Colin Kilpatrick is a CFP® with 16 years of industry experience and has been with Centaurus Financial, Inc. since 2016. He holds a Series 66 license and operates in Camarillo, CA. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm uses a mix of fundamental and technical analysis and offers both discretionary and non-discretionary portfolio management, including specialized services such as retirement-plan consulting and advisory management of annuity and variable life sub-accounts.

Craig Skeels is a financial advisor at Commonwealth Financial Network with over 45 years of industry experience. He holds the CFP® and ChFC® designations. Prior to joining Commonwealth, he worked at Kestra Advisory Services LLC, Kestra Investment Services LLC, United Capital Financial Advisers, LLC, and Girard Securities, Inc. He is also a partner, CEO, and co-owner of Skeels & Fox Wealth Management, LLC, and owns Skeels and Wheels, LLC, which provides securities, advisory, insurance services, and car enthusiast activities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers managed-account programs, access to third-party asset managers, retirement consulting, and custody services, with portfolios implemented using in-house or outsourced model options.

Nicholas Goodwin is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Private Advisor Group, LLC. His prior roles include positions at Mariner Independent Advisor Network, LLC and LPL Financial, LLC. Goodwin is also involved with Watermark Insurance Services as an insurance agent. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations by offering portfolio management, financial planning, and retirement-plan consulting through a network of investment adviser representatives. The firm provides access to multiple advisory programs, third-party asset managers, turnkey asset management platforms, and firm-managed model portfolios supported by strategic partners such as Fidelity and BlackRock.

Cheryl Kelly is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked at Transamerica Financial Advisors since 2012 and concurrently serves as a commercial airline captain for United Airlines since 1989. Outside of her advisory role, she manages a rental property business. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory strategies and offers multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Adam Hanig is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Wealth Enhancement, his background includes roles at Beverly & Company and the US Postal Service. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets through a large advisor network, offering diversified, risk-class based investment strategies that combine passive and active management overseen by an internal Investment Committee.

Cody Nigh is a CFP® with eight years of industry experience, currently affiliated with Commonwealth Financial Network. His career includes previous roles at Powell Financial Group, CCG Wealth Management LLC, and Lincoln Financial Advisors. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides adviser-support platforms including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Marc Giamo is a financial advisor at Citigroup Global Markets with 29 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Citigroup since 2018, following six years at J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by in-house research and specialized market roles.

Russell Fox is a financial advisor with Commonwealth Financial Network, holding the CFP® and ChFC® designations and possessing 34 years of industry experience. He has previously worked at Kestra Advisory Services LLC, Kestra Investment Services LLC, United Capital Financial Advisers, LLC, and Girard Securities, Inc. Fox is also a partner and president of Skeels & Fox Wealth Management, LLC, a private entity involved in securities and advisory business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of approximately 2,900 affiliated advisors and their individual and institutional clients. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Barton Ketterling is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at Commonwealth since 2009 and has been involved in tax and accounting services since 1988, including operating a tax preparation business. Ketterling is also the owner of a payroll service company supporting his tax business. Commonwealth Financial Network is a dual-registered broker-dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a range of managed account programs, third-party asset manager access, and custody services, providing both discretionary and nondiscretionary investment solutions.

Timothy Warren is a financial advisor with Private Advisor Group, LLC in Camarillo, CA, holding a Series 66 designation and over 26 years of industry experience. His career includes roles at firms such as LPL Financial, Avantax, Cetera, and 1st Global Advisors. He is also a licensed CPA providing tax preparation and accounting services through his own practice. Private Advisor Group serves a wide range of clients, including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting. The firm provides access to both proprietary and third-party asset management programs, supported by a network of investment adviser representatives who tailor strategies to client objectives.

Laura Elmore is a financial advisor at Transamerica Financial Advisors with 12 years of industry experience. She holds the Series 63 and Series 65 designations and has worked in various roles including estate planning support at Inheritguard LLC and insurance services at Gallagher. Outside of advising, she is also a classroom teacher with the Moorpark Unified School District. Transamerica Financial Advisors serves a broad client base, offering advisory and broker-dealer services with a mix of proprietary and third-party model portfolios. The firm manages both discretionary and non-discretionary accounts and operates as both a registered broker-dealer and registered investment adviser.

John Clay Jr. is a financial advisor with D.A. Davidson & Co. in Ventura, CA, holding a Series 66 designation and 25 years of industry experience. He has been with D.A. Davidson since 2013. Outside of his advisory role, he owns Cordell Wellness LLC, a cryotherapy wellness center in Oxnard, CA. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers various financial planning tools and a Private Wealth program for high-net-worth clients, operating under fiduciary standards and utilizing both qualitative and quantitative analyses in its investment approach.

Andrew Newell is a CFP® and holds a Series 65 license, with four years of experience in financial advising. He has worked at Mariner Wealth Advisors since 2022 and previously spent one year at Western International Securities, Inc. Prior to his financial career, he served ten years with the South Australia Police. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations, providing investment management, financial planning, retirement plan consulting, and access to various investment vehicles. The firm offers integrated tax services and family office capabilities alongside discretionary, customized portfolio management supported by in-house research and third-party managers.

Dennis Salem is a financial advisor at Citigroup Global Markets with 26 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2012. He is based in Newbury Park, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles including in-house research and futures commission merchant operations.

Robert Pondt is a financial advisor at Citigroup Global Markets with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including in-house research and security pricing.

Juan Viveros is a financial advisor at Voya Financial Advisors, Inc. with three years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Voya, he worked at Planmember Securities Corporation and has experience in education and food service sectors. Voya Financial Advisors serves a broad mix of individual and institutional clients, providing financial planning, portfolio management, and retirement plan consulting. The firm offers multiple program structures, including wrap programs and third-party money manager access, and operates with a preference for non-discretionary, recommendation-based client relationships.

Andrea Chases is a financial advisor with Primerica Advisors, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. Her background includes long-term roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of advisory work, she provides bookkeeping services through a temporary contract arrangement. Park Avenue Securities LLC serves a wide range of clients, including individuals, high-net-worth investors, charitable organizations, and corporate clients. The firm offers brokerage and advisory services, financial planning, and retirement and business consulting, utilizing a mix of proprietary and third-party investment strategies across various account types.

James Chackel is a financial advisor at Empower Advisory Group with a Series 66 designation. He has been with Empower Advisory Group since 2026 and has previous experience at Empower Financial Services and American Senior Benefits. Outside of finance, he worked for several years at Santino's Pizza. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm’s services are closely integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing in their planning approach.

Alexander Lyskin Jr. is a CFP®-certified financial advisor with 33 years of industry experience, currently affiliated with Commonwealth Financial Network since 2016. He operates Lyskin Financial Advisory, Inc., a private entity for securities, investment advisory, and fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody services.

Marilyn Germann is a financial advisor with Planmember Securities Corporation and holds a Series 63 designation. She has 27 years of industry experience and has worked with firms including Easilamente, Legacy Financial Group, Aflac, and Irm Distributors, Inc. Outside of her advisory duties, she assists in the sales of t-shirts and water polo rules booklets at Easilamente. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation process to manage risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.