Justin Steingraber is a CFA® charterholder with 16 years of industry experience. He has worked at Boyd Wealth Management, LLC since 2020 and previously held positions at Wells Fargo Advisors and First Republic Investment Management. Boyd Wealth Management serves individual and high-net-worth clients as well as retirement plan sponsors, providing comprehensive wealth management, written financial planning, and retirement plan consulting services. The firm employs a goals-based planning process with disciplined asset allocation and manager selection, offering ongoing portfolio management across a range of public and private securities.

Colby Dotson is a financial advisor at Boyd Wealth Management, LLC with seven years of industry experience. He holds the CFP® designation and securities licenses Series 63 and Series 66. Prior to joining Boyd Wealth Management, he worked at Charles Schwab, TD Ameritrade, and Fidelity Investments. Outside of advisory work, Mr. Dotson is a licensed insurance agent. Boyd Wealth Management serves individuals, trusts, estates, corporations, and employer-sponsored retirement plans by providing comprehensive wealth management, financial planning, and portfolio management services. The firm emphasizes a goals-based, asset-allocation driven investment approach tailored to clients’ risk profiles and time horizons, complemented by ongoing monitoring and use of third-party sub-advisors.

I started in this industry in 2008. I'm so grateful to have experience supporting clients through the great recession. It taught me the value of a disciplined investment approach, using empirical data and math to manage portfolios and remove the emotions that cause us to make poor investment decisions. My framework for advice is goals focused. We figure out how you want to use your money during your lifetime, then work backwards to arrive at the best financial decisions to support your goals. This is our guiding light. I'm passionate about financial education and empowering clients to understand the "why" behind the "what to do". My personal journey includes: - Joining a fintech startup as the 4th employee, where I learned to pivot and adapt quickly. - Working with high-earning professionals, which taught me advanced tax-planning strategies. - Teaching financial education webinars, where I honed the ability to simplify complex concepts. I provide a white-glove service to support every financial decision and bring peace of mind. Every day, I’m grateful to serve people.

Joseph Demeo is a financial advisor with Adviser Alliance, LLC in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has worked at Adviser Alliance since 2017 and has been president of JRD Insurance & Financial Services, dba Money Bridge Wealth & Income Planning, since 2012, where he is involved in the sales of fixed insurance and annuities. Adviser Alliance, LLC provides discretionary investment management to individuals and certain entities, typically serving a non-high-net-worth client base. The firm implements managed portfolios using a variety of securities and relies on third-party providers for billing and custody services.

Chase Armer is a CFP® with 24 years of industry experience, currently serving at Planned Solutions, Inc. since 2002. His prior experience includes 16 years with Securities Service Network Inc. He is active in the community as president of the Rancho Cordova Rotary Club Foundation and serves as treasurer of the Rancho Murieta Men's Golf Club. Planned Solutions, Inc. provides discretionary portfolio management, financial planning, income tax preparation, and insurance implementation for a range of clients including individuals, high-net-worth clients, and charitable organizations. The firm uses model asset-allocation portfolios combined with strategic and tactical asset allocation, supported by in-house tax expertise and formal capital-markets valuation techniques.

Brian Boyd is a CFP® and ChFC® with 28 years of industry experience, currently serving as an advisor at Boyd Wealth Management, LLC since 2018. Prior to that, he spent 24 years with Northwestern Mutual Life and its investment management division. Outside of advisory work, he is a partner in Boyd Insurance Services, LLC, and holds a minority ownership in a fertilizer manufacturing and distribution company. Boyd Wealth Management advises individuals, trusts, estates, corporations, and retirement plans with comprehensive wealth management and financial planning services. The firm follows a goals-based, asset-allocation driven approach, managing portfolios with ETFs, mutual funds, individual securities, and other investments while providing ongoing monitoring and periodic rebalancing.

