John Ferraro is a Series 65-licensed financial advisor with Longhouse Wealth Management in Encinitas, CA, where he has worked since 2018. He has seven years of industry experience. Longhouse Wealth Management serves individual and high-net-worth clients, including trusts, estates, and retirement plans, providing discretionary portfolio management across equities, bonds, ETFs, and REITs. The firm uses proprietary quantitative and technical risk-management models to tailor investment policies and employs educational content and client seminars as part of its service approach.

Robert Robinson is a Series 66–licensed financial advisor with 11 years of industry experience. He currently works at Cosmos Wealth, LLC, having joined the firm in 2026 after roles at tru Independence Asset Management 2, LLC, Rely Wealth, Checchi Capital Advisers, LLC, Boston Private Wealth LLC, and Oppenheimer. Cosmos Wealth is an SEC-registered investment adviser managing approximately $191 million in discretionary assets. The firm serves primarily larger or non-typical retail clients and uses a combination of active and passive investment approaches, including fundamental, technical, and trend-following analysis, with a focus on individualized client profiles and continuous portfolio monitoring.

Roy Lopez II is a financial advisor at Sage Stone Wealth Management LLC in La Jolla, CA, with 16 years of industry experience. He holds the Series 65 and Series 66 designations and has been with Sage Stone Wealth Management since 2010. Sage Stone Wealth Management provides portfolio management, financial planning, and related services to individuals, including high-net-worth clients, charitable organizations, foundations, pension and profit-sharing plans, and businesses. The firm combines fundamental analysis with both passive and active investment strategies and offers client-directed ethical screens along with specific approaches such as Inflation-Hedged and Dividend strategies.

Bradley Ball is a financial advisor at Seaport Wealth Management in Escondido, CA, with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Newbridge Securities Corporation for 13 years before joining Seaport Wealth Management in 2020. Outside of his advisory role, he provides limited legal document preparation services, assisting individuals including his elderly father. Seaport Wealth Management is a small, two-advisor firm serving individual retail clients with a focus on passive portfolio management using diversified mutual funds and ETFs. The firm manages primarily nondiscretionary accounts and may recommend third-party managers for discretionary strategies when appropriate.

Scott Kyle is a financial advisor at Coastwise Capital Group, LLC in La Jolla, CA, holding a Series 65 designation with 19 years of industry experience. He has been with Coastwise Capital Group since 2006. Coastwise Capital Group provides discretionary portfolio management, financial planning, and consulting services to individuals, corporations, trusts, estates, and charitable organizations. The firm manages approximately $184 million in assets and employs both fundamental and technical analysis across a broad range of investment instruments.

Frank Montes Jr. is a financial advisor at Torrey Pines Financial, Inc. He holds Series 63 and Series 65 licenses and has 18 years of industry experience. Montes has operated Frank E. Montes Financial Services, Inc. since 2001. He also receives commissions from insurance companies for products including fixed and indexed annuities, life, medical, disability, long-term care, dental, and vision insurance. Torrey Pines Financial provides financial planning, consulting, and portfolio management services, focusing on trusts, estates, retirement plans, and IRAs. The firm uses fundamental analysis and Modern Portfolio Theory to develop long-term, asset-allocation strategies and introduces clients to third-party asset managers.

Kevin Barrett is a financial advisor with Wealth Alliance, LLC in San Diego, California, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Wealth Alliance since 2006 and previously worked at Independent Financial Group, Wealth Analytics, Inc., and Hornor, Townsend & Kent. Outside of advisory work, he is involved as the owner of VitalNRG, a company developing a wave energy converter device, and serves as an independent contractor providing consulting services to Innovative California Biosciences International. Wealth Alliance, LLC provides investment management and financial analysis to individuals, families, trusts, estates, small businesses, and retirement plan participants, with a focus on business owners, executives nearing retirement, and emerging-wealth professionals. The firm manages about $70 million using a range of investments including ETFs, mutual funds, bonds, and alternative assets, combining fundamental and quantitative analyses with risk-assessment tools, and integrates tax and accounting services through affiliated professionals.

Riley Kelly is a financial advisor at Wealth Legacy Group, Inc. in San Diego, CA, with 42 years of industry experience. He holds the ChFC® designation and Series 63 and Series 65 licenses. He has worked at Wealth Legacy Group since 2006 and previously spent time at Osaic FA, Inc. and Sentra Securities Corporation. In addition to his advisory role, he owns and operates R. J. Kelly Financial & Insurance Services, where he is licensed to sell life and health insurance. Wealth Legacy Group serves high-net-worth families, business owners, and select individual, nonprofit, and institutional clients by providing wealth planning, business succession, philanthropic planning, insurance guidance, and tax-deferred real estate investment assistance. The firm uses institutional third-party managers and model platforms for investment implementation and employs a proprietary planning process called the Critical Actions Roadmap to coordinate multi-topic planning.

Fabian Waldner is a financial advisor at Eiger Wealth Management, LLC with 18 years of industry experience. He holds a Series 65 designation and has been with Eiger Wealth Management since 2019, following a 12-year tenure at Cornerstone Wealth Management. Eiger Wealth Management primarily serves individual accredited and high-net-worth clients, as well as qualified retirement plans, trusts, and other entities, offering wealth management, portfolio management, and financial planning. The firm employs a multi-asset approach that combines publicly traded equities, fixed-income strategies, interval funds, and private placements, while also utilizing third-party managers and providing access to private investment opportunities.

