Daniel Bertolucci is a financial advisor with Morgan Stanley in Bakersfield, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling techniques as part of its advisory process.

Ronald Young is a financial advisor with LPL Financial in Bakersfield, CA, holding a Series 66 designation and 21 years of industry experience. He has been with LPL Financial since 2007 and previously worked at Merrill from 2005 to 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions utilizing model portfolios, third-party subadvisors, and customized strategies.

Christopher Mcgehee is a financial advisor with UBS Financial Services in Bakersfield, CA. He holds the Series 66 designation and has 19 years of industry experience, including 13 years at UBS. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Seth Perry is a financial advisor at LPL Financial with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at SCF Securities, SCF Investment Advisors, Kern High School District, and Primerica Advisors. Perry is also a co-host of the MoneyWise Radio/Podcast. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Oliver Mulligan is a financial advisor at Edward Jones in Bakersfield, CA, holding a Series 66 designation with seven years of industry experience. He has worked at Edward Jones since 2018 and previously held roles at Liberty University Online, Garden Community Church, and California School Project. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Keith Galicia is a financial advisor with LPL Financial based in Bakersfield, CA, holding a Series 66 credential and with 11 years of industry experience. He has been associated with both LPL Financial and AltaOne Federal Credit Union since 2016. Galicia is also involved in managing AltaOne Wealth Management and Prime Portfolio Planning, and works as an insurance agent with BackNine Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing multiple advisory platforms and research tools to support its network of over 22,800 advisors.

Guillermo Rivas Flores is a financial advisor with Merrill in Bakersfield, CA, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and California State University Bakersfield. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Hendra Tanuwijaya is a financial advisor with Ameriprise in Bakersfield, CA, holding a Series 63 designation and bringing 32 years of industry experience. He has been with Ameriprise and its predecessor firm since 1990. Outside of his advisory role, he is involved in a payroll and office expenses business. Ameriprise serves individuals approaching or in retirement, offering a specialized retirement-income planning service that includes written Recommendation Reports addressing income sources, Social Security options, and tax-smart withdrawal strategies. The firm uses a combination of research, modeling, and algorithmic automation to deliver tailored, non-discretionary recommendations primarily for clients with significant investable assets.

Michael Arvizu is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 66 licenses. He has 15 years of industry experience, including 13 years at J.P. Morgan Securities prior to joining Ameriprise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides tailored retirement income planning through written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.