Carl Torchia is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes roles at SunTrust Investment Services, SunTrust Bank, Suntrust Advisory Services, and BB&T Bank and Investment Services. He is based in Palm City, Florida. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm uses a combination of discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research tools, to provide asset allocation, fiduciary support, and manager selection services.

Brian Havermann is a financial advisor with Brookstone Capital Management LLC, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has been with Brookstone since 2017 and has operated Havermann Financial Services since 2000, where he is also involved in insurance sales. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a broad client base, including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis via various model portfolios and managed accounts.

Robert Metz Jr. is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and five years of industry experience. Prior to joining Guardian Life and Park Avenue Securities in 2025, he worked at Edward Jones from 2021 to 2025 and served with the Allegheny County Police from 2012 to 2018. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and retirement plan consulting to individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of advisory programs, including discretionary and non-discretionary relationships, with model portfolios from in-house and third-party managers.

Tilden Sowdon is a financial advisor at TLG Advisors, Inc. with 29 years of industry experience. His career includes roles at LifePro Asset Management, GWN Securities, The O.N. Equity Sales Company, and Ohio National Financial Services. He also serves as an agency principal for an independent insurance agency and sits on the board of a real estate development company. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm focuses on manager selection and ongoing monitoring through fundamental analysis and Modern Portfolio Theory, offering both sub-advisor managed accounts and a direct-to-consumer digital program called Starlight Portfolios.

Jeffrey Banack is a financial advisor at Truist Advisory Services with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of New York, Truist Bank, and the University of Central Florida. He also has experience with One Way Valet outside the financial sector. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program, implementing advice through a combination of discretionary and non-discretionary strategies supported by third-party platforms and ongoing research.

Gregory Marchand is a CFP® and ChFC® with 36 years of industry experience. He is currently affiliated with Money Concepts Capital Corp and has previously worked at Kestra Advisory, THE O.N. Equity Sales Company, and Ohio National Financial Services. Outside of his advisory role, he is the owner of Marchand Financial, LLC, a non-investment related business. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm offers multiple managed programs using a combination of model portfolios, IAR-designed portfolios, and third-party sub-advisers.

Peter Avonda is a CFP® and ChFC® with 24 years of industry experience. He currently advises at Steward Partners Investment Advisory, LLC and related Steward Partners entities, having previously worked at Raymond James & Associates for 14 years. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in assets, serving individuals, institutions, and charitable organizations with a range of advisory and financial planning services. The firm offers both discretionary and non-discretionary portfolio management through Steward Partners-branded solutions and third-party managers, supported by a coordinated due-diligence process and multiple custodial partnerships.

Trevor Durham is a financial advisor with Bankers Life Advisory Services, Inc. in Port St Lucie, FL, holding Series 63 and Series 66 licenses and three years of industry experience. His prior experience includes service in the United States Navy from 2020 to 2022 and roles at various entities within the Bankers Life organization since 2018. In addition to his advisory work, he is appointed as an insurance agent helping clients with Medicare plans, life insurance, and annuities. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary and non-discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations aligned with clients’ goals and risk tolerances.

Druann Carter is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 66 designations and 26 years of industry experience. Prior to joining Steward Partners in 2026, she worked for Raymond James & Associates for 15 years. She is also a managing member of DZC Holdings LLC, a business she runs with her husband. Steward Partners Investment Advisory, LLC is an enterprise-scale registered investment adviser managing approximately $36.7 billion in assets. The firm serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory and financial planning services.

Kimberly Payne is a financial advisor at Truist Advisory Services with nine years of industry experience. She holds a Series 66 designation and has worked at firms including PNC Investments and BB&T Securities. Outside of her advisory work, she sells handmade art, jewelry, and ceramics on Etsy and other platforms, as well as used household items and clothing on eBay and Poshmark. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and uses third-party platforms to support its investment programs.

Brian Ake is a financial advisor at Commonwealth Financial Network with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and Merrill. Outside of advising, he is involved in fixed insurance sales on a limited basis. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a comprehensive adviser-support platform, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Michael Donnelly is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Port St. Lucie, FL, holding Series 63 and Series 65 credentials and with 40 years of industry experience. He has been with Equity Services, Inc. and National Life of Vermont since 2000. Outside of his advisory work, he is president of Donnelly Group, Inc., providing consulting on marketing ideas, and serves as a life member and trustee of the Ferrisburgh Volunteer Fire Department in Vermont. Equity Services, Inc. offers financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm utilizes multiple advisory platforms and third-party asset managers, combining long-term strategies with options for shorter-term trading and specialized instruments.

James Mc Kenna Jr. is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Janney Montgomery Scott and its predecessors continuously since 1992. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering a range of brokerage, financial planning, and advisory programs.

Barry Whalen is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Janney Montgomery Scott since 2010. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Joseph Jones IV is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. He previously worked at Raymond James and Associates for 14 years before joining Steward Partners in 2026. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, providing investment advisory, financial planning, and pension consulting through various portfolio management solutions.

Michael Sorvillo is a financial advisor with TIAA-CREF and holds the Series 66 designation. He has seven years of industry experience, including five years at Edward Jones prior to joining TIAA-CREF. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management using model and customized portfolios under a fiduciary standard.

David Banack is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Truist Advisory Services since 2016 and has worked at Truist Investment Services, Inc. since 2011. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, leveraging third-party platforms and AI-enabled research to support its AMC Advantage manager-selection program.

Ronald Nathan is a financial advisor with Lincoln Investment in Palm City, FL, holding the ChFC® and Series 63 designations and bringing 57 years of industry experience. He has worked at Lincoln Investment since 2012 and concurrently maintains affiliations with Columbus Life Insurance Company and Capital Analysts, Incorporated since 1995. Outside of these roles, he serves as an agent for The Nathan Agencies/Amherst Financial Services, specializing in the sales of life, health, long-term care, and disability insurance. Lincoln Investment Planning, LLC is a large enterprise investment advisory and broker-dealer serving a diverse client base, including individual investors, trusts, charities, and retirement plans. The firm offers comprehensive financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that develops strategic model portfolios and adaptive strategies.

Emmelis Keaney is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has held roles at Ameritas Life Insurance Corp and Ameritas Investment Corp since 2013 and operates Keaney Financial Services Corp since 2011. Additionally, she is involved with Disability Insurance Queen, a brand focused on disability income insurance education and sales, and teaches business, finance, and entrepreneurship at Indian River State College. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and integrates multiple custodial platforms while supporting portfolio construction through its Investment Committee and third-party partners.

Jessica Jade Valentini is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and three years of industry experience. Her prior work includes roles at World Ventures Inc. Outside of her advisory role, she serves as president of Omni Professional Security and of Network Lead Exchange, a lead exchange group. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser offering brokerage services, financial planning, and retirement consulting to individuals, high-net-worth clients, charitable organizations, and corporate clients. The firm provides tailored advisory programs through a mix of proprietary and third-party models.