David Ransom is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Jordan Varela is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He holds the Series 66 designation and previously worked at Merrill Lynch Pierce Fenner and Smith for 18 years before joining Wells Fargo Advisors in 2017. Outside of his advisory role, he is a co-owner of Varela Reynolds Wealth Management in Palm Desert, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet specific net-worth criteria, utilizing Wells Fargo research and planning tools to develop recommendations.

Cody Finley is a financial advisor with UBS Financial Services in Indian Wells, CA, holding a Series 66 designation and eight years of industry experience. His career includes roles at Ameriprise Financial Services and the University of Arizona. UBS Financial Services provides a range of brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based asset allocations to tailor investment plans to clients’ goals and risk tolerances.

Eric Burke is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 66 credential and six years of industry experience. He has been with Morgan Stanley since 2019, including a role at Morgan Stanley Private Bank, N.A. since 2020. Outside of his advisory work, he owns and manages rental properties. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers planning services without providing individual security recommendations as part of its standalone financial planning program.

Ronald Millspaugh is a financial advisor at Wells Fargo Clearing with 39 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. He holds an inactive real estate license in California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Chasen Kaminsky is a financial advisor at Morgan Stanley with two years of industry experience. He previously worked at Edward Jones and LPL Financial and has been involved in event production, DJing, and web design through his own business activities. Kaminsky operates a side business related to event production and technology in Palm Desert, California. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning solutions.

Brian Duffy is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2009 and previously worked at Edward Jones from 2007 to 2009. Outside of his advisory role, he is the owner of Duffy Wealth Management, LLC, which operates as a branch support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its recommendations through various advisory programs.

Richard Post Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. With over 30 years of experience, he provides advisory services to individual and corporate clients, managing investments tailored to each client's needs, objectives, and risk tolerance. His approach emphasizes client-centric strategies, including cash flow analysis, retirement planning, and estate and trust planning through Bank of America Private Bank. He utilizes both traditional financial strategies and innovative customized approaches that may include alternative investments. Rick holds a Bachelor's Degree in Business Administration with a major in Finance from the California State University system and is a CERTIFIED FINANCIAL PLANNER® professional. Throughout his career, he has focused on helping clients navigate financial decisions across different life stages, providing education and solutions that address their evolving priorities. Outside of his professional work, Rick values family and community involvement. He spends time with his wife, Leanne, and their two teenage children. Together, they support local families in need and participate in activities such as staying active and exercising. Rick is also connected to various community organizations including Camp Pendleton, Find Food Bank, Friday Night Lights, and YMCA.

Andrew Clark is a CFP®-certified financial advisor with Morgan Stanley in Palm Desert, CA, bringing 27 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside a broad selection of retail and institutional offerings.

Patrick Lizza is a financial advisor with UBS Financial Services in Indian Wells, CA, holding a Series 66 designation and 14 years of industry experience. He has been with UBS since 2011. Outside of his advisory role, he serves on the Golf Tournament Committee for the Boys and Girls Club of Coachella Valley as Tournament Prize Chairman. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and lending programs.

Kenneth Powers is a financial advisor with UBS Financial Services in Palm Springs, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS Financial Services since 1995. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Ruth Lazarski is a financial advisor at UBS Financial Services with 18 years of industry experience. She has held roles at both UBS and Merrill, working at Merrill for 14 years before joining UBS in 2022. Outside of her advisory work, she is involved in a construction company, Hill Crest Construction, LLC, where she performs light administrative duties. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients' goals and risk tolerances.

Robert Carty is a financial advisor with Mass Mutual Investors Services in Palm Desert, CA, holding Series 63 and Series 66 licenses and 32 years of industry experience. He has been with MML Investors Services Inc. and Mass Mutual since 2009. Outside of his advisory role, he is involved in individual and group life and health insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative annual planning processes.

Thomas Nixon is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2010, also working with Morgan Stanley Private Bank, National Association since 2015. He is based in Palm Desert, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm employs structured planning tools and analytics to support its advisory services, managing approximately $2.74 trillion in client assets.

Tamara Brown is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 23 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate agreements.

Jon Marc Blalock is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management strategies tailored to the individual needs of his clients. He works closely with individuals, families, and businesses to help grow and preserve their wealth through customized planning and intergenerational guidance. Jon Marc’s approach emphasizes understanding clients’ life priorities to create personalized financial plans that reflect their goals and aspirations. Since beginning his financial services career in 2014, Jon Marc has developed expertise in areas including college education planning, employee benefits, family wealth management, retirement planning, and socially responsible investing. He holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designation, as well as Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC) credentials, which support his work providing fiduciary services and retirement plan consulting. Jon Marc holds a bachelor’s degree in Global Studies from the University of California, Santa Barbara. A native of the Coachella Valley, he has been active in his community through volunteer work and service, including a tenure on the Board of Directors for The Living Desert Zoo & Gardens. Outside of his professional pursuits, Jon Marc enjoys cooking, football, and golfing.

Nicholas Darrin is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing and Wells Fargo Bank prior to joining Schwab. He serves as an advisory member for College of the Desert, providing annual input on business education initiatives. Charles Schwab serves a large client base including high- and ultra-high-net-worth individuals, offering both non-discretionary and discretionary advisory services through its Schwab Wealth Advisory program. The firm integrates brokerage, custody, and advisory services with a multi-asset investment approach supported by centralized operations and alternative investment offerings.

Charles Lipson is a financial advisor at RBC Capital Markets with 36 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining RBC in 2022, Lipson worked at Bank of America and Merrill. He serves as an at-large member on the board of directors for the Mission Hills East Homeowners Association. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Phillip Tanner is a Certified Financial Planner® (CFP®) with 10 years of industry experience. He is currently with UBS Financial Services and has previously worked at firms including United Capital Financial Advisers, Cetera Advisor Networks LLC, LPL Financial, Jensen Wealth Advisors, and Girard Securities. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Christine Frikken is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 66 designation. She has been with Morgan Stanley Smith Barney LLC since 2026 and previously worked at Nia Growth from 2022 to 2024. Outside of her financial advisory role, she has been involved with Fury Coaching since 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.