Melissa Blumenthal is a Series 65-registered financial advisor with Gradient Advisors, LLC, based in Tucson, AZ. She has five years of industry experience and has worked at several firms, including PGH Advisors, LLC and Sandhill Retirement Solutions. Outside of her advisory role, she serves as president and facilitator for a storytelling workshop group called F*ST! Female Story Tellers and is an active member of the LGBT Chamber of Commerce. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through third-party money managers and Investment Advisor Representatives, following a largely non-discretionary model that involves client approval of transactions.

Kirk Wilson is a financial advisor at Geneos Wealth Management, Inc. with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Geneos since 2007, also leading Synergy Wealth Solutions LLC since 2021 and previously working at Generation Financial LLC. Outside of his advisory role, he is an independent representative with various insurance carriers for fixed products. Geneos Wealth Management serves a diverse client base including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers financial planning, investment advisory, and brokerage services, employing a range of analytic approaches and investment strategies tailored to client needs.

Thomas Logan is a CFP® professional with five years of industry experience, currently serving at TCI Wealth Advisors, Inc. He previously worked at The Vanguard Group and has experience in the hospitality sector. Logan holds Series 63 and Series 65 licenses. TCI Wealth Advisors manages assets for individuals, business entities, retirement plans, trusts, estates, and charitable organizations through discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm employs a disciplined, long-term asset allocation strategy using institutional funds and prioritizes portfolio diversification and periodic rebalancing.

Juan Martinez Miranda is a financial advisor at TCI Wealth Advisors, Inc. in Tucson, AZ. He holds a Series 65 designation and has been with the firm since 2026. Prior to joining TCI, he worked at TEKsystems Inc. for seven years and ADP for two years. TCI Wealth Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations with investment management, financial planning, and retirement plan consulting. The firm employs a disciplined, long-term asset allocation strategy using institutional funds and emphasizes technology and diversified approaches in its client service.

Ryan Halvorson is a CFP® professional with nine years of industry experience. He is currently with TCI Wealth Advisors, Inc., where he has worked since 2023. Prior to that, he was affiliated with Morgan Stanley and Morgan Stanley Private Bank from 2019 to 2023, and with U.S. Bank, Private Wealth Management from 2016 to 2019. Outside of his advisory role, Halvorson serves as an adjunct lecturer at the University of Arizona, teaching a course related to financial planning technology. TCI Wealth Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations with discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm uses a disciplined, long-term asset allocation approach focused on institutional asset-class funds, ETFs, and mutual funds, and emphasizes portfolio diversification and periodic rebalancing.

Frank Winters is a financial advisor with St. Bernard Financial Services, Inc. in Tucson, AZ, holding a Series 66 designation and 23 years of industry experience. He has previously worked at Raymond James Financial, IFP Securities, and Oppenheimer, among other firms. Winters is also the president and managing director of Comprehensive Advisors Group LLC, a support company for his financial activities. St. Bernard Financial Services serves individuals, families, trusts, estates, and small businesses with portfolio management and investment implementation. The firm employs a long-term, conservative growth approach using tactical asset allocation based on Modern Portfolio Theory, typically managing assets on a non-discretionary basis.

Michael Fusella Valdez is a financial advisor at Gradient Advisors, LLC with nine years of industry experience. He holds a Series 65 designation and has previously worked at C2P Capital Advisory Group, LLC and Retirement Wealth Advisors. Valdez has operated his own business, Better Federal Retirement, since 1998. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm primarily works through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model with detailed client risk analysis.

Ashley Boykin is a Series 65 licensed advisor at TCI Wealth Advisors, Inc. in Tucson, AZ, with one year of experience in the financial industry. Prior to joining TCI Wealth Advisors, she worked in management roles at HOA Management Solutions, Sunbelt Medical Management, and Maximum Impact Physical Therapy. TCI Wealth Advisors serves individuals, high-net-worth clients, business entities, retirement plans, trusts, estates, and charities, offering discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm employs an asset-allocation-driven investment process emphasizing diversification, long-term holding periods, and disciplined rebalancing, primarily using institutional asset-class funds including Dimensional Fund Advisors (DFA) products.

Joshua Baird is a financial advisor with TCI Wealth Advisors, Inc. in Tucson, AZ. He holds a Series 65 credential and has five years of industry experience, including prior roles at Ironwood Wealth Management and Percension Wealth Advisors. TCI Wealth Advisors serves individuals, high-net-worth clients, business entities, retirement plans, trusts, estates, and charities, offering discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm employs an asset-allocation-driven investment process focused on diversification, long-term holding periods, and disciplined rebalancing, primarily using institutional asset-class funds such as those from Dimensional Fund Advisors.

Adam Sommers is a Series 65-licensed financial advisor with Wealthcare Advisory Partners LLC, bringing 15 years of industry experience. He has operated Sommers Financial Management since 2002 and has held roles with Ayntegrity LLC and The Naked Alpha Fund. Outside of his advisory work, he serves as Treasurer and Director on the Skyline Bel Air Estates Homeowners Association Board of Directors. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors, serving individuals, trusts, retirement plans, charitable organizations, and businesses. The firm utilizes a goals-based planning approach supported by proprietary software and combines behavioral economics with evidence-based investment strategies to construct diversified, long-term portfolios.