Michael Malvin is a financial advisor at Decision Investments, Inc. in San Diego, CA, holding Series 63, 65, and 66 licenses with 23 years of industry experience. He has been with Decision Investments since 2007. Decision Investments serves individuals—including both high-net-worth and non-HNW clients—as well as non-profit organizations and corporate plan sponsors. The firm provides discretionary portfolio management, financial planning, and retirement-plan consulting, employing an active, tactical asset-allocation approach that combines fundamental and technical analysis with regular portfolio reviews.

Richard Vertucci Jr. is a financial advisor at Salient Wealth Planning with eight years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise Financial Services, Inc. and Savvy. Salient Wealth Planning serves individuals, high-net-worth clients, trusts, estates, and businesses by providing discretionary and non-discretionary investment management, retirement advice, and financial planning. The firm employs a long-term, fundamental analysis approach to construct diversified portfolios, emphasizing low-cost mutual funds and ETFs, and oversees independent managers and platforms as part of its investment process.

Andreas Melzer is a financial advisor with Torrey Wealth, LLC and holds a Series 66 license. He has 11 years of industry experience, including prior roles at Charles Schwab & Co., Charles Schwab Bank, TD Ameritrade Institutional, AXA Advisors, Foresters Financial, IUPS, and Morgan Stanley. Outside of his advisory work, he serves as a lacrosse referee for the San Diego County Lacrosse Officials Association. Torrey Wealth serves individuals, trusts, estates, corporations, and pension or profit-sharing plans, providing wrap asset management and standalone financial planning. The firm emphasizes diversified portfolios using low-cost equity index ETFs and fixed-income instruments, employing a mix of quantitative, fundamental, technical, sector, and cyclical analysis tailored to client preferences.

Jacqueline Buenrostro is a financial advisor at D. M. Brenner, Inc. with a Series 65 designation and one year of industry experience. She has been with D. M. Brenner, Inc. since 2022 and previously worked in education from 2015 to 2018. D. M. Brenner, Inc. offers customized financial planning, discretionary asset management, and qualified plan consulting to individuals and business clients. The firm manages portfolios using mutual funds, ETFs, and individual securities, applying an investment approach based on Modern Portfolio Theory with a focus on aligning portfolios to clients’ goals and risk tolerance.

Steven Wittenberg is the sole advisor at Independent Wealth Solutions with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has operated Wittenberg Financial and Insurance Services, Inc. since 2015. Previously, he was involved with The Inspired Youth from 2011 to 2017. Independent Wealth Solutions provides advisory services to individuals, corporations, and tax-qualified 401(k) plans primarily through selecting and referring third-party investment advisers and acting as a solicitor. The firm also offers pension consulting and 401(k) plan services using the Betterment at Work platform and is affiliated with an insurance entity that sells fixed annuities.

Gregory Syrios is a CFP® professional with 33 years of industry experience. He is currently with Syrios Wealth Management Group, where he has worked since 2024. His prior experience includes eight years at Wells Fargo Clearing and eleven years at A. G. Edwards & Sons, Inc. Syrios Wealth Management Group offers wealth and investment management, financial planning, and third-party asset manager selection for individuals, pension plans, non-profits, and businesses. The firm employs a combination of active and passive investment strategies and provides both discretionary and non-discretionary portfolio management alongside fiduciary and non-fiduciary retirement plan services.

Kyle Stits is a financial advisor with Cooper Capital Group in Encinitas, CA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investment and Northwestern Mutual. Cooper Capital Group serves individual and high-net-worth clients, providing discretionary asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs a diverse investment approach that incorporates fundamental, technical, quantitative, and sector analysis across a wide range of strategies, with ongoing portfolio monitoring and rebalancing.

Rebecca Dodge is a CFP® and CFA® with seven years of experience at Brian D. Lowder, Inc. and four years at Brandes Investment Partners. She is based in San Diego, CA. Brian D. Lowder, Inc. provides fee-only financial planning and investment management services to individuals, families, trusts, corporations, and charitable organizations. The firm customizes investment portfolios based on client objectives, tax considerations, and risk tolerance, emphasizing fundamental analysis, diversification, and a core-and-satellite approach.

William Delano is a financial advisor at DL Wealth Management Group with 18 years of industry experience. He holds a Series 66 designation and previously worked at First Financial Equity Corporation and Daniel P. Laframboise, Inc. He is also owner of an administrative and IT services business. DL Wealth Management Group provides ongoing portfolio management to individuals, high-net-worth clients, and pension or profit-sharing plans. The firm uses a combination of fundamental analysis, modern portfolio theory, quantitative and technical methods, and employs both long-term and short-term trading strategies tailored to clients’ risk tolerances.

Lawrence Ladd is a CFP® and CFA® with 13 years of industry experience currently working at Coronado Investment Advisors, LLC. He has held positions at Magellan Federal, My Secure Advantage, and Zeiders Enterprises. Ladd also serves as a financial counselor for military service members, providing budgeting and credit counseling services. Coronado Investment Advisors offers discretionary portfolio management and advisory services to individuals, families, trusts, corporations, endowments, and government entities. The firm employs an adaptive, active investment approach combining fundamental, technical, and probabilistic methods, utilizing primarily individual stocks, bonds, and ETFs.

Chandima Mendis is a financial advisor with Pacific Spirit Investments LP, holding Series 65 and Series 63 credentials and one year of industry experience. Prior to joining Pacific Spirit Investments in 2025, Mendis spent ten years at Bridgewest Capital Management. Outside of advisory work, Mendis serves as a senior executive at a family office and holds board positions with a family office organization and a technology company. Pacific Spirit Investments LP provides customized investment management to individuals, families, trusts, small businesses, charitable organizations, and retirement plans. The firm employs a bottom-up, quantitative approach to portfolio construction and offers performance-based fee arrangements to qualified clients, distinguishing it within the supported adviser category.