Luis Alvarado is a financial advisor with Equitable Advisors in Miami, FL, holding Series 65 and Series 63 licenses and bringing 28 years of industry experience. He has worked at Equitable Advisors since 1998 with a brief tenure at IFMG Securities and Essex National Securities. Outside of advisory work, he serves on the Board of Directors for the Coral Gables Estate Planning Council and is active as a Trustee Diplomat with the Coral Gables Chamber, participating in networking and educational events. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory models through a network of representatives, utilizing third-party asset managers and programs while delivering ERISA fiduciary services to qualified plans.

Marco Antonio Altamirano is a financial advisor at J.P. Morgan Securities with Series 66 credentials and one year of industry experience. His prior roles include positions at Equitable Financial Life Insurance, Equitable Advisors LLC, and Florida Financial Advisors. He is also a project coordinator at SCMA Consulting & Investment Group LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Royce Eggert is a financial advisor with Equitable Advisors in Miami, FL. He holds the Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked at Trump Doral and has experience in education and hospitality sectors. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs through a network of Investment Adviser Representatives and utilizes third-party asset managers and sponsored advisory programs in its client solutions.

Amy Burgess is a financial advisor with Ameriprise in Miami, FL, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliated entities since 2008. Outside of her advisory role, she is involved in managing her Ameriprise franchise business through multiple entities. Ameriprise serves clients primarily with a retirement-income planning service designed for individuals approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficient strategies to deliver non-discretionary, customized retirement income recommendations, supported by a centralized consulting team.

Vanessa Ceravolo is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at Bank of America N.A. and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Georvy Panameno Romero is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 credential and six years of industry experience. He has been with Equitable and its predecessors since 2015, including Equitable Advisors and AXA Equitable / Premier Client Group. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party advisory models.

Maria Rodriguez Santana is a financial advisor with Merrill in Coral Gables, FL, holding a Series 66 designation and eight years of industry experience. She has been affiliated with Bank of America and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Hope is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Sagepoint Financial, Inc. since 2009. He also serves as a trustee for a family trust. Osaic Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform with an investment process centered on model-based asset allocation and portfolio optimization.

Charlene Guisasola is a financial advisor with Ameriprise in Miami, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She previously worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Company for 17 years each. Outside of her advisory role, she is involved in life insurance brokerage and financial planning for business owners and executives through separate agencies. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with a non-discretionary implementation model. The firm’s approach integrates internal investment research and third-party data, emphasizing tax-aware withdrawal strategies and dependable income sources.

Carlos Saitcevsky Guerrero is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at Citigroup Global Markets, Wells Fargo Clearing, and Intercam Advisors. Outside of his advisory work, he is involved in holistic life coaching focused on personal growth with a mental, emotional, physical, and spiritual well-being component. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement planning advice using proprietary research, algorithmic tools, and an investment approach integrated with its affiliated product ecosystem.

Michael Keating is a financial advisor with Primerica Advisors in Miami, FL, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has worked with PFS Investments Inc. since 1999 and Primerica Financial Services since 1998. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed accounts under a tiered wrap-fee structure. The firm curates third-party asset managers and uses BNY Mellon Advisors for model implementation and trading.

Dan Bonsanti is a financial advisor with Primerica Advisors in Cutler Bay, FL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked with Primerica Advisors since 1988 and Primerica Financial Services since 1991. Outside of his advisory role, he is the owner and president of Dabon Music LLC. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and provides a wrap-fee solution rather than managing institutional pension or profit-sharing plans.

Gloria Barbier is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. She has been with Equitable Advisors since 2009, previously affiliated with AXA Advisors LLC. Barbier serves on the board of the Peacock Building Association, where she supervises building maintenance activities. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm employs a range of advisory programs and third-party asset managers to deliver personalized investment solutions.

Rene Negron is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 license and 23 years of industry experience. He has worked at Equitable Advisors since 2003, with a brief period at Insight Securities, Inc. He serves on the boards of the Coral Gables Chamber of Commerce and the Rotary Club of South Miami, where he is also treasurer. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of investment programs, including third-party asset managers and LPL-sponsored advisory programs, and offers ERISA fiduciary services through credentialed advisers.

Fernando Guisasola is a financial advisor at Equitable Advisors with the Series 66 designation and one year of industry experience. Prior to joining Equitable, he worked in education at the middle and high school levels and also held positions at Florida State University and the UPS Store. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing both proprietary and third-party investment solutions.

Jorge Hoyos is a financial advisor at J.P. Morgan Securities with 34 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 24 years before joining J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities in 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Jonathan Baikov is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and two years of industry experience. His prior work includes positions at Morningstar and roles in higher education at the University of Iowa and Oakton Community College. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm emphasizes client-specific risk assessment and matches clients to advisory models often implemented by third-party managers, offering a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Edwin Rodriguez Salazar is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and three years of industry experience. His work history includes multiple roles within Thrivent Financial and Thrivent Investment Management since 2020, with prior experience at ACR of South Florida. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on retirement, tax, estate, and other planning topics. The firm combines these planning services with a managed-account program under a consolidated billing option called “WealthPlan,” while maintaining separate planning and portfolio management functions.

Frank Perez Delgado is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and having 10 years of industry experience. His prior firms include Ameriprise, Bank of America, Merrill, Cetera, and Regions Bank. He serves as treasurer for the Big Five Club, a nonprofit cultural and sports organization in Miami. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves matching clients to advisory program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

James Steigerwald is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and 26 years of industry experience. His prior work includes 14 years at Wells Fargo Advisors and involvement in his own support company, JAS Capital LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses risk profiling and analytical tools for tailored, non-discretionary planning and supports municipal and public finance work through unique affiliations within the industry.