Michael Morelli is a financial advisor with Equitable Advisors, holding a Series 66 designation and four years of industry experience. He previously worked at The Prudential Insurance Company of America, Pruco Securities LLC, Spectrum, and Prime Communications. In addition to his advisory role, he is active as a health insurance agent, enrolling clients in Medicare and ACA contracts. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party program sponsors.

Kathryn Morrish is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has worked at Merrill since 2013 and at Bank of America, N.A. since 2024. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Simon Heaster is a Financial Advisor with Merrill Lynch Wealth Management, based in the Daytona Beach branch after beginning his career in Orlando in 2022. He applies a comprehensive approach to wealth preservation and growth, focusing on understanding and responding to his clients' individual needs and objectives. Simon provides portfolio advisory services, recommending strategies, funds, or portfolios from Merrill or approved third-party investment managers. He leverages Merrill's investment insights and the banking convenience of Bank of America to address various aspects of clients' financial lives, building customized, goal-based plans to help clients manage their wealth effectively. Simon holds a Bachelor's degree in Finance and Real Estate and a Master of Science in Finance, both from the Miami Herbert Business School at the University of Miami. He has a background in data analytics, financial analysis, and portfolio management. His professional designations include Accredited Asset Management Specialist (AAMS), Accredited Portfolio Management Advisor (APMA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Residing in Ormond Beach, Florida, Simon is involved with local charities and organizations within Volusia County and Ormond Beach. He serves as treasurer for the Volusia Young Professionals Group and is a board member of the City of Ormond Beach's Aviation Advisory Board. Outside of his professional work, Simon enjoys CrossFit, golf, fishing, flying as an FAA Certified Commercial Multi-Engine Pilot with over 700 hours of flight time, and traveling with family and friends to the Florida Keys.

Steven Pantuso is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Raymond James & Associates and previously worked at Charles Schwab and TD Ameritrade. Outside of his advisory work, he maintains a personal hobby of building and repairing fishing gear. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services with a variety of portfolio management styles supported by proprietary research and model manager options.

Leslie Schilp is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and 21 years of industry experience. Her work history includes roles at Raymond James & Associates since 2018 and Charles Schwab from 2015 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research.

Adam Kennedy is a Certified Financial Planner® (CFP®) with 30 years of industry experience. He has been with Morgan Stanley since 2009, currently serving in their Private Bank since 2015. Kennedy is based in Ormond Beach, Florida. Outside of his advisory role, he is involved in managing several rental properties, with his wife handling day-to-day operations. Morgan Stanley Wealth Management provides a broad range of advisory programs, serving both individual and institutional clients with financial planning and investment management services. The firm employs a structured planning process supported by firm-approved tools and offers diversified investment strategies.

Nathan Handlin is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. He previously worked at Edward Jones for 12 years before joining LPL Financial in 2022. Handlin operates under Handlin Wealth Management, a business related to his advisory services at LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services and supports advisors with model portfolios, third-party subadvisors, and technology tools.

Jason Morgan is a CFP® professional with 11 years of industry experience, currently serving as an advisor at Edward Jones in Ormond Beach, FL. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services through a large network of financial advisors and branch offices nationwide.

Timothy Cawley is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He previously worked at Lincoln Financial Advisors from 2008 to 2025. Outside of advisory services, he offers fixed and indexed annuities and traditional life insurance products. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions. The firm employs asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Chad Johnson is a financial advisor with Morgan Stanley in Ormond Beach, Florida, holding a Series 66 credential and 22 years of industry experience. He has been with Morgan Stanley and its affiliated private bank since 2012. Outside of his advisory role, he serves on the executive committee of the Larry and Marianne Williams Family Foundation and is a council member of the Florida State University Institute for Public Affairs in the UK. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning processes supported by proprietary tools and serves clients through both direct relationships and corporate agreements.

