Christopher Kardys is a financial advisor at 1900 Wealth in San Antonio, TX, holding a Series 65 designation with six years of industry experience. He has been with 1900 Wealth, formerly Monticello Wealth Management, LLC, since 2019 and previously worked at Rocanda USA Inc. from 2011 to 2019. 1900 Wealth serves individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities, providing financial planning, consulting, and investment management services. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds to create diversified long-term portfolios tailored to each client’s goals, risk tolerance, and time horizon.

Eli Howard is a financial advisor at Wealth Watch Advisors, Inc in San Antonio, TX, with four years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Texas Tech University and San Angelo Central High School. Wealth Watch Advisors serves a diverse client base including individuals, pension plans, trusts, charitable organizations, corporations, and other registered investment advisers. The firm employs a blend of quantitative, qualitative, and technical methods in its investment approach, offering discretionary and non-discretionary portfolio management through third-party model managers, along with financial planning and consulting services.

Arturo Inigo is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Frost Private Bank, Amerant Investments, BBVA entities, Bank of America, and Merrill. Frost Investment Services serves individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management with an enterprise platform of approximately 179 advisors managing about $3.7 billion in assets. The firm's affiliation with a banking institution and its asset-based fee model distinguish its operating structure from many peers.

Steven Romano is a financial advisor with Strategic Financial Concepts, LLC in Edmond, Oklahoma. He holds Series 63 and Series 65 licenses and has 36 years of industry experience. Prior to joining Strategic Financial Concepts in 2016, he has worked with LPL Financial since 2006. Outside of his advisory work, Romano teaches a class at a church affiliated with the Ron Blue Institute. Strategic Financial Concepts provides personalized investment advisory and financial planning services to individuals, high-net-worth households, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm offers discretionary portfolio management using fundamental and technical analysis, model portfolios, and third-party manager solutions, often integrating financial planning with investment management.

Alberto Fraga is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Merrill, Bank of America, and Fidelity Investments. Outside of his advisory work, he owns and manages residential rental properties through Tyler Capital Holdings Inc. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, including high-net-worth households. The firm operates as a large-scale enterprise advisory platform affiliated with a banking institution, overseeing approximately $3.7 billion in client assets.

Theodore Burkhart is a financial advisor with Cary Street Partners in San Antonio, TX, holding a Series 63 designation and over 54 years of industry experience. His career includes roles at Cary Street Partners since 2013, Riverstone Wealth Management from 2009 to 2013, and UBS Financial Services from 2002 to 2009. Outside of advising, he owns and operates a daycare center and is involved in consulting for church capital campaigns. Cary Street Partners provides investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients. The firm employs a broad range of investment options and proprietary strategies, serving various client types including state and municipal government entities and insurance companies.

Ralph Gonzales is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 66 designation and eight years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2017 to 2021. Frost Investment Services advises individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management services. The firm combines enterprise scale with a banking institution affiliation and manages approximately $3.7 billion in client assets through a team of around 179 advisors.

Pura Connor is a financial advisor at Frost Investment Services with 15 years of industry experience. She holds the Series 66 designation and has worked at Frost Bank and Frost Brokerage Services since 2012. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a range of managed account programs implemented through the Fidelity Managed Account Xchange platform.

Antonio Medrano III is a financial advisor with USAA Investment Services Company in San Antonio, TX, holding Series 63, 65, and 66 licenses and having 26 years of industry experience. His career with USAA spans multiple affiliated entities since 2013. Outside of his advisory role, he works part-time as a driver for ride-sharing services Uber and Lyft. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm produces a Retirement Income Strategy Report and refers prospective investors to Charles Schwab for investment products and account services.

Ivona Kostulak is a financial advisor with Frost Investment Services in San Antonio, TX. She holds the Series 66 designation and has 25 years of industry experience. Her career includes roles at Merrill and Frost Brokerage Services before joining Frost Investment Services in 2017. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, including high-net-worth households. The firm combines enterprise scale with a banking institution affiliation, managing approximately $3.7 billion in client assets.