Hao Dang is a financial advisor at Consilio Wealth Advisors, LLC with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Strategic Wealth Advisors Group, Inc. and LPL Financial, LLC. Consilio Wealth Advisors is a fiduciary registered investment advisor serving individuals and high-net-worth clients with discretionary investment management and financial planning. The firm utilizes Modern Portfolio Theory and fundamental analysis with a long-term orientation, and it incorporates strategies including options and derivatives within separately managed accounts.

Forrest Means is a Series 65-licensed advisor at Cross State Financial Group LLC with five years of industry experience. He has worked at Cross State Financial Group since 2022 and previously at Financial Depot from 2020 to 2022. Outside of finance, he serves as an instructor at Nor Cal Emergency Medical Training and NCTI/AMR. Cross State Financial Group serves individuals, charities, and retirement plans with financial planning, portfolio management, and third-party adviser recommendations. The firm employs a combination of fundamental analysis and tactical asset allocation and operates from nine offices with a team of nine advisors managing approximately $166.8 million in discretionary assets.

Loy Holt is a financial advisor at Secure Investment Management, LLC with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been involved with The DC Group Advisory Services, Inc. and Divot Enterprise since 2003. Outside of his advisory role, he serves as president of Divot Enterprises Financial and Insurance Services, Inc., focusing on the sale of fixed insurance products and annuities. Secure Investment Management serves individuals, business entities, trusts, and estates, including retail and high-net-worth clients. The firm employs a quantitative, factor-based investment approach grounded in Modern Portfolio Theory, utilizing diversified, low-cost mutual funds, ETFs, third-party managers, and direct indexing to tailor portfolios to client objectives.

Michael Mcelmoyl is a financial advisor with Bulman Wealth Group in Roseville, CA, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior roles include positions at MUFG Union Bank, Wells Fargo Advisors, and Wells Fargo Clearing Services. He is also the founder of Affluent Strategies, a virtual sales and sales leadership training business offering online programs and masterclasses. Bulman Wealth Group is a registered investment adviser managing approximately $200.6 million in discretionary assets through a six-advisor team. The firm serves individuals, corporations, trusts, estates, retirement plans, and charitable organizations, providing personalized portfolio management, financial planning, and estate planning services, while incorporating firm-developed model portfolios and third-party managers as appropriate.

Bryan Bentley is a financial advisor with Talon LLC in Granite Bay, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked at firms including Talon Private Wealth, LLC and Brookstone Wealth Advisors, LLC. Outside of his advisory role, Bryan operates Bentley Financial, a business focused on the sale of insurance products such as life insurance, annuities, and health insurance. Talon LLC serves individual and high-net-worth clients by providing comprehensive financial planning, portfolio management, retirement-plan consulting, and estate-planning introductions through a third party. The firm manages over $1 billion in assets across 14 offices with a small team of three advisors, employing tactical asset allocation and technical analysis through model portfolios and third-party management platforms.

Zane Williams is a financial advisor at Bulman Wealth Group with a Series 65 designation and one year of industry experience. Prior to joining Bulman Wealth Group, he held various roles including positions at Serrano Country Club, Pacific Coast Companies Inc., and several educational institutions. He is also licensed as an insurance agent and conducts insurance sales through BWG Insurance Agency. Bulman Wealth Group is a registered investment adviser serving individuals, corporations, trusts, estates, retirement plans, and charitable organizations. The firm manages approximately $200.6 million in discretionary assets and offers personalized portfolio management, financial planning, and estate-planning services through a six-advisor team.

Christopher Bulman is a financial advisor with Bulman Wealth Group in Roseville, CA, holding Series 63 and Series 66 licenses and with 23 years of industry experience. He has worked at several firms including World Equity Group and Retirement Wealth Advisors, and he is also the owner and president of BWG Insurance Agency, where he is involved in insurance sales. Bulman is a licensed agent with Ameritas Life Insurance Corp and helps manage a team focused on life insurance sales. Bulman Wealth Group is a registered investment adviser with a six-advisor team managing approximately $200.6 million in discretionary assets. The firm serves individuals, corporations, trusts, estates, retirement plans, and charitable organizations, providing discretionary portfolio management, financial and estate planning services, and often engaging third-party money managers. The firm also operates an active insurance business through its affiliated agency, integrating insurance sales with its advisory services.

