August Wossner is a financial advisor with MassMutual Investors Services in Saint Johns, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at MSI Financial Services, World Equity Group, and Calamos Advisors. MML Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing ongoing financial planning, asset management, and educational seminars. The firm’s financial planning engagements involve collaborative, annual relationships using firm-approved tools to analyze goals and deliver written recommendations.

Tara Manson is a financial advisor at Thrivent Investment Management with seven years of industry experience. She holds a Series 66 designation and previously worked at First Citizens Bank for nine years. Manson has been with Thrivent Financial and its related entities since 2019. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based planning across multiple financial topics. The firm combines planning and managed-account services under a consolidated billing option while maintaining separate delivery and does not offer institutional portfolio management.

James Schless is a CFP® professional with 33 years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked extensively with First Command Financial Planning and its affiliates. Outside of his advisory work, he is involved in business coaching and serves as an independent insurance agent. Cambridge Investment Research Advisors, Inc. serves a wide range of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management through multiple platforms and offers proprietary model strategies under the Founders Gate Capital brand.

Jeremy Hall is a financial advisor with Merrill in Saint Augustine, FL, holding a Series 66 credential and having 12 years of industry experience. He has worked with Merrill since 2014 and with Bank of America since 2015. Outside of advising, he is involved in managing a vending machine business and owns a company related to property management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jon Shields is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 24 years of industry experience. His prior work includes nine years at Merrill before joining various Fidelity entities since 2012. He is based in Saint Augustine, Florida. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm utilizes proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to develop model portfolios.

Matthew Jacob Sr. is a CFP®-certified financial advisor with 42 years of industry experience, currently with Mass Mutual Investors Services since 2016. He is also the founder of Jacob & Jacob Asset Management, established in 1993. In addition to his advisory work, he serves as Executive Director for the Liverpool Independent Foundation for Excellence and the Greater Syracuse Sports Hall of Fame, and is involved in a digital signage business and a CPA/tax preparation firm. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative annual planning engagements that use firm-approved software tools.

Chad Dixon is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill, Fidelity, Regions Bank/Cetera, and GLP Investment Services among other firms. His current role at J.P. Morgan Securities began in 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research with a forward-looking approach to building model asset allocations, incorporating ESG considerations and utilizing affiliates for implementation and portfolio services.

Stephen Parkin is a financial advisor with Ameriprise in St. Augustine, FL, holding a Series 63 designation and 40 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic tools to deliver tailored, non-discretionary advice primarily for clients maintaining assets in Ameriprise-managed accounts.

Christopher Fromm is a CFP® and ChFC® with 25 years of industry experience. He has been with OSAIC since 2025 and previously worked at Lincoln Financial Advisors Corp. for 24 years. He also offers various insurance products, including disability insurance and annuities, through an independent agency role. OSAIC Wealth serves a diverse client base that includes individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools, operating through a large multi-advisor platform.

Ronald Barteau is a financial advisor at Edward Jones with 11 years of industry experience. He holds the ChFC® designation and a Series 66 license. Barteau has been with Edward Jones since 2015. He also has a military background with the U.S. Army. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated services through a broad national network.

Michael Holzem is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for 11 years before joining Raymond James. Outside of his advisory role, he is the owner of a marketing business, Aiple and Holzem Wealth Management, and an independent contractor through Michael A Holzem LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporate and institutional clients. The firm offers tailored, non-discretionary planning and supports advisory programs alongside municipal and public finance services.

Kent Norris is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. He has worked at Merrill since 2022 and has previous experience at Bank of America, Scotlynn USA Division, and Florida Gulf Coast University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Benedetti is a CFP® professional with 30 years of experience in the financial services industry. He has worked at LPL Financial since 2012, following prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Benedetti operates out of St. Johns, Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Amy Scott is a financial advisor at Edward Jones with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Edward Jones since 1999. Based in Saint Augustine, FL, she is part of a large network of advisors serving diverse client needs. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Arthur Wampler is a financial advisor with Merrill in Saint Augustine, FL, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Merrill Lynch since 2007 and Bank of America since 2011. Outside of his advisory role, he works part-time driving a shuttle bus for Coastal Transportation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Curtis Bush is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Bank of America, Merrill, and Edward Jones. He is also involved as a musician with Clayton Bush Music. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management services through a large network of advisors using model portfolios, third-party managers, and customized strategies.

Donald Mccullough is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 credentials and has 33 years of experience in the industry. He previously worked at Wells Fargo Clearing for 16 years before joining Raymond James in 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and municipal entities. The firm offers a range of financial planning and consulting services, utilizing various portfolio management styles and affiliated research to support tailored client strategies.

Benjamin Reep is a financial advisor with Ameriprise in St. Augustine, FL, holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for seven years before joining Ameriprise in 2019. He is also the CEO of Concho Bolo, a business focused on managing money and tax-related distributions. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides clients with detailed retirement income planning and tax-aware withdrawal strategies. The firm’s approach includes a centralized service team that develops customized recommendations using proprietary research and tools.

Jaclyn Caruso is a financial advisor at Fidelity with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021. Prior to that, she held positions at Lowe's Home Improvement, the University of North Florida, and Sherwin Williams. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Alexandra Roca Saladrigas is a financial advisor at Fidelity with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has worked in various roles within Fidelity since 2016. Outside of her advisory duties, she is a co-owner and producer for a comedy podcast called The Goodnight Shop. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including managing fund-of-funds and delivering model portfolios. The firm combines proprietary research with quantitative and algorithmic portfolio construction and maintains oversight of sub-advisers and share class allocations.