Richard Davies is a financial advisor at Sendero Wealth Management, LLC in San Antonio, TX, holding Series 65 and Series 66 licenses with 16 years of industry experience. He has worked at Sendero Wealth Management since 2015 and previously spent five years at Waddell & Reed. Sendero Wealth Management serves high-net-worth individuals, multi-generational families, and select institutions, typically clients with $3 million or more in investable assets. The firm offers comprehensive wealth management services using a structured guidance process and client-specific investment policy statements, employing both active and passive strategies alongside due diligence for third-party managers.

Jessica Drought is a financial advisor at 1900 Wealth with five years of industry experience. She holds the Series 65 designation and has previously worked at M Capital and Texas Next Capital. 1900 Wealth serves individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities with financial planning, consulting, and investment management. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds to build long-term, diversified portfolios tailored to clients’ goals, risk tolerance, and time horizon.

Richard Edgett is a financial advisor at Strategic Financial Concepts, LLC with three years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial, Victory Capital Management, Edward Jones, Merrill Lynch, and Simmons Bank. Outside of finance, he operates Texas Range Meats, a small business focused on dehydrated meats and spices. Strategic Financial Concepts provides personalized investment advisory and financial planning services to individuals, plans, trusts, charitable organizations, and businesses. The firm offers discretionary investment management using model portfolios and third-party managers, combining fundamental and technical analysis across various securities, and has a notable focus on insurance-related activities within its multi-team structure.

Kandice Sotuyo is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and four years of industry experience. She has worked at Frost Bank since 2015. Outside of her advisory role, she is a co-owner of DS & KP Investments LLC, an investment-related business. Frost Investment Services serves a mix of individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm operates as an enterprise advisory platform affiliated with a banking institution, overseeing approximately $3.7 billion in client assets.

Juan Vanegas is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior roles include positions at J.P. Morgan Chase, LPL Financial, and Truist Investment Services. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, managing approximately $3.7 billion in assets through a platform of around 179 advisors. The firm is notable for its affiliation with a banking institution, which influences its referral, custody, and compensation arrangements.

Gilbert Araiza is a CFP® with over 22 years of experience in the financial industry. He has worked with Frost Bank and Frost Brokerage Services since 2008. His role includes fiduciary and administrative financial services related to retirement accounts and custody relationships. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing model-based strategies and third-party managers through the Fidelity Managed Account Xchange platform.

Coby Huerta is a financial advisor with Strategic Financial Concepts, LLC in San Antonio, TX, holding Series 63 and Series 65 licenses and having four years of industry experience. His prior roles include positions at LPL Financial, LLC and Charles Schwab & Co., Inc. Huerta has a background that includes employment at St. Edwards University and HEB Grocery. Strategic Financial Concepts, LLC provides personalized investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm offers comprehensive financial planning and discretionary investment management using model portfolios and third-party managers, with a distinctive focus on insurance-related activities and integration of multiple LPL program offerings.

Alex Bahun is a financial advisor with Frost Investment Services in Austin, TX, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. He has worked at Frost Brokerage Services and Frost Bank since 2012 and has been with Frost Investment Services since 2017. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a multi-disciplinary investment approach and implementing client portfolios through the Fidelity Managed Account Xchange platform.

James Cratty is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with Frost Investment Services and its affiliated entities since 2017, following a two-year tenure at Lincoln Investment. Frost Investment Services serves individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management across an enterprise platform of approximately 179 advisors managing about $3.7 billion in client assets. The firm's affiliation with a banking institution and its fee model centered on assets under management distinguish its operating structure within its peer group.

Richard Tarbell Jr. is a financial advisor with Strategic Financial Concepts, LLC, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked at Strategic Financial Concepts since 2019 and has been affiliated with LPL Financial since 2015. Strategic Financial Concepts, LLC provides personalized investment advisory and financial planning services to individuals, plans, trusts, charities, corporations, and other entities. The firm offers comprehensive financial planning and discretionary investment management that integrates fundamental and technical analysis across various asset classes, and it distinguishes itself through insurance-related activities and multiple LPL-sponsored program offerings.