Timothy Bovey is a financial advisor at Aspire Capital Advisors LLC with 29 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior experience includes roles at MS Howells & Co., Arbor Point Advisors, Securities America, Inc., and KMS Financial Services, Inc. Outside of his advisory work, Bovey is a ski instructor at Ski Masters and serves as secretary/treasurer for the Highline Youth Foundation, which operates a free camp for children. Aspire Capital Advisors LLC provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, businesses, charities, and employer-sponsored plans. The firm employs a primarily long-term investment approach centered on fundamental analysis, utilizing low-cost mutual funds and ETFs, and conducts internal due diligence and periodic account reviews.

Kris Muhlestein is a financial advisor at Comprehensive Wealth Management in Lynnwood, WA, with 16 years of industry experience. He holds a Series 65 designation and has been associated with both Geneos Wealth Management and Comprehensive Wealth Management since 2009. Outside of his advisory role, he is involved with Muhlestein Sculpture Inc. Comprehensive Wealth Management provides discretionary portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, and retirement accounts. The firm employs proprietary model suites and a variety of investment strategies, including Direct Indexing, and manages client assets on a householded basis with ongoing monitoring and reporting.

Nathan Mayer is a financial advisor at SPG Advisors LLC in Kirkland, WA, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Koenig Financial Group, Harbour Investments, Inc, and Equitable Advisors. Outside of his advisory work, he has served as a delivery driver for Uber Eats and Grubhub. SPG Advisors provides discretionary portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm combines fundamental and technical analysis to implement diversified portfolios, often coordinating estate, tax, insurance, and retirement planning through a mix of in-house and third-party resources.

Loren Downs is a financial advisor with SPG Advisors LLC in Kirkland, WA, holding a Series 65 designation and 10 years of industry experience. He has been with SPG Advisors since 2016 and is also involved with Strategic Benefits, Inc. DBA Sound Planning Group, where he spends 50% of his time managing client relations and supporting insurance services. SPG Advisors LLC provides discretionary portfolio management and financial planning primarily to individual and high-net-worth clients, utilizing a mix of fundamental and technical analysis to implement diversified investment strategies. The firm’s offerings include coordinated estate, tax, insurance, and retirement planning, with unique affiliations and compliance structures distinguishing its approach.

Carrie Hepburn is a financial advisor at Harbour Investment Management L.L.C. with eight years of industry experience. She holds a Series 65 designation and has worked at Lair Hill Partners Inc., ZUNA, LLC, Harbour Investments LLC, and Northwest Capital Management, Inc. since 2002. Harbour Investment Management provides discretionary portfolio management and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm focuses on tailored portfolio management using fundamental analysis and continuous supervision, managing approximately $470 million in discretionary assets for about 195 clients through a five-advisor team.

Sean Closson is a financial advisor at The Retirement Solution LLC in Redmond, WA, holding a Series 65 designation with two years of industry experience. He has been with The Retirement Solution LLC since 2021 and previously worked six years at The Silver Cloud Inn Lake Union. The Retirement Solution LLC offers comprehensive financial planning, investment management, and insurance assessments to a diverse client base including individuals, trusts, pension plans, and charitable organizations. The firm employs model-based portfolio allocations tailored to client objectives and integrates tax-aware strategies alongside estate-planning coordination and third-party options programs.

Joann Nieciecki is a financial advisor at Creative Money LLC with four years of industry experience. She holds a Series 65 designation and previously worked for Dost Valuation Group, Ltd for 18 years. Creative Money LLC provides comprehensive financial planning services to individuals and households, emphasizing retirement planning, cash flow and debt management, and tax-aware strategies. The firm uses fundamental research to recommend passive, low-cost asset allocation and does not manage client assets or charge fees based on assets under management.

Patrick Scanlan is a financial advisor with Alongside, LLC in Mill Creek, WA, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at Thrivent Investment Management, Purshe Kaplan Sterling Investments, and Wells Fargo. Outside of finance, he owns and operates a wedding and family portrait photography business in the Seattle area. Alongside, LLC is an SEC-registered advisory firm managing approximately $878.6 million across more than 2,100 client relationships. The firm provides financial planning, investment management, retirement-plan consulting, and fractional family office services, employing a diversified, long-term investment approach based on a combination of portfolio theory and multiple analytical methods.

Joseph Duncan is a Series 65-licensed financial advisor at SPG Advisors LLC with eight years of industry experience. He worked at The Retirement Solution from 2014 to 2020 before joining SPG Advisors, where he has been since 2020. SPG Advisors provides discretionary portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm employs a combination of fundamental and technical analysis to implement portfolios using mutual funds, ETFs, and other strategies, and coordinates planning across estate, tax, insurance, and retirement issues.

Colin Gray is a CFP® professional with 15 years of industry experience. He is currently with Pacific Sage Partners, LLC and has previously worked at CAPTrust, Tradewinds Capital Management, Charles Schwab, and Edward Jones. Pacific Sage Partners serves individuals, trusts, estates, charitable organizations, and businesses with discretionary investment management and comprehensive wealth management services. The firm employs a customized investment approach based on clients’ goals and risk tolerance, combining fundamental and technical analysis with a fiduciary standard and ongoing client communication.

