Felica Ramos is a financial advisor at Morgan Stanley in Stockton, CA, with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2008, with brief tenures at New York Life Insurance Company and NYLIFE Securities LLC. Ramos is the founder and a board member of The Guyton Ramos Family Foundation, which focuses on art, culture, education, and community support for children and youth. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm employs structured planning tools and investment models to support tailored financial strategies and manages approximately $2.74 trillion in client assets.

Blair Hake is a financial advisor with Ameriprise in Stockton, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of advising, he serves on the Board of Directors for the California Delta Chambers and Visitors Bureau, is a trustee at Humphreys College, acts as treasurer for the Stockton Host Lions Club, and is president of Friends of Swenson. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a wide range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jennifer Hamilton is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has been with Edward Jones since 2023 and is also the president and owner of HamBar Investments, Inc., a restaurant business operating MJ's Downtown Cafe & Bakery since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large network of advisors and branch offices across the country.

James Benke is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He has worked at Wells Fargo Bank since 2005 and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Douglas Bott is a financial advisor with Morgan Stanley based in Stockton, CA, holding a Series 66 designation and having 25 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and various investment strategies to support its advisory services.

Sukhvinder Thiara is a Wealth Management Advisor based in the Stockton, California Merrill Lynch Wealth Management office. He joined Merrill Lynch in 2011 and specializes in developing financial strategies and recommendations for high-net-worth individuals, their families, and businesses to support their short- and long-term financial goals. Sukhvinder’s approach to wealth management is consultative and objective, involving thorough review of clients’ financial situations and preferences, tailored asset allocation recommendations, and ongoing discussions covering investments, retirement planning, philanthropy, and estate planning in collaboration with clients’ advisors. Sukhvinder holds the CERTIFIED FINANCIAL PLANNER™ designation and is registered with FINRA Series 7 and Series 66. He earned a Bachelor of Arts in Biological Sciences from the University of California, Davis in 1996 and a Master of Business Administration in Finance from California State University, Hayward in 2003. In addition to English, he is fluent in Spanish and Punjabi. Outside of his professional work, Sukhvinder is involved in coaching youth sports in Lodi, California. He lives in Lodi with his wife, Arvinder, and their two children.

Alfonso Estrella is a Senior Financial Advisor and Vice President at Merrill Lynch Wealth Management. In his role, he utilizes a disciplined process to deliver a consistent yet customized wealth management experience. Alfonso assists clients in establishing their financial objectives, developing appropriate strategies, and making recommendations that leverage the breadth and depth of Merrill Lynch Wealth Management. He conducts regular reviews to help clients assess their progress and adjust strategies in response to changes in their personal or business circumstances. Alfonso holds the designation of Personal Investment Advisor (PIA) and earned his High School Diploma from Hueneme. He follows a philosophy that emphasizes understanding clients' life priorities, focusing not only on markets and returns but also on what matters most to each individual. Alfonso maintains an active connection to his community through volunteer work. His personal interests include cooking, photography, spending time with family, and watching movies.

Ernesto Martinez is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously with Wells Fargo Clearing and Wells Fargo Bank, N.A. Martinez is also involved in managing rental properties in Stockton, California. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Jeremy Silcox is a financial advisor with LPL Financial, holding a Series 66 license and bringing 25 years of industry experience. He has previously worked with Waddell & Reed, Inc. and various insurance carriers over a 20-year period and served on the board of the Tracy Unified School District starting in 2022. LPL Financial, where Silcox is currently based, is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, utilizing both discretionary and non-discretionary strategies supported by research and technology.

Steven Bidwell is a financial advisor at Edward Jones with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Bankers Life and Bankers Life Securities Inc. Outside of his advisory role, he is involved in a VA compensation and pension activity in French Camp, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Christy Frank is a financial advisor with Stifel, holding a Series 63 designation and 22 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2016. Outside of her advisory role, she serves as Secretary/Treasurer for the Lodi chapter of BNI, a business networking organization. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and financial planning analyses intended to support client decision-making.

Yama Jamili is a financial advisor at LPL Financial with 18 years of industry experience. He holds the CFP® designation and securities licenses Series 63 and Series 66. Prior to joining LPL Financial in 2023, he was with BMO Bank NA and BancWest Investment Services, where he served as Head of Northern California and Pacific Northwest Private Wealth. Outside of his advisory roles, he is co-owner of M & J Family LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management alongside model portfolios, third-party subadvisors, and technology-driven approaches.

Craig Massei is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and seven years of industry experience. He has been with Ameriprise since 2016. Outside of his advisory work, Massei is a freelance writer and reporter, contributing to the Associated Press as a Northern California correspondent and to American Sports Media. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual advice focused on retirement income planning, employing a non-discretionary implementation approach supported by a centralized service team.

Anthony Apostolidis is a financial advisor with LPL Financial in Stockton, CA, holding Series 63 and Series 66 credentials and possessing 36 years of industry experience. He has been with LPL Financial since 2003. Apostolidis is also the owner of HA Wealth Management LLC, a business entity used for tax and investment purposes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Mark Stroup is a financial advisor with LPL Financial in Stockton, CA, holding a Series 66 credential and 20 years of industry experience. His prior experience includes roles at Waddell & Reed, Inc., various insurance carriers, and ownership positions at Stroup & Silcox Inc and Stroup & Silcox Group Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning services, and brokerage solutions, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Brian Wilkinson is a Series 63 licensed financial advisor at Stifel with 26 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, he is a general partner in family farming operations. Stifel serves a broad range of clients, including individuals and institutional investors, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Amrinder Dhaliwal is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing 16 years of industry experience. His prior roles include positions at LPL Financial and BANK OF THE WEST, where he worked for over a decade. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Reijer Groenveld is a financial advisor with Edward Jones in Tracy, CA, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of financial advisors and branch offices.

Francesco Quacinella is a financial advisor at Merrill with over 40 years of industry experience. He has worked at Merrill since 1983 and has also been with Bank of America, N.A. since 2011. Quacinella holds Series 63, Series 65, and Series 66 licenses. Outside of his advisory role, he serves as a committee member for the Healing Hearts Society, a charitable organization that provides grants to families experiencing the death of a child. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Kenneth Dammel is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Woodbury Financial Services, Questar Asset Management, and Sterne Agee Financial Services. He also operates Beckman Investment Securities, a sole proprietorship providing investment advice and services. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services along with financial planning and access to third-party money managers. The firm employs various tools and platforms to construct diversified portfolios tailored to client needs.