Andrew Lewis is a financial advisor at OSAIC Institutions, Inc. with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Noble Credit Union, CUSO Financial Services, LP, and TD Ameritrade. Outside of advising, he has worked as an Instacart driver since 2024. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services through a network of investment adviser representatives and operates a hybrid adviser/broker-dealer structure with extensive affiliations and access to alternative investments.

Rick Staggs is a Certified Financial Planner® with over 42 years of experience in the financial services industry. He has been with Commonwealth Financial Network since 2011 and has also been associated with RiverPark Financial Group since 2003. His work includes fixed insurance sales under the RiverPark Financial Group name. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their clients. The firm provides a comprehensive adviser-support platform, including managed-account programs, access to third-party asset managers, and custody and clearing services.

Jeannette Raypholtz is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and three years of industry experience. Her prior roles include positions at Sierra Pacific Wealth Advisory Group Inc. and Private Wealth Advisors. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services along with operations, trading, technology, investment management, compliance, and practice-management support.

Robert Gunning is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior roles include positions at Princor Financial Services Corp, Principal Life Insurance Co, Wedbush Securities Inc., UBS Financial Services, and Citigroup Global Markets. Outside of his advisory work, he serves as a volunteer board member for the East Fresno Rotary Club and Reading and Beyond. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm offers a range of portfolio management and financial planning services, employing both firm- and third-party models to tailor investment strategies according to client risk profiles.

Anthony Palermo is a financial advisor with Principal Financial Services in Fresno, CA, holding Series 63 and Series 65 licenses and 35 years of industry experience. He has been with Principal Securities Inc. since 2016 and with Principal Life Insurance Company since 2013. Palermo serves as Treasurer for the Mansionette County Estates Homeowners Association. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through various advisory and promoter arrangements.

Gary Warner is a CFP® professional with 29 years of experience in the financial services industry. He is currently with Private Advisor Group, LLC and has held previous roles at LPL Financial, Strategic Wealth Advisors Group, and Capital Financial Services, Inc. Warner also provides investment advisory services through Mariner Independent Advisor Network LLC, an independent registered investment advisor. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and managed account solutions. The firm uses a fiduciary-based advisory model and employs various investment strategies through both proprietary and third-party platforms.

Lance Hennesay is a financial advisor with Principal Financial Services, holding a Series 66 designation and 24 years of industry experience. He has been with Principal Securities and Principal Financial Group since 2000 and 2001, respectively. Outside of his advisory role, he serves as president of the Benevolent and Protective Order of Elks Clovis No 2599, a local nonprofit organization. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions through a variety of adviser and promoter arrangements.

John Horstmann is a financial advisor with Eagle Strategies (NY Life) based in Fresno, CA. He holds a Series 65 credential and has 39 years of industry experience. Horstmann has operated Horstmann Financial and Insurance Services since 2003 and has been affiliated with New York Life Insurance Company and Nylife Securities Inc. since 1986. He serves as a board member for the Rotary Club of East Fresno and the East Fresno Rotary Charitable Foundation. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored advice and manages the majority of its assets on a non-discretionary basis, working extensively with institutional sponsors within an integrated New York Life affiliate structure.

Mihailo Jovanovic is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 65 credentials and five years of industry experience. His background includes roles in insurance sales and financial advisory services, as well as involvement in soccer coaching and training through MJ Soccer. He has also worked with firms such as Midland National and World Financial Group. Integrity Alliance is a large advisory and brokerage firm serving individual investors, corporations, and qualified retirement plans. The firm manages a diverse range of client assets through discretionary accounts, model portfolios, and third-party sub-advisers, and offers both investment management and financial planning services.

Kate Lunn is a CFP® with 22 years of industry experience and is currently affiliated with Integrated Wealth Concepts LLC. She has held roles at firms including Wells Fargo Advisors, UBS Financial Services, and RBC Capital Markets. Aside from her advisory work, she co-owns a mini storage business with her spouse. Integrated Wealth Concepts serves a diverse client base including individuals, families, trusts, estates, and businesses through a network of independent financial advisors. The firm offers discretionary investment management and financial planning, utilizing customized portfolios and a long-term investment approach supported by third-party custodians.