Hannah Hein is a financial advisor with Chaney Capital Management Inc. in Lynnwood, WA. She holds a Series 65 designation and has seven years of industry experience, all with Chaney Capital Management. Chaney Capital Management provides discretionary asset and portfolio management services to individuals, high-net-worth clients, small businesses, trusts, estates, and charities. The firm employs both fundamental and technical analysis to guide asset allocation and security selection, managing approximately $390 million in discretionary assets for around 342 clients.

Gretchen Curtis is a financial advisor at SPG Advisors LLC with seven years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Auxano Advisors LLC for six years before joining SPG Advisors. SPG Advisors provides discretionary portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm utilizes both fundamental and technical analysis in its investment approach, employing mutual funds, ETFs, and specialized strategies, and coordinates comprehensive planning that may include estate, tax, insurance, and retirement issues.

Morgan Arford is a financial advisor at Comprehensive Wealth Management with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Independent Financial Group since 2013. Arford also serves as Chief Investment Officer at Comprehensive Wealth Management and is involved with a company used for charitable giving. Comprehensive Wealth Management provides discretionary investment management, financial planning, and consulting services primarily to individuals, trusts, and individual pension accounts. The firm employs a proprietary Performance Targeting System® and a blend of passive and active model portfolios focused on downside protection and target returns.

David Stryzewski is a financial advisor with SPG Advisors LLC in Kirkland, WA, holding a Series 65 designation and 12 years of industry experience. He is the owner of Sound Tax Planning LLC, a tax planning firm employing CPAs and attorneys, and serves as a National Mentor, Educator, and Trainer for Simplicity Financial Marketing Inc., providing financial education and marketing training to advisors nationwide. SPG Advisors provides discretionary portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm uses a blend of fundamental and technical analysis to guide investment decisions and offers a range of strategies including mutual funds, ETFs, and leveraged or short positions, while coordinating planning across estate, tax, insurance, and retirement matters.

Tyler Lively is a CFP® certificant with 11 years of industry experience. He currently works at SPG Advisors LLC, where he has been since 2023, following eight years at The Retirement Solution Inc. From 2015 to 2017, he was also associated with Retirement Income Solutions Inc. SPG Advisors provides discretionary portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm uses a combination of fundamental and technical analysis to develop portfolios that include mutual funds, ETFs, and other strategies, while coordinating planning around estate, tax, insurance, and retirement issues.

Penelope Claire Holmes is a CFP® at Creative Money LLC with two years of industry experience. She previously worked at Compass Wealth Management, LLC and E*Trade Securities LLC. Outside of financial advising, she was involved with Sebastian Enterprises LLC, a business operating under the name Piedmont BARK, for eight years. Creative Money LLC offers comprehensive financial planning services for individuals and households, focusing on retirement, cash flow, tax strategies, and other key areas. The firm provides written plans and guidance without managing assets directly, emphasizing passive, low-cost investment recommendations and fixed-fee planning packages.

Aalok Shah is a CFP® with nine years of industry experience, currently serving as an advisor at Harbour Investment Management L.L.C. He has worked at firms including Lair Hill Partners Inc, Zuna, LLC, Northwest Capital Management, and Heintzberger Payne. Shah is based in Edmonds, WA, and holds Series 63 and Series 65 licenses. Harbour Investment Management provides discretionary portfolio management and financial planning to individuals, pension plans, charitable organizations, and corporations. The firm emphasizes fundamental analysis and long-term portfolio management, overseeing approximately $470 million in assets for around 195 clients through a five-advisor team.

Jason Falk is a financial advisor with The Retirement Solution LLC in Redmond, WA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior roles include positions at Mutual of Omaha Insurance Company, Mutual of Omaha Investor Services, WMS Wealth Management, and SANDLAPPER Securities. The Retirement Solution LLC provides comprehensive financial planning, investment management, and insurance assessments to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs model portfolios aligned with client objectives and risk profiles, incorporates tax-aware strategies such as direct indexing and tax-loss harvesting, and offers estate-planning coordination alongside access to third-party options-based strategies.

John Flavin is a financial advisor with Aspire Capital Advisors LLC in Seattle, WA, holding CFP® and ChFC® designations and 24 years of industry experience. He has worked at Aspire since 2018 and previously spent over 16 years with Synergy Financial Services, Inc. and Synergy Financial Management LLC. Flavin also operates Flavin Financial, Inc., a business he has maintained since 1998, and is licensed in insurance-related activities outside of investment advisory work. Aspire Capital Advisors LLC provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, businesses, charities, and employer-sponsored plans. The firm employs a primarily long-term, fundamental analysis-driven investment approach, utilizing low-cost mutual funds and ETFs, and operates multiple offices managing approximately $1 billion in client assets.

Russell Cole is a financial advisor at Sage Advisors, LLC with 39 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining Sage Advisors in 2019, he worked for Kms Financial Services, Inc. from 2007 to 2019. Outside of his advisory role, he is also licensed to sell long-term care, disability, health, and term insurance products. Sage Advisors serves individual, high-net-worth, institutional, and business clients, providing discretionary portfolio management, financial planning, and pension consulting services. The firm employs customized investment strategies using mutual funds, ETFs, individual securities, and proprietary models, and is notable for its pension consulting and participant education offerings.