technical analysis alongside proprietary models and tactical overlays.

Daniel Gwilliam is a financial advisor with Watts Gwilliam & Company, LLC, holding Series 63, 65, and 66 licenses and bringing 21 years of industry experience. He has been with Watts Gwilliam & Company since 2004 and has prior experience at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Watts Gwilliam & Company is a team-based registered investment adviser serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, pooled investment vehicles, and corporate entities. The firm focuses on strategic asset allocation with a long-term horizon, complementing this approach with tactical tools such as options overlays and margin strategies, and offers discretionary portfolio management, financial planning, and access to private placement funds.

Stephen Udall is a financial advisor with West Ridge Advisors, holding a Series 65 credential and one year of industry experience. He is also the director of Udall CPA Group, PLLC, a tax and accounting firm based in Gilbert, Arizona, where he manages staff, reviews tax returns, and engages in tax planning. Prior to joining West Ridge Advisors, he worked briefly at PwC and spent several years at Brigham Young University. West Ridge Advisors serves individual and high-net-worth clients as well as retirement plan sponsors, providing financial planning, investment consultation, and portfolio management. The firm employs an investment approach grounded in Modern Portfolio Theory, emphasizing global diversification, tax efficiency, and low-cost investment vehicles.

Kimball Gwilliam is a financial advisor at Watts Gwilliam & Company, LLC with a Series 65 designation and three years of industry experience. He has worked at Watts Gwilliam & Company since 2022 and has prior experience in patient transport, technology services, and education. Watts Gwilliam & Company manages over $1 billion across approximately 500 client relationships, providing discretionary investment supervisory services to individuals, pension plans, trusts, charitable organizations, and corporate entities. The firm focuses on strategic asset allocation using model portfolios and employs structured, tax-aware investment solutions alongside technology-driven programs for clients preferring electronic servicing.

Jeffrey Fryer is a financial advisor with Watts Gwilliam & Company, LLC in Gilbert, AZ, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Watts Gwilliam & Company since 2009. Watts Gwilliam & Company is a team-based registered investment adviser serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, pooled investment vehicles, and corporate entities. The firm focuses on strategic asset allocation with a long-term horizon, employing tactical tools such as options overlays and collars, and offers a range of services including discretionary portfolio management, financial planning, sub-advisory services, and access to private placement funds.

Thomas Randt is a financial advisor at Focused Alpha, LLC with nine years of industry experience. He holds a Series 66 designation and has worked at several firms including Sparta Wealth Partners, Charles Schwab Bank, and Merrill. Randt is based in Mesa, Arizona. Focused Alpha, LLC is a SEC-registered advisory firm managing approximately $664 million for a multi-advisor team, serving individuals, high-net-worth clients, trusts, corporations, retirement plans, and public entities. The firm employs a rules-based, behaviorally informed investment process focused on tail-risk management and emotion-free decision making, utilizing quantitative optimization, technical analysis, and a range of investment vehicles.

Randy Schatz is a financial advisor at The Retirement Solution LLC in Gilbert, AZ, with nine years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Manulife John Hancock Investments, John Hancock Funds, and JPMorgan Securities. Outside of his advisory role, he owns residential properties in Gilbert managed through property managers. The Retirement Solution LLC offers comprehensive financial planning, investment management, and insurance assessments for individuals, trusts, estates, and various organizations, using model portfolios tailored to client objectives and incorporating tax-aware strategies and estate-planning coordination.

Whitney Hendricks is a financial advisor with Seros Wealth Partners in Gilbert, AZ, holding a Series 65 designation and two years of industry experience. Prior to joining Seros Financial in 2026, Whitney worked at Sevensuede Investments for two years and was a homemaker for eight years. Seros Wealth Partners offers investment advisory and financial planning services to individuals, retirement plans, charitable organizations, and businesses, managing discretionary portfolios for approximately 441 clients with about $359 million in assets. The firm employs a blend of fundamental, quantitative, optimization, and technical analysis to tailor portfolios and utilizes proprietary core models alongside tactical overlay strategies.

Klaine Doucette is an advisor at OASIS Advisors with 32 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Primerica Advisors for 30 years, as well as at Desert Peaks Financial Group. He is also an investment adviser representative with Terra Wealth Management and a registered representative with CAPE Securities. OASIS Advisors offers portfolio management, financial planning, and pension consulting services to individuals, corporations, and retirement plans. The firm manages approximately $278 million across nearly 5,000 clients, employing a range of investment strategies including fundamental analysis, modern portfolio theory, and the use of diverse instruments such as private placements and cryptocurrency.

Taylor Thompson is a Vice President and Investment Adviser Representative at OASIS Advisors with 10 years of industry experience. He has previously worked at Terra Wealth Management and PFS Investments Inc. Thompson serves as CEO of AlphaBit Investments, LLC, which sponsors and manages an ETF, and is an insurance agent with Oasis Advisors Risk Management. He has also been a member of the United States Air Force reserves since 2016. OASIS Advisors provides portfolio management, financial planning, and pension consulting services to individuals, corporations, and retirement plans. The firm manages approximately $278 million for nearly 5,000 clients using a discretionary approach that incorporates fundamental analysis, modern portfolio theory, quantitative methods, and a long-term trading strategy.

Timothy Picciott is a CFP® professional with 18 years of experience in financial advising. He is currently with Innovative Advisory Group, a team firm where he has worked since 2018. His prior experience includes roles at Wealthcare Advisory Partners, LPL Financial, and various insurance agencies. Outside of his advisory work, he manages intellectual property and digital assets through several personal holding companies. Innovative Advisory Group provides investment management and financial planning services to individuals, trusts, estates, corporations, and employer-sponsored plan participants. The firm combines portfolio management with various analytical strategies and offers both discretionary asset management and specialized planning services through an eight-advisor team.

Jadon Dailey is a financial advisor with Kera Capital Partners in Mesa, AZ, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He previously worked at Morgan Stanley for six years before joining Kera Capital Partners in 2022. Kera Capital Partners is a registered investment adviser managing over $1.3 billion and serving individual clients, foundations, trusts, retirement plans, corporations, and pooled investment vehicles. The firm combines fundamental and quantitative analysis with a data-driven, tax-aware asset allocation framework, and is notable for its active management of private pooled vehicles alongside client accounts.

Matthew Willett is a financial advisor at Watts Gwilliam & Company, LLC with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Global Retirement Partners, WealthPlan Advisors, Charles Schwab, and Bank of America Merrill Lynch. Watts Gwilliam & Company manages over $1 billion across approximately 500 client relationships, providing discretionary investment supervisory services to individuals, pension plans, trusts, charitable organizations, and corporate entities. The firm emphasizes strategic asset allocation through model portfolios and offers specialized structured and tax-aware solutions, including option overlays and tax-loss harvesting programs.

Andrea Whitmire is a Series 65-licensed advisor with Go Wealth Management in Gilbert, AZ, with two years of industry experience. She previously worked at Kingswood Wealth Advisors, LLC and has been involved with JW Financial Consulting since 2013. Outside of advisory work, she is also licensed as a life and health insurance agent, dedicating limited hours to this activity. Go Wealth Management serves a diverse client base including individuals, high-net-worth clients, trusts, foundations, and employer-sponsored retirement plans. The firm combines formal investment planning, discretionary portfolio management, and fiduciary outsourcing services with a team-based research approach and use of sub-advisors.