Scott Mcintyre is a CFP® professional with 27 years of industry experience, currently serving as an Investment Advisor Representative at Planned Solutions, Inc. He previously worked for nine years at Securities Service Network and has been with Planned Solutions since 2008. Outside of his advisory role, he is a board member of the Santa Fe Botanical Garden. Planned Solutions, Inc. is a team firm that provides discretionary portfolio management, financial planning, income tax preparation, and insurance implementation for a diverse client base. The firm utilizes model asset-allocation portfolios combining strategic and tactical allocation, supported by in-house tax expertise and an investment committee that monitors and rebalances portfolios.

Daniel Andersen is a CFP® professional with 14 years of industry experience. He has been with Parkshore Wealth Management since 2008 and currently serves as president of the Wealth Management Professional Association, a networking and career development organization. Parkshore Wealth Management advises individuals, high-net-worth clients, and retirement plan sponsors, offering portfolio management, financial planning, tax preparation, and estate-planning tools. The firm’s investment approach includes asset allocation, passive strategies, model portfolios, and personalized implementation through custom indexing and sub-adviser relationships.

Kole Cook is a financial advisor at Bridgeport Financial Solutions with a Series 65 designation and two years of industry experience. Prior to joining Bridgeport Financial Solutions in 2024, he worked at BAP Holding from 2020 to 2024. Bridgeport Financial Solutions serves both individual and institutional clients, offering investment management, financial planning, and retirement plan advisory services. The firm manages model portfolios through an Investment Committee and provides discretionary management, including affiliated and unaffiliated strategies, as well as tax preparation services through its subsidiary.

Daryl Wong is a CFP® and holds a Series 66 license with 17 years of industry experience. He is affiliated with Planned Solutions, Inc. and Smith, Robertson & Johnson Insurance Services, where he has worked since 2016. Wong serves as the Director of Career Development for the Financial Planning Association, Sacramento. Planned Solutions, Inc. provides discretionary portfolio management, financial planning, income tax preparation, and insurance implementation for a range of clients including individuals, high-net-worth clients, and business entities. The firm utilizes model asset-allocation portfolios combined with strategic and tactical asset allocation, supported by in-house tax expertise and formal capital markets valuation techniques.

Samuel Taylor is a CFP® professional with three years of experience at Parkshore Wealth Management. His prior roles include positions at Zions Bank and Brigham Young University. He has also worked with Derrick Dalling Farm and participated in volunteer missionary work. Parkshore Wealth Management serves individuals, high-net-worth clients, and retirement plan sponsors with services including portfolio management, financial planning, tax preparation, and estate-planning tools. The firm’s investment approach focuses on asset allocation, passive strategies, and customized indexing supported by ongoing rebalancing and fiduciary services.

Shannon Druivenga is a financial advisor at Planned Solutions, Inc. with 18 years of industry experience. She holds a Series 66 designation and has worked at Securities Service Network, Inc. and Smith, Robertson & Johnson. Planned Solutions, Inc. provides discretionary portfolio management, financial planning, income tax preparation, and insurance implementation for a diverse client base including individuals, high-net-worth clients, retirement plans, and charitable organizations. The firm employs model asset-allocation portfolios supported by capital markets forecasts and econometric models, and offers integrated tax and advisory services uncommon among similar teams.

Daniel Weiler is a CFP® professional with 26 years of industry experience. He has been with RiverPath Investments LLC since 2015 and previously worked at Storehouse Financial, LLC for 12 years. In addition to his advisory role, he is a licensed insurance agent specializing in life-only, variable contracts, and accident and health insurance. RiverPath Investments LLC provides customized asset management and retirement-plan consulting to individuals, trusts, pension plans, and corporate clients. The firm employs fundamental, technical, and cyclical analysis to manage portfolios that include stocks, bonds, ETFs, options, and other securities, offering automated rebalancing and tax-loss harvesting through an institutional platform administered by Schwab.