Luke Mazza is a financial advisor at Ameriprise in Sonoma, CA, holding Series 65 and Series 66 licenses. He has prior experience at Pacific Private Money Inc and M Capital Technologies LLC, and has worked in various roles including at Fitch Ratings and the State Compensation Insurance Fund. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on tax-aware withdrawal strategies and dependable income sources for clients near or in retirement.

Tashenah Mc Kneely is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 credential and has been associated with Merrill and Bank of America since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Nicholas Alexiou is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and six years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019. Prior to his advisory roles, he was affiliated with the University of California - San Diego and Oliver's Market. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. Their approach combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework when recommending investment strategies.

Erin Hofacket is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She has previously worked at Edward Jones, JP Morgan Chase Bank NA, First Republic Investment Management Inc, and Merrill Lynch. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and offers both brokerage and advisory solutions.

James Wandzilak is a CFP® professional with 33 years of industry experience. He has worked at Edward Jones since 2000 and has additional experience with Wells Fargo Securities Inc. and Wells Fargo Bank, N.A. since 1994. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Joseph Everhart is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Wells Fargo and JPMorgan Chase Bank. Outside of finance, he owns a 3D printing company that sells products on Etsy and at conventions. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Gregory Nikolaieff is a financial advisor at Ameriprise in Novato, CA, holding a Series 66 designation with 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, personalized recommendations through a centralized consulting team.

Katherine Engel is a Senior Financial Advisor with Merrill Lynch Wealth Management. She focuses on helping clients achieve their financial goals through personalized wealth management strategies that adapt to changing market conditions. Her client focus areas include Family Wealth Management Strategies, Personal Retirement Planning, and Individual and Corporate Investment Strategy. Katherine earned her CERTIFIED FINANCIAL PLANNER® (CFP) certification in 2022, enhancing her expertise in the financial services sector to better assist her clients. She holds a Bachelor's Degree from Fordham University and a Master's Degree from the University of Sydney. She carries professional designations including Personal Investment Advisor (PIA). Engaged in her community, Katherine participates in organizations such as 100 Women Who Care and Soroptimists International. She volunteers with local groups including the Community Resources for Children Development Committee, Leadership Napa Valley Class 35, Napa United Soccer as a coach, and the Napa Valley Support Services Committee. Her personal interests include cooking, football, reading, running, scuba diving, soccer, softball, spending time with her family, traveling, and watching movies.

Evan Bernardy is a financial advisor with LPL Financial in Novato, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Bank of America and Merrill, each for five years. Outside of his advisory work, he is also active as an artist and musician. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits. The firm offers a range of financial planning and advisory programs, employing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Sean O'Brien is a financial advisor with Edward Jones in Napa, California, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory work, O'Brien is a part owner of a construction company in Fairfield, California. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs, including discretionary and non-discretionary strategies, and manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors.

Nicole Sedano is a financial advisor at OSAIC with a Series 66 credential and one year of industry experience. Prior to joining OSAIC in 2025, she worked at LPL Financial / Nexus Wealth Partners and Lincoln Financial Advisors. Outside of finance, she has been involved in singing and songwriting since 2009. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services supported by a range of asset-allocation tools and access to third-party money managers.

Collin Finegan is a financial advisor at Osaic Wealth, Inc. with six years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors and Bank of America Merrill Lynch. Finegan also owns Finegan Financial Services, LLC, through which he manages his Osaic commissions and financial planning services. Osaic Wealth serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct and manage portfolios across various asset classes.

Amy Knopka is a financial advisor at UBS Financial Services with 12 years of industry experience. She has been with UBS since 2013 and holds the Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and offers proprietary research and a range of capital markets services.

Gary Norman is a financial advisor with Edward Jones in Napa, CA, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 21 years of industry experience, all of which have been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Kelly O'Toole is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 66 and Series 63 licenses and previously worked for Wells Fargo Clearing and Wells Fargo Advisors. O'Toole is based in Napa, California. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and modeling techniques, serving clients primarily in an advisory capacity.

Hugo Mendoza Solis is a financial advisor with Edward Jones in Sonoma, CA, holding Series 63 and Series 65 designations and bringing nine years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank, NA. He is involved with the La Luz Center’s Micro Loan Committee and serves on the board of the Sonoma Valley Education Foundation. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients across a broad spectrum of needs. The firm offers comprehensive investment advisory programs, including discretionary and non-discretionary strategies, and supports its clients with affiliated mutual funds, tax-efficient services, and a nationwide network of over 23,700 financial advisors.

Fredy Tanchez is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His work history includes roles at Flynn Restaurant Group LLC and Westamerica Bank prior to joining Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephen Schug is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2019 and focuses on helping families, small businesses, and executives achieve their financial goals through a comprehensive goals-based wealth management approach. Stephen holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his Bachelor's Degree from the University of California System. His expertise centers on retirement planning and benefits strategies, particularly for businesses and self-employed professionals. Stephen and his team work closely with clients to optimize plan design, evaluate administration costs, and improve retirement outcomes. They also assist with areas such as divorce transition planning, employee benefits planning, executive compensation, liquidity management, and tax minimization. In addition to his professional work, Stephen is involved with the Sonoma Valley Mentoring Alliance. Outside of work, his personal interests include cooking, fishing, golfing, and skiing.

Denise Cary is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at Wells Fargo Advisors LLC and Wells Fargo Clearing. In addition to her advisory career, she owns and manages Fazerrati's Pizza Restaurant in Napa, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by firm‑approved tools and a range of investment services.

Kathryn Fitzgerald is a CFP® with 36 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. She previously worked at METLIFE Securities from 2014 to 2017 and has been affiliated with MassMutual Life Insurance Company since 2016. In addition to her advisory role, she is an independent insurance agent with Silverleaf Financial Management and Insurance Services. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, detailed financial planning using advanced analytical tools and offers a range of programs including educational seminars and event-driven planning services.