Christine Hagen is a CFP® professional with 42 years of industry experience. She is currently with Private Advisor Group, LLC and has previously worked at AK Financial Group, LPL Financial, Mutual Service Corporation, and National Planning Corporation. In addition to her advisory work, she provides income tax preparation and tax consultations for a significant portion of her clients. She is also a painter who dedicates time to her art. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model, offering access to proprietary managed account solutions and third-party managers, utilizing various investment strategies and technology platforms.

Cristian Garcia is a financial advisor with Edward Jones in Rancho Mirage, CA, holding a Series 66 designation and three years of industry experience. Prior to Edward Jones, he worked at Lares Research and has been independently contracted with Family Heritage Globe Life, where he sells supplemental insurance and assists clients with claims. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large network of advisors and branches nationwide.

Deborah Tryon is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has been with Morgan Stanley and its Private Bank division since 2013 and 2015, respectively. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using approved tools and simulations to model outcomes.

Dominic Corleto is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 18 years of industry experience. He has been with Wells Fargo and its affiliates since 2009. Outside of his advisory role, he is involved with Continuity Group LLC, an administrative company based in Springfield, Oregon. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions tailored to clients who meet a net-worth threshold.

Vlad Poston is a financial advisor at Charles Schwab with four years of industry experience. He holds a Series 66 designation and has worked with Charles Schwab and Charles Schwab Bank since 2021. His prior experience includes roles at the Alzheimer's Association, College of the Desert, and Wells Fargo. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Timothy Mcsweeney is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior work includes roles at LPL Financial, Grove Point Advisors, and Cetera Advisor Networks. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm employs various investment strategies, including proprietary models and access to third-party managers, and provides both discretionary and non-discretionary portfolio management tailored to client objectives.

Michael Smith is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab and Charles Schwab Bank since 2007 and 2010, respectively. He is based in Indian Wells, California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios and a formal due diligence process for alternative investments.

Tamara Spates is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds a Series 63 designation and previously worked at RBC Capital Markets from 2016 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools including Monte Carlo simulations as part of its process.

Norman Tucker is a financial advisor with OSAIC in La Quinta, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked continuously since 1994 at both Pension Portfolios and OSAIC. OSAIC serves a diverse clientele that includes retail and institutional investors such as high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using a variety of investment vehicles and third-party platforms, employing tools like asset-allocation models and risk tolerance assessments to build customized portfolios.

Jamee Rush is a financial advisor with UBS Financial Services in Rancho Mirage, CA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. She has been with UBS since 2015. Outside of advisory work, she oversees business strategy for a mobile application development company, Hug-A-Day LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and advisory services.

David Ransom is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Frank Pickett is a financial advisor with Raymond James Financial in La Quinta, CA, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. He has been with Raymond James Financial since 2005 and also maintains involvement with Pickett Financial Partners since 2008. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Jordan Varela is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He holds the Series 66 designation and previously worked at Merrill Lynch Pierce Fenner and Smith for 18 years before joining Wells Fargo Advisors in 2017. Outside of his advisory role, he is a co-owner of Varela Reynolds Wealth Management in Palm Desert, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet specific net-worth criteria, utilizing Wells Fargo research and planning tools to develop recommendations.

Cody Finley is a financial advisor with UBS Financial Services in Indian Wells, CA, holding a Series 66 designation and eight years of industry experience. His career includes roles at Ameriprise Financial Services and the University of Arizona. UBS Financial Services provides a range of brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based asset allocations to tailor investment plans to clients’ goals and risk tolerances.

Eric Burke is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 66 credential and six years of industry experience. He has been with Morgan Stanley since 2019, including a role at Morgan Stanley Private Bank, N.A. since 2020. Outside of his advisory work, he owns and manages rental properties. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers planning services without providing individual security recommendations as part of its standalone financial planning program.

Ronald Millspaugh is a financial advisor at Wells Fargo Clearing with 39 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. He holds an inactive real estate license in California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Chasen Kaminsky is a financial advisor at Morgan Stanley with two years of industry experience. He previously worked at Edward Jones and LPL Financial and has been involved in event production, DJing, and web design through his own business activities. Kaminsky operates a side business related to event production and technology in Palm Desert, California. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning solutions.

Brian Duffy is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2009 and previously worked at Edward Jones from 2007 to 2009. Outside of his advisory role, he is the owner of Duffy Wealth Management, LLC, which operates as a branch support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its recommendations through various advisory programs.

Richard Post Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. With over 30 years of experience, he provides advisory services to individual and corporate clients, managing investments tailored to each client's needs, objectives, and risk tolerance. His approach emphasizes client-centric strategies, including cash flow analysis, retirement planning, and estate and trust planning through Bank of America Private Bank. He utilizes both traditional financial strategies and innovative customized approaches that may include alternative investments. Rick holds a Bachelor's Degree in Business Administration with a major in Finance from the California State University system and is a CERTIFIED FINANCIAL PLANNER® professional. Throughout his career, he has focused on helping clients navigate financial decisions across different life stages, providing education and solutions that address their evolving priorities. Outside of his professional work, Rick values family and community involvement. He spends time with his wife, Leanne, and their two teenage children. Together, they support local families in need and participate in activities such as staying active and exercising. Rick is also connected to various community organizations including Camp Pendleton, Find Food Bank, Friday Night Lights, and YMCA.

Andrew Clark is a CFP®-certified financial advisor with Morgan Stanley in Palm Desert, CA, bringing 27 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside a broad selection of retail and institutional offerings.