Jason Frederick is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2023. Prior to joining Edward Jones, he was employed at CHC Consulting Group, Family Health Source, Security First Insurance, and held positions at the University of Central Florida and Daytona State College. He serves as a trustee on the City of Ormond Beach Police Pension Trust Fund Board. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jamie Calkins, CFP®, is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2010 following experience with another investment firm in the region. Jamie works with both individuals and businesses to help them achieve their short-term and long-term financial goals through tailored financial strategies. His approach involves meeting clients one-on-one to understand their unique needs and developing personalized plans for asset growth, preservation, or income provision. He holds a bachelor's degree in Finance from Stetson University with minors in Marketing and Management Information Systems. Jamie is a Certified Financial Planner and a Personal Investment Advisor. His consultative and objective approach includes listening closely to clients' financial situations, offering guidance on asset allocation aligned with their income and growth expectations, and discussing a broad range of services including investments, retirement, estate planning, and philanthropy. Jamie is actively involved in his community, participating in organizations such as the Anglers Yacht Club and the Southeast Volusia Chamber of Commerce, where he has served as Past President. He has also served on the New Smyrna Beach Planning and Zoning Board and supports various local initiatives including the Southeast Volusia Holiday Boat Parade. Jamie resides in New Smyrna Beach, Florida with his family and enjoys boating, fishing, pickleball, reading, and surfing.

James Oldham is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages administrative and payroll functions for his financial planning practice through a separate business ownership. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing planning advice focused on dependable income and tax-aware withdrawal strategies.

Brian Peterson is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 designations and bringing 24 years of industry experience. His prior roles include positions at Total Retirement Solutions, LLC, Gradient Securities, LLC, and Total Retirement Security. Peterson is based in Daytona Beach Shores, Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager selection, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending strategies.

Kevin Sullivan is a financial advisor at Edward Jones with seven years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Edward Jones, he was self-employed for one year and worked at Del Mar Fans & Lighting for three years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services.

Sabrina Kelly is a financial advisor with Morgan Stanley in Ormond Beach, FL, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with Morgan Stanley since 2013. Outside of her advisory role, she works as an independent contractor for Market Force Information, conducting mystery shopper assignments. Morgan Stanley Wealth Management provides a range of advisory services to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers its services both directly and through corporate financial planning agreements.

Colin Gray is a financial advisor with Cambridge Investment Research Advisors holding a Series 66 designation and 15 years of industry experience. He has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2018, with prior roles at LPL Financial and National Planning Corporation. He is also an independent insurance agent representing various independent insurance companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement services through a network of independent financial professionals, providing a range of portfolio management options and proprietary as well as third-party strategies.

Nelli Gruber is a financial advisor at Merrill with three years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2015, including a concurrent role at Bank of America, N.A. since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Christopher Klinck is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, Capital City Bank, LPL Financial, and other firms prior to joining J.P. Morgan Securities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Shannon Barnwell is a Senior Financial Advisor with Merrill Lynch Wealth Management in Daytona Beach. She currently holds the Chartered Retirement Planning Counselor™ (CRPC), Chartered Retirement Plans Specialist™ (CRPS), and Certified Plan Fiduciary Advisor® (CPFA) designations. Shannon has been in the financial industry for 27 years and focuses on developing personalized wealth management strategies tailored to individual client goals. Her approach emphasizes understanding clients’ financial positions in detail, implementing customized investment programs, and maintaining ongoing communication to adapt to changing circumstances. Shannon’s expertise covers a range of client focus areas including college education planning, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, special needs planning strategies, women and wealth, and retirement income. She collaborates closely with clients’ other professional advisors, such as attorneys and accountants, to address estate and wealth transfer planning as well as tax minimization strategies. Her educational background includes a High School Diploma from Mainland High School, an Associate's Degree from Daytona State College, and attendance at the University of Central Florida without degree conferment. Outside of her professional role, Shannon participates in community volunteering activities and enjoys personal interests such as adventure sports, biking, boating, hiking, reading, running, traveling, and spending time with her family.