Shanelle Winters is a financial advisor with LPL Financial in Modesto, CA, holding a Series 66 designation. She has more than 20 years of industry experience, including a long tenure at Wells Fargo Bank from 2003 to 2026, along with roles at Merrill, Bank of America, and BMO Bank NA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced advisor tools and a large network of investment adviser representatives.

Matthew Bryant is a financial advisor with LPL Financial in Modesto, CA, holding Series 63 and Series 65 licenses and having 19 years of industry experience. He has worked at LPL Financial since 2016 and previously spent a year with Wells Fargo Advisors. Outside of his advisory role, Bryant is involved with The Investment Consulting Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Michael Grover is a CFP®-credentialed financial advisor with 40 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. since 2012. He is based in Modesto, CA, and is a partner in a local real estate business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, institutions, and charitable organizations, employing analytical tools and risk profiling to tailor investment strategies.

Justin Grover is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 10 years of industry experience. Grover has also operated Grover Financial Group since 2018 and currently serves as a finance and investment committee member for First Tee, a national nonprofit where he teaches golf to children. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm provides non-discretionary planning and consulting tailored to client goals, utilizing analytical tools and risk profiling to support decision making.

Caleb Kimball is a Series 66-licensed advisor with LPL Financial, based in Modesto, CA, and has been in the industry since 2016. He previously worked at Hogin Financial & Insurance Services, Inc. for five years before joining LPL Financial in 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, with emphasis on advisory solutions supported by research and technology tools.

Katrina Morganson is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and Citigroup Global Markets. She is based in Modesto, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, combining its own research with third-party analytics to support client investment decisions.

Michael Maddox is a financial advisor at Stifel with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Stifel since 2021. Prior to joining Stifel, he held roles with several community organizations and educational institutions, including Victory Assembly of God Church and Modesto Christian School. Stifel serves a broad client base including individuals, institutional clients, and municipal entities, providing brokerage and advisory services supported by proprietary investment analysis and asset allocation methodologies from its Investment Strategy Group.

Angela Silva is a financial advisor at Edward Jones in Modesto, CA, holding a Series 66 designation with 15 years of industry experience. She has been with Edward Jones since 2010. Outside of her advisory role, she manages an Airbnb rental property in Modesto. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Brian Stevens is a financial advisor with LPL Financial based in Modesto, California. He holds a Series 63 designation and has 36 years of industry experience, including six years at Wells Fargo Clearing prior to joining LPL Financial in 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Caleb Jenkins is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. He has worked at Cetera and Avantax firms and serves as Treasurer and Board of Trustees member at Sattler College, a private Christian-based educational institution. Jenkins is also involved in multiple consulting and advisory roles, including founding Jenkins Consulting, which provides app development consulting services. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform, providing access to both affiliated and third-party managers across multiple program structures and custodial relationships.

Leonard Jalli is a Wealth Management Advisor with Merrill Lynch Wealth Management in Modesto, California. He co-founded the Jalli/Seibold Group and leads a team that provides wealth management services to high-net-worth families, pensions, trusts, and endowments nationally. Leonard offers strategic guidance tailored to Fortune 500 quick service restaurant owners and operators, assisting them with custom credit, lending solutions, cash reserves, retirement planning, and exit strategies. He collaborates with other trusted advisors, including CPAs and attorneys, to coordinate comprehensive financial solutions for his clients. Leonard began his career at Merrill Lynch in 1993 and formed a team with his father in 1998. He earned a Bachelor's degree in business from California State University, Sacramento, and holds the Certified Investment Management Analyst (CIMA) and Chartered Retirement Planning Counselor (CRPC) designations. Leonard emphasizes proactive planning and a disciplined long-term process throughout market cycles. Residing in Modesto with his wife Michele and their fraternal twins, Leonard advocates for longevity through physical and mental health, engaging in cycling and snow skiing. He has been a member of the Downtown Modesto Rotary Club for over twenty years, served three terms as chair of United Way of Stanislaus County, and supports the American Heart Association.

Vu Nguyen is a Series 66-licensed financial advisor at J.P. Morgan Securities with two years of experience in the industry. He has been with J.P. Morgan Chase Bank, N.A. since 1993. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jerod Havel is a financial advisor with Stifel in Modesto, CA, holding a Series 66 designation and 11 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2018 and previously at Wells Fargo Clearing from 2016 to 2018. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, with clients retaining discretion over implementation.

Jacob Gunter is a financial advisor at OSAIC with 13 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Securities America Advisors, Bank of the West, BancWest Investment Services, and Horace Mann Investors. Gunter is the owner of Gunter Wealth Solutions Inc., operating under the DBA GnarledOak Financial, and also serves as a field agent for Anchor Legal, assisting clients with estate document applications. OSAIC Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations through a large network of advisors and platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Jerardo Cruz is a financial advisor with Primerica Advisors in Modesto, CA, holding Series 63 and Series 65 licenses and with 10 years of industry experience. He has been with Primerica Advisors since 2016 and has worked at Primerica Financial Services since 2013. Outside of advising, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm uses third-party asset managers and custodians like BNY Mellon Advisors and Pershing, offering a tiered wrap-fee structure and maintaining authority over model selections.

Jovanna Mukaddes is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been providing financial services since 2003. With over 21 years of experience in the industry, she focuses on understanding the needs and long-term goals of high-net-worth individuals, families, and businesses to develop customized investment strategies. Jovanna offers clients access to Merrill's investment insights and Bank of America's banking capabilities to address various aspects of their financial lives, including asset allocation, education funding, retirement planning, tax minimization, and estate planning. She emphasizes disciplined decision-making and helps clients navigate periods of market uncertainty by prioritizing long-term objectives. She holds a Bachelor's Degree from Stanislaus State University and professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Jovanna is involved with community organizations such as United Way and the Professional Women's Group, reflecting her commitment to giving back to the communities where she lives and works.

Carl Rice is a financial advisor with Morgan Stanley in Modesto, CA, holding Series 63 and Series 65 designations and bringing 50 years of industry experience. His prior work includes 16 years at Citigroup Global Markets. Rice has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and financial planning services supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and offers tailored planning through its Financial Advisors and Estate Planning Strategies Group.

Robert Runyan is a financial advisor with Morgan Stanley in Modesto, CA, holding a Series 63 license and bringing 36 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of finance, he is involved in agricultural ventures as a general partner at Silver Creek Ranch and sole proprietor of Gratton Ranch, and serves as a board member of Turlock Golf & Country Club. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning supported by firm-approved tools and serves clients primarily in an advisory capacity.

Kristin Smith is a financial advisor at Ameriprise with 11 years of industry experience. She holds Series 65 and Series 66 credentials and has worked at Ameriprise since 2016, following a year at Northwestern Mutual Investment Management. In addition to her advisory role, she is involved in independent insurance brokering focused on fixed annuities. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides tailored retirement planning advice, including tax-aware withdrawal strategies and Social Security claiming options.

Alejandro Garcia Campos is a financial advisor at Primerica Advisors with nine years of industry experience. He holds Series 63 and Series 65 licenses. His background includes multiple roles in various school districts and educational organizations in California. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-driven investment strategies managed by unaffiliated asset managers.