Abraham Marquez is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Bank of America, Merrill, and Wells Fargo Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Marco Guzman Lopez is a financial advisor at MassMutual Investors Services with Series 66 registration and one year of industry experience. His prior work includes roles at MassMutual Life Insurance and various positions outside the financial industry, including retail and fitness. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements that use firm-approved software to analyze client goals and provide written recommendations.

George Selters is a CFP® with 28 years of industry experience, currently serving at Raymond James & Associates. His prior experience includes roles at Bank of America, Merrill Lynch, and Wells Fargo Investments. Outside of finance, he owns and operates a barbecue catering business in El Paso, Texas. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base including individuals, institutions, and municipal entities. The firm offers tailored financial planning and investment consulting with a range of portfolio management styles supported by affiliated research and sub-advisers.

David Alvarez is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Keith Erickson is a financial advisor with Edward Jones in El Paso, TX, holding a ChFC® designation and a Series 66 license. He has 14 years of industry experience and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households across wealth levels, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products through a nationwide network of financial advisors and branch offices.

Jose Parson is a financial advisor at Merrill in El Paso, TX, holding Series 63 and Series 66 licenses with one year of industry experience. His prior roles include positions at Bank of America, Charles Schwab & Co., and Northwestern Mutual. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Liliana Nunez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dwayne Cates is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 25 years of experience in the financial services industry, beginning his career at Merrill Lynch in 1999. His professional background includes roles in operations, client services, and compliance, having worked at Merrill Lynch, optionsXpress as a Compliance Manager, Wells Fargo Investments, and Marcum Team. He holds FINRA registrations including Series 7, Series 66, and Series 24. Dwayne's expertise encompasses corporate benefit programs such as equity compensation, defined benefit and contribution plans, and nonqualified deferred compensation. He focuses on areas including family wealth management, retirement planning, tax minimization, socially responsible investing, and investment strategies for individuals and corporations. His approach integrates corporate benefits into long-term financial planning for executives. Dwayne earned a High School Diploma from Andress High School and holds the Personal Investment Advisor (PIA) designation. He is engaged in his community through volunteering and pursues personal interests such as adventure sports, biking, boating, dancing, hunting, music, pickleball, traveling, and spending time with his family.

Jesus Castellanos is an International Wealth Advisor at Merrill Lynch Wealth Management, where he has worked since 1996. He provides financial advisory services for both US and international private clients and organizations, focusing on delivering dynamic solutions based on clients' risk tolerance, time horizons, liquidity needs, investment goals, and associated costs. As a qualified Portfolio Manager, Jesus manages discretionary Personalized or Defined Strategies that may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. He collaborates with partners in developing investment ideas to help clients navigate the evolving global investment marketplace. Jesus holds the CERTIFIED FINANCIAL PLANNER™ certification, as well as designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor of Business Administration degree with majors in Finance and Economics from Texas Tech University, Lubbock, and holds both a Master of Business Administration and a Master of Public Administration from the University of Texas at El Paso (UTEP). He is a member of professional organizations such as the El Paso Estate Planning Council, Financial Planning Association, and Rio Grande Economics Association. Fluent in Spanish and English, Jesus is involved in his community through memberships including the El Paso Chamber of Commerce—LEP Class 37 and the El Paso Estate Planning Council. Outside of his professional responsibilities, he enjoys biking, running, swimming, and woodworking. He resides with his wife Anabel and their four children.

Jose Clinich is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and two years of industry experience. Prior to his current role, he worked at Wells Fargo Bank, nA and held positions at Academy Sports and Outdoors, Texas Tech University, and Standard Sales. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by extensive research and analytics.

Asher Feinberg is a financial advisor with Morgan Stanley in El Paso, TX, holding Series 63 and Series 65 designations and bringing 20 years of industry experience. He has worked with Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. Feinberg is also a partner in Gluten Revolution LLC, an informational website. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Maren Epps is a financial advisor at Morgan Stanley in El Paso, TX, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2020, Epps worked at America First Credit Union from 2014 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Joel Orozco is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding a Series 66 designation and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously employed at Wells Fargo Advisors LLC from 2011 to 2016. Orozco has also been affiliated with Wells Fargo Bank, N.A. since 2005. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable investment menu that includes insurance-related vehicles and bank deposit sweep options.

Jorge Macias is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at GECU, CUNA Brokerage Services, Inc., and PNC Managed Account Solutions, Inc. He is based in El Paso, TX. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including model portfolio programs and third-party asset management, supported by technology tools and oversight of over $819 billion in discretionary assets.

Travis Hughes is a financial advisor with Cetera, holding the CFP® and ChFC® designations and possessing 40 years of industry experience. His career includes roles at Equitable Advisors, Investors Capital Corp., and Cetera Advisors LLC. He serves as president of both the Sun Bowl Association and the Paso Del Norte Center of Hope, nonprofit organizations in El Paso, TX. Cetera Investment Advisers LLC is an SEC‑registered adviser that supports a large network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi‑manager platform with diverse program structures and custodial relationships.

Jannet Martinez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and previously at JPMorgan Chase Bank, N.A. from 2010 to 2019. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a large team of Wealth Advisors. The firm combines institutional advisory services with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Michael Velarde Sr. is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He worked previously with Wells Fargo Clearing and Wells Fargo Advisors, each for five years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting through a range of portfolio management styles and affiliated research resources.

Carlos Fernandez is an International Wealth Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2002 and specializes in developing strategies for high-net-worth individuals, their families, and their businesses. His work focuses on aligning financial solutions with clients' risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. Carlos employs a client-centered and consultative approach to wealth management. He begins by gaining a thorough understanding of each client’s financial needs, then formulates asset allocation recommendations that reflect their income and growth expectations. He and his team maintain ongoing communication to ensure that the wealth management strategy continues to align with clients' personal financial goals. His expertise extends to serving international clients with considerations such as currency hedging, financial privacy, capital preservation, and estate planning. He holds a Bachelor of Science degree in engineering (1997) and a Master’s in Finance (2001) from Instituto Tecnológico de Monterrey, as well as an M.B.A. from Pepperdine University (2002). Carlos is a Personal Investment Advisor (PIA) and is fluent in Spanish and English. Originally from Mexico City, he resides in El Paso, Texas, with his wife, Chantal, and their children.

Jesus Zamarripa is a financial advisor with UBS Financial Services in El Paso, TX, holding Series 63 and Series 65 credentials and with 18 years of industry experience. He previously worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Outside of his advisory role, he is the general manager of Liand Investments, LLC, a partnership that passively invests in real estate projects. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning and portfolio management.

Theresa Winter is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and 22 years of industry experience. She has worked at various Wells Fargo entities since 2009. Winter is a 50% owner and officer of FORDWIN TX, LLC. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad planning menu that includes retirement, education, and niche services such as business-owner transition and special-needs planning. The firm integrates advisory services with other financial product offerings, delivering tailored recommendations through a combination of research tools and client meetings.