Sadaf Rashidi Nezami is a financial advisor at Cetera with two years of industry experience. She holds the Series 65 and Series 63 licenses and has worked at firms including Ameriprise, LPL Financial, and Meriwest Wealth Advisors. Outside of her advisory role, she is co-founder and administrative support for Seashell Inc, a retail window covering business operating as Budget Blinds. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Jonathan Barr is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He previously worked at Transamerica Financial Advisors and Wfg before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with access to model portfolios, research, and technology-driven investment strategies.

Chiapei Lin is a financial advisor at Cetera with eight years of industry experience and holds a Series 66 designation. Prior to joining Cetera in 2025, Lin worked with Avantax Insurance and Investment Services from 2019 to 2025 and at 1st Global Capital Corp from 2017 to 2019. Outside of advising, Lin is a member of an LLC that manages rental real estate housing his CPA firm and related entities. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, financial planning, and access to third-party money managers across various program structures and custodial relationships.

Mark Radesic is a financial advisor at Raymond James Financial with 21 years of industry experience and holds a Series 66 designation. He has worked with several entities within the Raymond James network since 2021 and previously with Unionbanc Investment Services. Outside his advisory role, he serves as an officer in a support company, WAMG & Co Inc. Raymond James Financial Services Advisors, Inc. provides comprehensive financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs analytical tools to tailor non-discretionary planning and encourages implementation through its advisory programs while supporting specialized services such as municipal advisory and SIMPLE IRA employer consulting.

Mildred Patubo is a financial advisor with Cetera in San Jose, CA, holding Series 66 and Series 63 licenses and bringing 28 years of industry experience. Her prior positions include roles at Citigroup and multiple firms affiliated with Cetera. She has also been involved with the Asian Community Mental Health Board and MIAAH (Multicultural Integrated and Accessible Healthcare). Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and supports various program structures and custodial relationships.

Eduardo Aguirre is a financial advisor with Charles Schwab in Campbell, CA, holding a Series 66 designation and three years of industry experience. His prior work includes positions at Wells Fargo and a seven-year tenure at Uber, where he also worked as a driver in the transportation sector. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts, using multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Homa Jahanian is a financial advisor with LPL Financial in San Jose, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2021, she worked at IHSS and various insurance carriers, including Waddell & Reed. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from both in-house and third-party sources.

Jay Kashyap is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. Prior to this role, he worked as an Assistant Vice President Financial Solutions Advisor at Bank of America Merrill Lynch from 2018 to 2021. Jay's professional focus is on simplifying financial planning and empowering clients to protect and grow their wealth through tailored, holistic strategies. He holds a California Insurance License, which complements his expertise in financial consulting. Jay aims to build enduring client relationships based on trust, transparency, and measurable success. Outside of his professional work, he enjoys biking, family activities, football, pets, swimming, and yoga.

Iva Kordes is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She has worked previously at Wells Fargo Bank and Bank of America/Merrill Lynch. Kordes holds Series 63 and Series 65 credentials and is based in San Jose, CA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Brian Hsieh is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 21 years of industry experience. He previously operated his own firm, Brian V Hsieh Inc, and was involved with Marquez & Hsieh, LLC. Outside of his advisory work, he has served in youth sports organizations, including the Santa Teresa Little League and Almaden Valley Youth Athletic Association. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to model portfolios and research, incorporating both discretionary and non-discretionary management approaches.

Brighton Sugimura is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, Brighton held various positions in education and accounting-related roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds.

Ngoc Thuy Linh Ngo is a financial advisor with Merrill based in San Jose, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill, Ngo held positions at Bank of America and engaged in educational roles at Evergreen Valley College and San Jose State University. Ngo has also been involved with Unidos US and Teasociety in prior years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

William Olesinski is a financial advisor at Fidelity with Series 63 and Series 66 licenses and seven years of industry experience. His work history includes roles at Fidelity Investments, Fidelity Brokerage Services LLC, Bank of America, Merrill, JPMorgan Chase Bank, J.P. Morgan Securities, and Health IQ. Outside of finance, he was involved with The Patio at Rudy's for seven years. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, serving a variety of client types including registered investment companies.

Miguel Castillo is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with the Wells Fargo organization since 2009 in various roles. Outside of his advisory work, he owns CF4CAPITAL, Inc., a separate investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu covering areas such as retirement, education, and special-needs planning, with tailored recommendations developed through proprietary research and tools.

Ann Margaret Bishop is a Series 66-licensed financial advisor with 17 years of industry experience. She is currently with Fidelity and has previously worked at firms including Morgan Stanley Smith Barney, Wells Fargo Advisors, Natixis Investment Managers, and First Republic Securities Company. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, serving clients through discretionary and non-discretionary advisory services as well as fund advisory roles.

Gary Cruff is a financial advisor at Equitable Advisors with 24 years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise Financial Services for 24 years. In addition to his advisory work, he is a California Notary Public and manages real estate property on behalf of family members. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutional investors, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs.

Benjamin Cox is a financial advisor at LPL Enterprise with a Series 66 designation. He joined LPL Enterprise in 2026 and has no prior industry experience. His background includes roles outside finance, such as working at O'Neil Surf Shop and Palapas, as well as extended periods as a student. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of financial planning and consulting services, access to model portfolios, and brokerage and insurance products through an integrated platform.

Kevin Kelly is a financial advisor at Fidelity with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity Investments since 2012, including roles at Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, as well as registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Gregory De Castro is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence, incorporating an ESG eligibility framework in its recommendations.

Joseph Roberto is a financial advisor with Fidelity in Gilroy, CA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. His career includes positions at Fidelity Investments, Charles Schwab, Wells Fargo, Edward Jones, and JPMorgan Chase. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a systematic investment approach combining proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive roles in advisory services and model portfolio delivery.