Malonn Barnes is the Resident Director and a financial advisor at Merrill. He serves executives, business owners, medical professionals, and their families by listening, guiding, and empowering them to make well-informed financial decisions. His focus areas include retirement planning, wealth management, exit planning, legacy planning, corporate executive services, services for endowments, foundations, and non-profits, personal retirement planning, and sports and entertainment. Malonn holds a Bachelor's Degree from Troy University and has earned multiple professional designations, including Accredited Wealth Management Advisor (AWMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He combines his experience with resources from Merrill, Bank of America Private Bank, and Bank of America to provide comprehensive financial strategies. In addition to his professional work, Malonn has been involved with the Capital Region United Way Foundation Board and previously served on the United Way California Capital Region Foundation Board. His personal interests include basketball, golfing, and music.

George Walters is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 43 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2013. Outside of his advisory role, he is involved in fixed insurance sales through California Asset Management and owns a group retirement insurance business. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, discretionary and non-discretionary services, and access to third-party money managers.

Frank Feng is a CFP® and ChFC® with 34 years of industry experience, currently serving at LPL Financial since 2019. Prior to joining LPL Financial, he spent 24 years at Cuna Mutual Group. His other activities include operating a retirement and wealth management group under LPL and owning a real estate rental business in Stockton, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by model portfolios, third-party research, and various portfolio management tools.

Amrinder Dhaliwal is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing 16 years of industry experience. His prior roles include positions at LPL Financial and BANK OF THE WEST, where he worked for over a decade. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Reijer Groenveld is a financial advisor with Edward Jones in Tracy, CA, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of financial advisors and branch offices.

Francesco Quacinella is a financial advisor at Merrill with over 40 years of industry experience. He has worked at Merrill since 1983 and has also been with Bank of America, N.A. since 2011. Quacinella holds Series 63, Series 65, and Series 66 licenses. Outside of his advisory role, he serves as a committee member for the Healing Hearts Society, a charitable organization that provides grants to families experiencing the death of a child. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Anand Hundal is a financial advisor at Charles Schwab with four years of industry experience. He previously worked at Fisher Investments for four years and has held roles at Charles Schwab Bank since 2025. Hundal was also involved with the SK Vllzania Basketball Club in 2021. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and due diligence-supported alternative investment options.

Theresa Trayner is a financial advisor at Edward Jones in Tracy, CA, holding a Series 66 designation with three years of industry experience. She has worked at Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, and operates under a fiduciary standard.

Gregory Hoekman is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Cetera. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Oak Valley Community Bank. He is a director of the Estate Planning Group of Stanislaus County and a board member of the Calvary Church Foundation. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a network of over 10,000 advisors and manages assets totaling more than $256 billion.

Randall Weaver is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been employed since 1991. He works with entrepreneurs, executives, retirees, affluent individuals, and their families to align their financial goals with asset, liability, and risk management strategies. In 2001, he helped form The BWS Group, which focuses on simplifying clients' financial lives and delivering integrated wealth management strategies in coordination with clients' legal and tax professionals. Randall holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He contributes to the development of examination questions for the CFP Certification Examination and serves as a Senior Portfolio Advisor in Merrill Lynch's Investment Advisory Program. He earned a Bachelor of Science degree in Agricultural Business from California State University, Fresno. A second-generation Californian, Randall enjoys traveling and exploring the outdoors with his family. His personal interests include camping, fishing, hiking, scuba diving, skiing, and spending time with his family.

Michael Haley is a financial advisor with LPL Financial in Stockton, CA, holding a Series 63 designation and 38 years of industry experience. He previously worked at National Planning Corporation for 18 years and has been associated with Bank of Stockton since 1993. Haley serves as an active board member and audit committee member of Golden Bear Insurance Company. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and research to provide discretionary and non-discretionary management.

Ronald Vanessen is a financial advisor with Wells Fargo Advisors based in Ripon, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. Prior to joining Wells Fargo Advisors in 2022, he worked with Cetera Advisor Networks LLC beginning in 2013. Outside of advising, he co-owns and manages an almond farm in Manteca, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services using proprietary research and tools, with tailored recommendations delivered through meetings and summary reports.

Philip Benson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since January 1987 and has held leadership roles including managing the Stockton, CA office for 24 years and serving as Senior Resident Director of the 101 California Street office in San Francisco. Since June 2018, he has focused on client service and leadership of The BWS Group in Stockton, dedicating his efforts to wealth management strategies that address clients' concerns about financial security. Mr. Benson’s expertise encompasses the implementation of coordinated strategies for the accumulation, preservation, use, and transfer of wealth. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). He earned a Bachelor of Science degree in Agricultural and Managerial Economics from the University of California, Davis. Beyond his financial career, Mr. Benson umpired major college baseball games across the United States until his retirement in 2013, including being selected as one of eight umpires to work the 2012 Division I College World Series. He resides in Walnut Grove, California with his wife, Stacy Ann Enos, and has one son, Patrick, who is also a Merrill Financial Advisor.

Efrain Velasquez is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A., as well as Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michaela Sobrero is a financial advisor at Ameriprise with two years of industry experience. She holds a Series 66 designation and has previously worked at Aldos Italian Ice and Gelato. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research-driven models and tax-efficient strategies to deliver tailored recommendation reports.

Jamie Ince Santikham is a financial advisor at Ameriprise with 25 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Advisors and Wells Fargo Clearing. He is based in Stockton, California. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendation reports and ongoing tax-aware withdrawal guidance for clients approaching or in retirement.