Sadaf Rashidi Nezami is a financial advisor with Cetera, holding Series 65 and Series 63 credentials and two years of industry experience. She has worked at several firms including Ameriprise, LPL Financial, and Meriwest Wealth Advisors. Outside of her advisory role, she is a co-founder and administrative support of Seashell Inc, a retail window covering business operating as Budget Blinds. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Jonathan Barr is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He previously worked at Transamerica Financial Advisors and Wfg. Barr is associated with Solutions Wealth Management, an investment-related business affiliated with his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research tools and diverse investment options.

Chiapei Lin is a financial advisor at Cetera with nine years of industry experience. Lin holds a Series 66 designation and has worked at Avantax and 1st Global firms before joining Cetera in 2025. In addition to financial advising, Lin is involved as a referring advisor for JY WealthCare, LLC, which provides financial services linked to his longstanding CPA firm, Johanson & Yau Accountancy Corporation. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through various program platforms, featuring both affiliated and third-party investment managers.

Mark Radesic is a financial advisor at Raymond James Financial with 21 years of industry experience and holds a Series 66 designation. He has worked with several entities within the Raymond James network since 2021 and previously with Unionbanc Investment Services. Outside his advisory role, he serves as an officer in a support company, WAMG & Co Inc. Raymond James Financial Services Advisors, Inc. provides comprehensive financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs analytical tools to tailor non-discretionary planning and encourages implementation through its advisory programs while supporting specialized services such as municipal advisory and SIMPLE IRA employer consulting.

Mildred Patubo is a financial advisor with Cetera, holding Series 66 and Series 63 licenses and 28 years of industry experience. Her prior experience includes roles at CitiGroup, Wells Fargo, Merrill, and various other financial firms. She has been affiliated with Cetera and related entities since 2022. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform that includes both affiliated and third-party investment strategies.

Eduardo Aguirre is a CFP® with three years of industry experience, currently serving as a financial advisor at Charles Schwab in Campbell, CA. His work history includes positions at Wells Fargo and a seven-year tenure at Uber. Outside of his advisory role, he drives for Uber as a part-time activity. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and integrated custody and brokerage services.

Homa Jahanian is a financial advisor with LPL Financial in San Jose, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2021, she worked at IHSS and Waddell & Reed, Inc. among other roles. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, third-party asset management, and institutional platforms, supporting its advisors with research-driven tools and a broad spectrum of investment options.

Jay Kashyap is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. Prior to this role, he worked as an Assistant Vice President Financial Solutions Advisor at Bank of America Merrill Lynch from 2018 to 2021. Jay's professional focus is on simplifying financial planning and empowering clients to protect and grow their wealth through tailored, holistic strategies. He holds a California Insurance License, which complements his expertise in financial consulting. Jay aims to build enduring client relationships based on trust, transparency, and measurable success. Outside of his professional work, he enjoys biking, family activities, football, pets, swimming, and yoga.

Iva Kordes is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She has previously worked at Wells Fargo Bank and Bank of America/Merrill Lynch. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research to build model asset allocations, with implementation support from affiliated wealth management entities.

Brian Hsieh is a financial advisor with LPL Financial based in Campbell, CA, holding a Series 66 designation and 21 years of industry experience. His previous roles include operating Brian V Hsieh, Inc. and Marquez & Hsieh, LLC, both non-investment business entities. He has also been involved with local youth athletic organizations such as the Santa Teresa Little League and the Almaden Valley Youth Athletic Association. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Brighton Sugimura is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, Brighton held various positions in education and accounting-related roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds.

William Olesinski is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms including Merrill, JPMorgan Chase Bank, and Bank of America. Outside of finance, he was involved with The Patio at Rudy's for seven years. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a process that combines proprietary research with quantitative and algorithmic portfolio construction. The firm is noted for its use of model portfolios, algorithmic methods, and its advisory roles with registered investment companies.

Miguel Castillo is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 credentials and having 28 years of industry experience. His prior roles include positions at UBS Financial Services and Citigroup Global Markets. He is also the owner of CF4CAPITAL, Inc., a private investment-related business. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options tailored to clients who meet certain net-worth criteria. The firm integrates advisory services with various financial products and referral channels, delivering tailored recommendations supported by Wells Fargo research and planning tools.

Ann Margaret Bishop is a Series 66-licensed financial advisor with 17 years of industry experience. She is currently with Fidelity and has previously worked at firms including Morgan Stanley Smith Barney, Wells Fargo Advisors, Natixis Investment Managers, and First Republic Securities Company. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, serving clients through discretionary and non-discretionary advisory services as well as fund advisory roles.

Gary Cruff is a financial advisor with Equitable Advisors, holding a Series 66 designation and 24 years of industry experience. He previously worked at Ameriprise Financial Services, LLC from 2002 to 2026. Outside of advising, he serves as a California Notary Public and manages real estate properties for his family. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and asset-management programs. The firm leverages third-party advisory models and offers a range of investment options including mutual funds, ETFs, and select alternative investments.

Benjamin Cox is a financial advisor with LPL Enterprise, holding a Series 66 designation and based in Aptos, CA. He has been with LPL Enterprise since 2026 and has no prior industry experience. Before entering the financial services field, he held positions outside the industry, including working at O'Neil Surf Shop and Palapas. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors as well as institutional clients. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and a range of affiliated financial services.

Kevin Kelly is a financial advisor at Fidelity with 29 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes 11 years at Charles Schwab before joining Fidelity in 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs. The firm is notable for its commodity pool operator registration, advisory roles to multiple registered investment companies, and use of advanced technologies such as AI in its investment process.

Gregory De Castro is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process is supported by a centralized due diligence team that combines quantitative screens and qualitative research, incorporating an ESG eligibility framework in their recommendations.

Joseph Roberto is a financial advisor with Fidelity in Gilroy, CA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. His career includes positions at Fidelity Investments, Charles Schwab, Wells Fargo, Edward Jones, and JPMorgan Chase. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a systematic investment approach combining proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive roles in advisory services and model portfolio delivery.

J. D Testa is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. Prior to joining Wells Fargo Advisors, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He also owns and operates Testa Capital Inc., an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services including retirement, education, risk, and wealth-transfer planning, utilizing proprietary research and planning tools to develop tailored client recommendations.