Jessie Baldwin is a financial advisor at Geneos Wealth Management, Inc. based in Tucson, AZ, holding a Series 65 designation with three years of industry experience. Prior to joining Geneos and Synergy Wealth Solutions LLC in 2021, Jessie worked at EZ Accounting Solutions and Generation Financial. Jessie is also president of A to Z Accounting Solutions LLC and an enrolled agent. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, investment advisory, and brokerage services. The firm employs a variety of analytic approaches and investment strategies, combining continuous account monitoring with discretionary trading authority for most client accounts.

Roy Morris is a financial advisor with PFG Advisors in Phoenix, AZ, holding a Series 66 designation and 16 years of industry experience. His career includes roles at Equitable Advisors, Axa Advisors, and Securities America, among others. PFG Advisors offers fee-based investment advisory and financial planning services to a diverse client base, including individuals, trusts, estates, charitable organizations, and corporate clients. The firm combines macroeconomic allocation with fundamental and technical analysis, primarily using index-based ETFs, and provides access to various third-party platforms and wrap programs.

Robert Petrillo is a financial advisor at TCI Wealth Advisors, Inc. in Tucson, AZ, holding a Series 65 designation with one year of industry experience. Prior to joining TCI Wealth Advisors in 2026, he worked at Pinnacle Plan Design, LLC for 13 years. TCI Wealth Advisors serves individuals, high-net-worth clients, business entities, retirement plans, trusts, estates, and charities by providing discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm’s investment approach is asset-allocation driven, focusing on diversification, long-term holding periods, and disciplined rebalancing, primarily utilizing institutional asset-class funds including those from Dimensional Fund Advisors.

Michael Grosso is a CFP® professional with 17 years of industry experience, currently serving at TCI Wealth Advisors, Inc. in Tucson, AZ. He has worked with TCI Wealth Management, Inc. since 2008 and was previously affiliated with CMG Solutions, LLC. Outside of his advisory role, he manages 3BP!, LLC, a non-investment-related business. TCI Wealth Advisors serves individuals, high-net-worth clients, business entities, retirement plans, trusts, estates, and charities, offering discretionary and non-discretionary investment management along with financial planning and retirement plan consulting. The firm emphasizes an asset-allocation-driven investment process, diversification, long-term holding periods, and disciplined rebalancing, utilizing institutional asset-class funds including Dimensional Fund Advisors (DFA) products.

Joseph Von Unschuld is a Series 65-licensed financial advisor with 13 years of industry experience, currently with Royal Fund Management, LLC. He has been involved with The American Society of Fiduciary Education since 2016 as its founder and chairman, where he develops and trains adult financial planning courses. In addition to his advisory role, he is engaged in insurance sales through Peak Advisors and owns Fractal Profile Investment Management. Royal Fund Management serves individual investors, corporations, and retirement plans, offering portfolio management, financial planning, and pension consulting. The firm constructs customized portfolios based on documented risk tolerance using various analytical methods and strategies, while also providing held-away advice and participant account management through multiple platforms.

Javier Madrid is a financial advisor at United Capital Financial Advisors with two years of industry experience. He holds a Series 65 designation and previously worked at Goldman Sachs and Co. LLC. Outside of financial advising, he owns MadRealContent LLC, a digital media production company based in Tucson, AZ. United Capital Financial Advisors provides financial planning and investment management services nationally to a diverse client base, including individuals, corporations, retirement plans, and charitable organizations. The firm employs asset-allocation models developed by an Investment Policy Committee and offers portfolio customization, ongoing monitoring, and reporting through its proprietary technology.

Frederick Adler is a financial advisor at Gibbs Wealth Management, LLC with over 20 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Adler Financial Services and Suncrest Wealth Management. Gibbs Wealth Management serves individual and high-net-worth clients with discretionary portfolio management and related advisory services, utilizing third-party platforms and model portfolios guided by various analytical approaches. The firm emphasizes risk management, tax efficiency, and guaranteed-income solutions in its investment process.

Matthew Barkley is a financial advisor at TCI Wealth Advisors, Inc. in Tucson, AZ. He holds the Series 65 designation and began his advisory career with TCI in 2025. Prior to that, his background includes various roles and education from 2005 to 2025. TCI Wealth Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations with investment management, financial planning, and retirement plan consulting. The firm employs a disciplined, long-term asset allocation strategy and utilizes institutional asset-class funds, exchange-traded funds, and mutual funds.

Lily Graves is a CFP® professional with five years of industry experience, currently serving as an advisor at TCI Wealth Advisors, Inc. in Tucson, AZ. Her prior roles include positions at Four Seasons Guides and FT Tuthill Outdoor Program. She serves on the Board of Trustees of the Arizona-Sonora Desert Museum, participating in its Finance and Investment Committees. TCI Wealth Advisors provides investment management, financial planning, and retirement consulting services to individuals, high-net-worth clients, business entities, and charitable organizations. The firm employs an asset-allocation driven investment process focused on diversification, long-term holding, and disciplined rebalancing, primarily utilizing institutional asset-class funds.

Tamara Buchanan is a financial advisor with Northern Trust Securities, Inc., holding a Series 66 credential and seven years of industry experience. She has been with Northern Trust Securities since 2019 and previously worked for the Vail School District for 12 years. Northern Trust Securities, Inc. is a multi-team firm serving high-net-worth individuals, retail investors, and institutional clients. The firm offers discretionary portfolio management through a model-driven wrap fee program that includes Separately Managed Accounts, Fund Strategist Portfolios, and Strategist UMAs delivered via the Fidelity Managed Account Xchange platform.