David Herrera is a financial advisor with Valic Financial Advisors in Fresno, CA, holding Series 63 and Series 65 credentials and one year of industry experience. His prior roles include positions at LPL Financial, Primerica Advisors, and Northwestern Mutual. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Aaron Perez is a financial advisor with PlanMember Securities Corporation in Fresno, CA, holding Series 65 and Series 63 licenses and one year of industry experience. Prior to joining PlanMember, he worked at New York Life and has experience in education with Fresno Unified and Fowler Unified School Districts. Perez is also involved with Agape Planning Partners, where he provides securities sales and financial advisory services. PlanMember offers retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, providing educational and support services including seminars and personalized retirement planning.

Christopher Murray is a CFP® professional with 27 years of industry experience. He is currently affiliated with Commonwealth Financial Network and owns Sierra Pacific Wealth Advisory Group, Inc., an RIA that facilitates securities, advisory, and insurance business. His prior experience includes roles at Mutual Securities Inc. and Private Wealth Advisors, LLC. Commonwealth Financial Network supports a national network of advisors by providing a range of advisory programs, technology, compliance, and operational services. The firm offers discretionary model portfolios and various program structures, serving both retail and institutional clients.

Ezzedean Fahoum is a financial advisor with Eagle Strategies (NY Life) in Fresno, CA, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to joining Eagle Strategies in 2025, Fahoum worked at NYLIFE Securities LLC and New York Life Insurance Company, and spent five years at Lowe’s. Outside of his advisory role, he is appointed as an insurance broker with outside carriers for brokering non-registered products. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers various advisory programs, emphasizing tailored recommendations and managing most assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Derrick Linman is a financial advisor with Eagle Strategies (NY Life) based in Fresno, CA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked with Eagle Strategies since 2021 and is also associated with Falcon Financial And Insurance Solutions, Inc., where he brokers non-registered insurance products. Outside of his advisory role, Linman coaches at the Triumph Volleyball Academy, a volleyball program supporting young female athletes. Eagle Strategies serves a diverse client base including individuals and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice delivered through various program types and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Robert Cozzi Jr. is a financial advisor with Principal Financial Services in Fresno, CA, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has worked with Principal Life Insurance Company since 2004 and joined Central Valley Strategic Wealth Management in 2024. Outside of his advisory work, he volunteers as a referee for the Clovis Junior Soccer League. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Jeremy Johansen is a financial advisor with Eagle Strategies (NY Life) based in Fresno, CA. He holds a Series 66 designation and has five years of industry experience. In addition to his advisory role, Johansen operates under the Falcon Financial and Insurance Solutions, Inc. DBA and provides notary services locally. Eagle Strategies serves a broad range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through multiple program types, primarily managing assets on a non-discretionary basis within the integrated New York Life affiliate structure.

William Griffith is a financial advisor with Principal Financial Services in Fresno, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Principal, he was self-employed from 2018 to 2022 and worked in education from 2000 to 2018. He is a shareholder of Central Valley Strategic Wealth Management, an entity that manages business operations and staff. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Melissa Sperling is a financial advisor with Commonwealth Financial Network based in Fresno, CA, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. Her career includes roles at Principal Life Insurance and Principal Securities Inc., where she worked for 16 years, before joining Commonwealth and D & M Financial Consultants in 2023. In addition to her advisory work, she spends a small portion of her professional time involved in fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm offers a comprehensive adviser-support platform with a range of managed-account programs, third-party asset manager access, and custody and clearing services.

Michelle Brandt is a financial advisor with D.A. Davidson & Co. in Fresno, CA, holding a Series 66 designation and seven years of industry experience. She has worked at D.A. Davidson & Co. since 2018 and previously spent seven years at Paychex, Inc. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers services under fiduciary standards, including ERISA retirement plan advisory, comprehensive financial planning, and specialized wealth management programs.